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Do Business Credit Cards Affect Your Personal Credit? 10/04/2018 08:00pm • One of the many benefits of using a small business credit card includes separating your personal affairs from those of your business. But when it comes to your credit, it's almost impossible to have complete separation. Nearly all business credit cards require a personal guarantee, and some will eve 11 ways to make your retirement more relaxing 10/04/2018 08:00pm • With no job to tie you down, retirement is meant to be a relaxing time. However, your newfound freedom and leisure time can quickly become stress-inducing if you spend too much time fretting about your finances. To better manage that anxiety, here are 11 clever strategies to take some of the fina How to Remove Yourself as a Co-Signer on a Credit Card 10/03/2018 08:00pm • If you have a family member or friend with bad credit, you might get asked to co-sign on a credit card. Co-signing is a generous act that can help someone get access to credit and learn how to manage it responsibly, but don't sign the dotted line just yet. There are a few risks: You could end up tak How to Read a Closing Disclosure 10/03/2018 08:00pm • Refinancing or closing on a new home is an exciting time, but don't skip off to the signing table before reading the closing disclosure. After closing, the property and all its financial responsibilities will be yours. For this reason, it is essential that you give this document your utmost attenti Independent yet still dependent: Topics to cover with your college kid 10/03/2018 01:52pm • WASHINGTON — College is an immersive experience. Labs and lectures are just one part of it. There’s a different world to explore outside the classroom as well. This introduction to adulthood can be exciting — and somewhat perilous. “College is a great time for kids to learn to be indep Va. students post improved graduation, dropout rates in 2018 10/03/2018 07:48am • WASHINGTON — More Virginian students graduated on time in 2018, the state's Education Department reported Monday. Of the 97,961 students who began the ninth grade in 2014 and graduated in 2018, 91.6 got their diploma, a half-percentage-point increase over 2017, when the on-time graduation rate 5 uncommon ways to use a home equity line of credit 10/03/2018 04:34am • WASHINGTON — A home is the largest asset for most Americans. Not only is it where you live and make memories, tapping into a home's equity — the difference between what you could sell your house for and the amount you owe on the house — may provide the funds to cover large expenses with reason What College Students Need to Know About Credit Card Fraud 10/02/2018 08:00pm • Almost two-thirds of college students aren't concerned about falling victim to identity fraud, according to a 2015 report by Javelin Strategy & Research. At the same time, students experienced the most severe effects of fraud of any age group. It's not always possible to prevent credit card fra How Applying Early for College Affects Financial Aid 10/02/2018 08:00pm • Early decision applicants may enjoy improved odds of being accepted at their dream school, but that could come at the price of receiving less in college aid, experts say. According to a 2017 report by the National Association for College Admission Counseling, schools offering early decision accepted How to Get a Bachelor's Degree Using New Alternatives 10/01/2018 08:00pm • In 2013, 20-year-old Carmel Wright, who had worked as a nanny and tutor after graduating from high school, was ready to consider college. Then she mysteriously lost the use of her right leg. What turned out to be an unusual muscle-bone condition set her on a yearlong path of treatment in Sacramento 3 Ways MCAT Prep Differs From College Course Prep 10/01/2018 08:00pm • Anyone completing undergraduate premedical coursework is familiar with the demands of challenging and high-stakes testing. Between midterm exams and finals, answering exam questions that require both background knowledge and application of that knowledge may feel like second nature. But while the sk 4 Little-Known Ways to Get Into Credit Card Debt 10/01/2018 08:00pm • Credit card debt is one of those things that can sneak up on you when you least expect it. It's lurking behind that balance transfer credit card that's begging you to use it for new purchases. It hangs out in dark alleys and tells you to take a vacation you can't afford to earn a sign-up bonus. If n Column: Cal Ripken Jr. saved baseball 09/30/2018 11:37pm • This is one side of a point-counterpoint on what saved Major League Baseball following the 1994 strike. For the other side, click here. Who saved baseball? It's a debate that rages with regional rivalry. The Midwest loves to credit St. Louis' Mark McGwire and Chicago's Sammy Sosa for their home-r The Difference Between Interest Rate and APR 09/30/2018 08:00pm • Homebuyers shopping for a mortgage usually look for the lowest interest rate. But another number -- the annual percentage rate, or APR -- is just as important when trying to determine how much house you can afford. The difference between the interest rate and APR is simple, says Bryan Sherman, a con How Colleges Handle Sexual Assault in the #MeToo Era 09/30/2018 08:00pm • In a class called Flip the Script, designed to help women avoid a sexual assault, Abigail Brickley practiced martial arts-like self-defense maneuvers and learned to identify potential perpetrators, such as men who try to isolate women from a group or insist that they have another drink even after t