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Is this your season to buy?

Tuesday - 9/11/2012, 5:44pm  ET

The crispness of fall will soon be in the air & you're eager to get into the home- buying market? What can you afford?

Check selling prices of comparable area homes. You want to know the total monthly cost, including taxes & homeowners insurance.

Find out what you'll pay in closing costs -- Including lender, title & settlement fees, taxes & prepaid items like homeowners insurance or association fees.

Talk to a reputable agent about the current home-buying climate. Will prices continue falling? Have we hit bottom? Will home prices be on the rise soon?