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When Is a Cash-Out Refinance Loan a Good Idea? 09/25/2018 08:00pm • In a cash-out refinance mortgage, you take a loan against your home in excess of what you owe, leaving you with cash available to spend. Adding to the debt against your home could be a smart move if the cash is used for the right purpose. Using it for the wrong purpose, however, could lead to finan What It Means When a U.S. College Has a Religious Affiliation 09/25/2018 08:00pm • Alan Park wanted to attend a Christian university in the U.S., coming from a Christian family in Paraguay. He researched universities that offered a campus environment where religion was more of a focus and issues like overdrinking were less likely to occur. "For most international students, all we Are Credit Card Rewards Taxable? 09/25/2018 08:00pm • Credit card rewards have introduced a whole new level of confusion at tax time. In addition to your salary, bank account interest and other investment income, you might also have to pay taxes on your credit card rewards. The big question of whether credit card rewards are taxable came to national a Illinois College Road Trip: University of Illinois--Urbana-Champaign 09/25/2018 08:00pm • Since its founding as Illinois Industrial University in 1867, the University of Illinois--Urbana-Champaign has encouraged innovation. The first shared computer-based education system and the foundation for the medical MRI are among the technologies developed at the state's flagship university, which Md. state workers get 60 paid parental leave days in new plan 09/25/2018 04:01pm • WASHINGTON — Maryland Gov. Larry Hogan announced Tuesday that state employees will get 60 paid parental leave days after their child's birth or the adoption of a child under the age of 6. The additional paid leave time is to be granted after the employee has used up his annual and personal leav The Pros and Cons of Online Banking in Retirement 09/24/2018 08:00pm • More Americans are accessing their bank accounts online instead of visiting brick-and-mortar locations. So, it makes sense that consumers are increasingly looking into online-only banks. It's possible to conduct most banking needs entirely online, and some online banks offer better perks than tradit The Pros and Cons of Identity Monitoring Services 09/24/2018 08:00pm • If you're concerned about becoming the victim of identity theft or another form of financial fraud, you may be wondering whether you should invest in an identity monitoring service. By signing up for ID theft protection, you can receive alerts if a hacker makes a credit inquiry, sets up a new accou The Difference Between Hard and Soft Credit Inquiries 09/24/2018 08:00pm • When we talk about credit scores, inquiries almost feel like an afterthought. Inquiries, or new credit, only contribute about 10 percent to your FICO score, so it's easy to assume they aren't a big deal. But you know what? Sometimes it's the little things that ding your score just enough to knock y How to Keep Your Child's Credit Safe 09/23/2018 08:00pm • You probably know how important it is to protect your credit from fraud, but as a parent, you might not realize that your child's credit is up for grabs by identity thieves, too. Javelin Strategy & Research estimated that more than 1 million children were the victim of identity fraud in 2017, w In Czech Elections, Pirate Party Eyes Prague Mayor's Seat 09/23/2018 08:00pm • PRAGUE -- If voter Mikolas Moravec has his way the next mayor of the Czech capital city of Prague will be a pirate. Like a lot of young Czechs, Moravec, a 30-year-old aspiring soccer scout, has grown dissatisfied with the scandal-laden political establishment that has been around since the end of co The Surprising Health Benefits of 'Defensive Pessimism' 09/23/2018 08:00pm • We've all heard or read about the utility of positive thinking. Many life and sports coaches espouse the concept. The book "The Power of Positive Thinking," written by Norman Vincent Peale and published in 1952, was an international best-seller. An array of accomplished people, including Mohandas "M How Does a Short Sale Work? 09/23/2018 08:00pm • If a divorce, job transfer, job loss or other major life event leaves you unable to keep up with mortgage payments, you may face foreclosure or short sale. A short sale can offer much-needed financial relief, but negatively affects your credit history and ability to buy another home in the near futu Ready to make a donation? Here's how to vet a charity online 09/21/2018 05:02am • Q: Are there any online resources for vetting charities before I make a donation? Charity fraud scams are an ongoing problem, with the expected increase whenever a disaster strikes. Clever fraudsters have become very good at tugging at heartstrings to elicit donations to what will appear as a leg Movie Review: 'Life Itself' ambitiously tries to thread the 'This Is Us' needle 09/20/2018 11:47pm • WASHINGTON — Dan Fogelman has been one of the hottest hands in Hollywood lately. He broke through with the delicious family comedy "Crazy Stupid Love" (2011), teasing the romantic potential between Ryan Gosling and Emma Stone, then created NBC's "This Is Us," making household names out of M Woman pleads guilty in cyberattack on DC police cameras before 2017 inauguration 09/20/2018 08:00pm • WASHINGTON — A Romanian woman has pleaded guilty Thursday for the role she played in a ransomware attack that left more than 100 D.C. police surveillance cameras inoperable just days before last year's presidential inauguration. Eveline Cismaru, 28, admitted to taking part in an attack that inf