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What Is a Doctorate or a Doctoral Degree? 12/16/2018 07:00pm • In most academic disciplines, the most advanced degree one can earn is a doctorate. Doctorate degree-holders are typically regarded as authorities in their fields, and many note that a major reason for pursuing a doctorate is to increase a person's professional credibility and improve the quality o 9 Safe Dividend Stocks to Buy for 2019 12/16/2018 07:00pm • Use dividend stocks to boost market returns.During turbulent times in the stock market, investors start searching for relatively safe places to invest. Money flows out of high-risk growth stocks and into stocks with reasonable valuations, solid cash flow and reliable dividends. Early forecasts for 2 What Is a Credit Card Skimmer? And How You Can Avoid Them 12/13/2018 07:00pm • The threat of credit and debit card skimmers has grown in both number and sophistication in recent years. Today, you can't fill up your gas tank or withdraw cash from an ATM without the risk of becoming the next victim of a skimmer. Statistics about the prevalence of skimmers -- electronic devices e What Is Taxable Income? 12/13/2018 07:00pm • With the tax season upon us, now is the time to take stock of all taxable income. While that may seem like a simple and straightforward task, it's not always so clear-cut, even if you're a salaried employee. For instance, if you receive money from life insurance proceeds, a gift or an inheritance, r With new plan on pause, Ellicott City business owners feel stuck 12/12/2018 07:15pm • .flex-video { padding-bottom: 80%; ELLICOTT CITY, Maryland — After a 2016 flood destroyed Great Panes Art Glass Studio on this city’s Main Street, the owners resolved to rebuild. Sherry Fackler-Berkowitz, 65, has run the business in the historic mill town with her husband Len Berkowitz How Long Is Medical School and What Is it Like? 12/12/2018 07:00pm • Medical school professors and administrators say aspiring doctors should come to terms with the amount of studying and training required to become a licensed physician before they make the decision on whether medicine is right for them. Pursuing a medical degree is a serious commitment that should n Is the UltraFICO Score Good or Bad for Consumers? 12/11/2018 07:00pm • When new credit scores are revealed, it shakes up the credit world a little bit. The new UltraFICO score is no exception. In fact, this score is so different, it has the attention of consumers and just about every credit expert (raising my hand) on the planet. It's intriguing because it gives a cert What to Know About State Regulations on Student Loans 12/11/2018 07:00pm • Federal and state regulators are working to protect student loan borrowers from unfair lending practices. To date, six states and the District of Columbia have increased efforts to reduce deceptive lending practices by student loan servicers -- companies that collect payments, respond to customer se Do I Really Need a Credit Card? 12/10/2018 07:00pm • Can you live without a credit card? That notion probably seems ridiculous to many people. On average, consumers have 3.1 credit cards, according to 2017 data from the credit bureau Experian. But credit cards aren't for everyone. While life without credit cards poses some challenges, it might not be What's really holding back young DC-area homebuyers? 12/10/2018 09:37am • WASHINGTON — An Apartment List survey found 94 percent of millennial renters in the Washington area plan to purchase a home at some point in the future, but just 5 percent expect to do so within the next year, and 29 percent say they won't buy for at least five years. Affordability is the numbe Today in History: Dec. 10 12/10/2018 12:00am • Today is Monday, Dec. 10, the 344th day of 2018. There are 21 days left in the year. Today's Highlight in History: On Dec. 10, 1964, Martin Luther King Jr. received his Nobel Peace Prize in Oslo, saying he accepted it "with an abiding faith in America and an audacious faith in the future of ma Today in History: Dec. 9 12/09/2018 12:00am • Today is Sunday, Dec. 9, the 343rd day of 2018. Today's Highlight in History: On Dec. 9, 1987, the first Palestinian intefadeh, or uprising, began as riots broke out in Gaza and spread to the West Bank, triggering a strong Israeli response. On this date: In 1608, English poet John Milton What Happens When Your Credit Card Company Sues You? 12/06/2018 07:00pm • Ignoring debt collection calls usually doesn't make them go away. Ignore your credit card debt long enough, and your credit card company may sell your account to a collection agency or sue you in civil court for the balance. While it's best to try to work with your credit card company before a lawsu 7 tips to avoid overspending on gifts this holiday season 12/05/2018 07:00pm • The winter holiday season in America has become a monthslong shopping extravaganza. And as the ever-expanding Black Friday and Cyber Monday sales indicate, Americans continue to plan their holidays around their wallets. While it's not uncommon for Americans to rack up some amount of debt during t What Student Loan Borrowers Can Expect From Financial Aid Mobile App 12/04/2018 07:00pm • Last fall, as part of its efforts to modernize the financial aid process from application through repayment, the U.S. Department of Education announced a blueprint for its Next Generation Financial Services Environment. The enhancements will better serve both potential and current student loan borr