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What Is a Savings Account? 09/04/2025 08:00pm • A savings account is a type of deposit account at a bank, credit union or other financial institution that earns interest. Savings accounts are typically used to achieve short-term financial goals, such as making a down payment on a home or to build an emergency fund. How Savings Accounts WorkSaving How to Get a $20,000 Personal Loan 09/04/2025 08:00pm • Personal loans come in amounts ranging from $1,000 to over $100,000, and $20,000 personal loans are widely available for those who qualify. For larger amounts, personal loans offer several advantages over credit cards: Interest rates are generally lower, they're fixed, and you can choose from a rang Things to do in the DC area: Afro Flavour Food Festival, National Book Festival … and more! 09/04/2025 06:16am • Frederick, Maryland, is getting a taste of the African continent this weekend when the Afro Flavour Food Festival is hosted in the city on Saturday, Sept. 6. Along with a wide variety of African cuisines featured with approximately 15 to 25 vendors, there is also fashion, art, music and networking e How to Maximize Points With the AmEx Trifecta 09/03/2025 08:00pm • For travelers who prefer the American Express Membership Rewards program, a popular way to maximize earning points is through a strategy known as the American Express Trifecta. This three-card strategy allows you to earn Membership Rewards points on every purchase. By juggling three different Americ 9 Free Services to Take Advantage of Now 09/01/2025 08:00pm • When you need to be careful with money, taking advantage of what's available at no cost to you is a powerful tool. Reducing expenses this way can help alleviate financial stress brought on by inflation or recession. Higher prices on goods and services have caused most Americans to make major adjustm Duty-free no more: Parcels worth under $800 no longer qualify for a US tariff exemption 08/29/2025 10:50am • NEW YORK (AP) — Low-value imports lost their duty-free status in the United States on Friday as part of President Donald Trump's agenda for making the nation less dependent on foreign goods and resetting global trade with tariffs. An executive order eliminated a widely used customs exemption for Gold Is a Safe-Haven Investment, But It's Not Foolproof. 10 Crucial Facts to Know Before You Invest 08/28/2025 08:00pm • Gold can be considered a safe-haven investment because it often behaves differently than stocks, bonds or currencies. When the stock market is doing poorly because of economic uncertainty or worries about geopolitical events, people often buy gold because it has a reputation as a long-term store of 8 Best Coupon Sites, Browser Extensions and Apps 08/27/2025 08:00pm • Not all coupon sites are created equal. Some are clunky and contain endless lists of promo codes that never seem to work. Others, however, can make it fast, easy and convenient to find deals. To help you save time (and money), here are eight legit coupon sites, browser extensions and apps worth chec Nonalcoholic beer and mocktails can help people stay sober or drink less, but are not for everyone 08/27/2025 04:53pm • Several years into her sobriety, Logan Denzer decided to try nonalcoholic beer and mocktails while others around her drank real booze. “A lot of people feel out of place” when everyone else is imbibing, said the 27-year-old from Los Angeles, who considers these beverages “an excellent solution Edmunds: Five big mistakes you need to avoid before buying your next new car 08/27/2025 06:52am • Buying a new car has never been more financially daunting. A 2025 analysis from Edmunds found that a record 19.3% of consumers who financed a new vehicle in the second quarter of 2025 committed to a monthly payment of $1,000 or more. That’s nearly one in five buyers taking on what was once conside 7 Best Monthly Dividend Stocks to Buy Right Now 08/26/2025 08:00pm • There are two ways to make money when investing in a stock. One is by capital appreciation, the other is by collecting dividend income. Of course, not all stocks pay regular dividends. Some companies choose to reinvest earnings into marketing, product development or expansion. Many companies, howeve How to Have a No-Buy Year, According to People Who've Done It Successfully 08/26/2025 08:00pm • With the rise of social media platforms, financial challenges have taken off. Among them has been "no-buy July," in which people commit to purchasing only essentials for 30 days. As of August 2025, there are more than 70,000 no-buy community members on Reddit who offer ideas and support, and an ever What shoppers can do to limit charges once the US ends a tariff exemption for goods under $800 08/26/2025 10:20am • NEW YORK (AP) — U.S. consumers have gotten used to shopping the world without paying customs duties on the international packages they receive from big e-commerce companies like Shein and Temu, specialty shops and businesses that sell goods through online marketplaces like Amazon, Etsy and eBay. Duty Free: Is It a Good Deal? 08/25/2025 08:00pm • When you're traveling internationally, duty-free shops may beckon. These brightly lit, beautifully displayed retailers are stocked with all kinds of things you may want to bring home. It's a big business, too. According to a 2025 Coherent Market Insights report, the duty-free retailing market is est 10 Best Online Outlet Stores That Save You Money 08/25/2025 08:00pm • Everyone loves a bargain, and outlet stores promise name-brand goods at deep discounts. Originally intended to sell overstocked goods or items with minor defects, outlet stores have turned into shopping destinations, and now they can be found online as well. Many brands, from high-end designers like