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0% credit card offers can provide holiday relief — if used wisely 12/06/2023 07:00am • It’s hard to say what kills the holiday buzz more: Putting away the festive decorations or a mountain of credit card debt that swells with every interest charge. But not all credit cards charge interest, at least for a time. If you lack cash on hand to buy all the holiday things, a 0% annual perce Holidays on Hold: Student Loan Repayment Has Borrowers Trimming Budgets 12/05/2023 07:00pm • Federal student loan payments resumed in October just ahead of the holiday season, so it may not come as a surprise that most Americans with college loan debt plan to spend less money this year on family gatherings, festive trimmings and gift-giving, according to a November survey from U.S News. And Holiday Tipping Guide: Who to Tip and How Much 12/04/2023 07:00pm • The holidays are traditionally a time to tip those who have made your life easier, more convenient or more enjoyable throughout the year. Christmas tips also provide a financial boost to workers who may be struggling to make ends meet during the holiday season. "Tips go a long way to supplementing i Season's fleecing: Beware of fake holiday charities 12/04/2023 12:58pm •  The winter holidays typically bring out the best in people, with more giving to charities. But they also bring out the worst, with scammers stealing donations that are intended to help the less fortunate. With Christmas, Hanukkah, and Kwanzaa nearing, the Federal Bureau of Investigation is How to Keep Holiday Spending in Check During Retirement 12/03/2023 07:00pm • Retirees living on Social Security and other fixed income streams may need to adjust their holiday spending strategy this year amid the high cost of food, retail goods and other items. But with a careful eye and a commitment to budgeting, it's still possible to have a great holiday while keeping you 11 Signs Your Aging Parent Needs Senior Care 12/03/2023 07:00pm • Aging is a fact of life, and many older adults may reach a point when they can no longer look after themselves. Often, their adult children are left to determine when that time comes -- a challenging prospect for everyone involved. However, experts have identified a number of signs for adult childre Online shopping scams to avoid this holiday season 12/01/2023 06:56pm • Nearly 85% of consumers are worried about running into artificial intelligence-based fraud this holiday shopping season, according to the Prove Identity 2023 Online Shopping & AI-Based Fraud Report. And that's with good reason. AI-technology means the days of phishing emails filled with broke Discover amazing gifts and support small businesses in Downtown Frederick 12/01/2023 03:31pm • This content is provided by Visit Frederick. A journey to Downtown Frederick, Maryland is an excellent way to complete your holiday shopping this season. With a 50-block historic district hosting more than 200 unique shops and small businesses, you’ll find something for everyone on your list th Fire upends Christmas charity in Michigan but thousands of kids will still get gifts 11/30/2023 07:14pm • Donations are pouring in at a beloved Christmas charity after smoke damage from a fire stymied plans for the delivery of wrapped gifts for thousands of children in western Michigan. Santa Claus Girls of Kent County has been going door-to-door with gifts for more than a century in the Grand Rapids ar Bowie-based nonprofit and Mt. Rainier police offer free HIV-testing for World AIDS Day 11/30/2023 09:20am • This is part of WTOP’s continuing coverage of people making a difference from our community authored by Stephanie Gaines-Bryant. Read more of that coverage. As we approach World AIDS Day at the start of next month, a local group wants to help young people in the community learn their HIV statu Things to do in the DC area: Holiday markets, drag Santa afternoon tea … and more! 11/30/2023 06:27am • There’s so much to do in the D.C. area in the coming days, and WTOP has you covered with our weekly roundup of area events worth anticipating. Check back every Thursday for a roundup of Things to do in the D.C. area. The 11th annual Christmas Markt will host approximately 50 vendors. (Phot How I Save Money by Living Simply in Retirement 11/29/2023 07:00pm • Embracing a simple lifestyle in retirement can help you relax, appreciate what you have and save money over the long term. Janet Ruth Heller and her husband, Michael, both former college professors in Portage, Michigan, accomplish this by staying active but keeping a close eye on spending. "Both of DC flower shop has been U Street staple for generations 11/28/2023 09:45pm • When you walk into Lee’s Flower and Card Shop along U Street in Northwest D.C., you immediately get smacked in the face with the unique and delightful smell of fresh flowers. It's impossible for customers to ignore, but the employees who work there have gotten used to it. "Unfortunately, we Ways to Sidestep Holiday Financial Stress 11/28/2023 07:00pm • The winter holidays are here, and with them comes a crush of expenses. "A lot of people want to do something nice for their families," says Diane Kessler, director and senior wealth advisor with Citi Wealth Management in Bethesda, Maryland. "They want to be generous." But being generous can put a da Millennial Money: 5 steps to creating financial boundaries during the holidays 11/28/2023 08:12am • Marketing ads, family functions and holiday gift-giving culture can make it feel impossible not to spend, or for some, overspend. According to a 2023 survey from NerdWallet, around half of Americans (52%) incurred credit card debt when shopping for gifts during the holidays last year, and almost a t