“With a restricted donation, the organization finds some limitation in the way they can use the money,” Nason said.
“If you trust the organization and you’ve established a relationship with them, we recommend creating an unrestricted donation to this organization so they can use the money in the way that they need it,” Nason said.
Organizations have to offer the restricted-use option to be included in Charity Navigator lists of featured charities for “hot topics” of specific disasters. They also have to specify how they plan to use the donation.
“We update that list several times a day for all of our active hot topics,” Nason said.
Current “hot topics” with lists of qualifying charities: