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Are Rewards Debit Cards Worth It? Here's How the Credit Card Versions Compare 01/27/2026 07:00pm • Dear Clever Credit,I'm seeing more and more debit cards popping up that offer rewards. Are they better than credit cards? Because if I can earn the same rewards without dinging my credit, should I apply for one?Signed,Debit vs. CreditDear DvC, I've seen these cards popping up, too. There are quite a How the Federal Reserve Impacts Mortgages 01/27/2026 07:00pm • At its January 2026 meeting, the Federal Reserve opted to hold interest rates steady, keeping the low end of the range at 3.5%. The Fed referenced the impact of employment data in a Jan. 28 news release, saying, "Job gains have remained low, and the unemployment rate has shown some signs of stabiliz How the Federal Reserve Impacts Personal Loans 01/27/2026 07:00pm • The Federal Reserve doesn't directly set personal loan rates. But its monetary policies are designed to have a widespread effect on the U.S. economy. When the central bank makes a policy move, it creates a chain reaction that trickles down to personal loan interest rates. Borrowers with an existing Why Student Loan Borrowers Are Falling Behind -- And What To Do 01/27/2026 07:00pm • Pandemic-era federal student loan protections have expired, and millions of borrowers who haven't resumed payments are facing default. At the same time, borrowers are dealing with repayment plan changes, annual income recertification and the upcoming termination of the most generous income-based rep Caesars Sportsbook Promo Code WTOP250BM: Get $250 Bet Match for Bucks-76ers, Top 25 NCAAB Games Caesars Sportsbook Promo Code WTOP250BM: Get $250 Bet Match for Bucks-76ers, Top 25 NCAAB Games 01/27/2026 04:30pm • This article contains references to products from our advertisers and/or partners, and we may receive compensation when you click on links to products and services Sign up with Caesars Sportsbook promo code WTOP250BM and secure a 100% bet match. Start betting on the NBA or any other sport this week BetRivers Promo Code WTOP: Get $500 Bonus for Sports Betting, Casino Games BetRivers Promo Code WTOP: Get $500 Bonus for Sports Betting, Casino Games 01/27/2026 02:20pm • This article contains references to products from our advertisers and/or partners, and we may receive compensation when you click on links to products and services Use the BetRivers promo code WTOP this week to unlock a bonus for sports betting and casino games. We explain different welcome offers Sleeper Promo Code WTOP: Claim $100 Bonus for NBA, CBB Picks Tuesday Night Sleeper Promo Code WTOP: Claim $100 Bonus for NBA, CBB Picks Tuesday Night 01/27/2026 02:09pm • This article contains references to products from our advertisers and/or partners, and we may receive compensation when you click on links to products and services Daily fantasy players can sign up and claim a fantastic fantasy bonus with the Sleeper promo code WTOP. Create a new account an BetMGM Bonus Code TOP1500: Get $1,500 Bonus for NBA, NHL, NCAAB Tuesday BetMGM Bonus Code TOP1500: Get $1,500 Bonus for NBA, NHL, NCAAB Tuesday 01/27/2026 10:15am • This article contains references to products from our advertisers and/or partners, and we may receive compensation when you click on links to products and services Take advantage of BetMGM bonus code TOP1500 in time for the seven NBA games Tuesday night here. New players can secure a $1,500 Here's How Much You Can Borrow With a HELOC in 2026 01/26/2026 07:00pm • One major benefit of owning a home is being able to borrow against the equity you've built in it. And you may be thinking of taking out a home equity line of credit, or HELOC, this year to capitalize on that option. The Federal Reserve's trio of interest rate cuts in late 2025 has generally made HEL How to Get a Personal Loan With a 500 Credit Score 01/26/2026 07:00pm • Securing a loan with a 500 credit score may be challenging, but that doesn't mean every lending door is closed. Though more difficult, borrowing money is possible even with a low credit score. Before you make a move, know your loan options for a 500 credit score, how your credit score will affect in I'm Downgrading My Chase Sapphire Reserve. What Should I Do With My Points? 01/26/2026 07:00pm • Dear Clever Credit,I have the Chase Sapphire Reserve, but that higher annual fee is killing me. I've done the math, and it just isn't worth it to me. I want to downgrade, but I don't want to lose the value I get from my existing points. What are my options?Signed,Downgrade in the DumpsDear Downgrad BetMGM Bonus Code TOP1500: Claim $1,500 Bonus for NBA Monday, Early Super Bowl Picks BetMGM Bonus Code TOP1500: Claim $1,500 Bonus for NBA Monday, Early Super Bowl Picks 01/26/2026 06:27pm • This article contains references to products from our advertisers and/or partners, and we may receive compensation when you click on links to products and services Sign up with the BetMGM bonus code TOP1500, and redeem one of two fantastic welcome offers while doing so. The majority of use Underdog Promo Code WTOP: Claim $75 Bonus for NBA, CBB, Big Game Entries Underdog Promo Code WTOP: Claim $75 Bonus for NBA, CBB, Big Game Entries 01/26/2026 03:36pm • This article contains references to products from our advertisers and/or partners, and we may receive compensation when you click on links to products and services Activate our Underdog promo code WTOP to receive fantasy bonus entries to use on the NBA and college basketball games Monday ni DraftKings Promo Code for Super Bowl 60 Introduces $300 Bonus DraftKings Promo Code for Super Bowl 60 Introduces $300 Bonus 01/26/2026 10:39am • This article contains references to products from our advertisers and/or partners, and we may receive compensation when you click on links to products and services It all comes down to one game to decide who is crowned the champion of the NFL season, and the stage is now set after two close C 5 Best Stocks for Beginners With Little Money 01/25/2026 07:00pm • Sure, every financial planner knows that low-cost index funds offer a preferable way to achieve long-term wealth, while generating an expected return and managing risk. But even young investors who contribute regularly to a 401(k) can use single stocks to learn about the markets. "For most new inve
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