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9 Retirement Distribution Strategies That Will Make Your Money Last 02/02/2022 07:00pm • Saving money for retirement is only part of ensuring a financially secure future. The other half involves making smart decisions about withdrawing that cash. "There is no easy straightforward answer," says Chad Parks, founder and CEO of Ubiquity Retirement + Savings, a firm that provides 401(k) acco What Is a Robo Advisor and When Should You Use One? 02/02/2022 07:00pm • Americans are investing in greater numbers than ever before. Many of these investors are turning to automated investing with robo advisors, which saw a surge in new account openings in the early months of the pandemic. New account openings at TD Ameritrade's automated investment platform rose 150% d DC lawmakers pass early child care workers bill 02/01/2022 08:10pm • D.C. lawmakers have passed a bill to raise the wages of those who care for the District's youngest residents. The D.C. Council unanimously voted Tuesday to pass the Early Childhood Educator Equitable Compensation Task Force Temporary Amendment Act. Introduced by Council Chairman Phil Mendelson, i A Guide to Self-Directed IRAs 02/01/2022 07:00pm • A self-directed IRA allows investors to hold unique and varied investment options inside a retirement account. Unlike traditional IRAs or Roth IRAs, which often consist of stocks and bonds, a self-directed IRA provides a broader selection of investment options. "The account owner is the person who i How to Advise Clients on Wash Sale Rules 02/01/2022 07:00pm • There isn't much to get excited about when the stock market plummets -- unless you're staring down a large capital gains tax bill. Since the IRS allows investors to deduct capital losses from their gains to reduce their tax bill, a market decline can present a handy tax-loss harvesting opportunity. 9 Top-Rated ETFs to Buy 02/01/2022 07:00pm • Analysts say these are some of the top ETFs around.At the end of 2021, total assets under management in U.S. exchange-traded funds amounted to more than $7.2 trillion, according to the New York Stock Exchange. Part of the reason for the popularity of this asset class, according to DJ Tierney, senior How to Choose the Right Tax Professional 01/31/2022 07:00pm • As we head into the tax season, you don't want to delay looking for a tax professional. However, selecting the first preparer you find isn't a smart move either. "It's important to connect with the right tax professional from the beginning," says Steven Janssen, tax director with financial firm CBIZ Beyond Bonds: How Advisors Can Build Modern Alternative Portfolios 01/31/2022 07:00pm • First, there was flourless chocolate cake. Later on, they invented milk that was not from a cow, but from almonds. And if you are in the mood for a hamburger, you no longer need meat inside of that bun, thanks to plant-based substitutes. What will they think of next, a bond portfolio without bonds? How to Avoid IRS Tax Delays in 2022 01/31/2022 07:00pm • Last tax season, phone calls to the Internal Revenue Service went unanswered, letters went unopened, tax professionals were stretched thin and many taxpayers are still today awaiting their 2020 refunds and resolutions to various filing issues. The IRS itself now acknowledges this reality, and in 202 Montgomery Co. council president calls for moves to slow police attrition 01/31/2022 02:57pm • The attrition of police officers in Montgomery County, Maryland, has more than doubled during the pandemic, and the president of the County Council on Monday underlined the importance of retaining officers and attracting new ones. Council President Gabe Albornoz said that while the Montgomery Cou Task force draws roadmap to help Prince George's Co. better grapple with food insecurity 01/31/2022 01:20pm • The early months of the pandemic were marked by long lines of cars and people showing up at food pantries and grocery giveaways all around the country. The D.C. area was no exception. The abrupt disruption the pandemic brought revealed not just those who were struggling, but those who had been on Known Unknowns: Tax Planning Amid Uncertain Law Changes 01/30/2022 07:00pm • "How can I advise my clients on tax planning when there is so much uncertainty about future tax laws?" This is a question financial advisors are asked on a daily basis. If this is a question you have asked yourself, consider asking this instead: When has the tax code ever had certainty? Asking the t 16 Things You Need to Know Now About Annuities 01/30/2022 07:00pm • With the retirement playing field littered with crushed investments and dreams, the safety of guaranteed income streams looks more attractive each day. Some annuities can provide such a guarantee. If you ask an insurance company to define annuities, the marketing phrase the insurer will probably use Virginia Republicans push for changes in marijuana law 01/29/2022 09:32am • RICHMOND, Va. (AP) — Newly empowered Republican lawmakers in Virginia who opposed legalizing simple possession of marijuana say they don’t want to scrap the law, but they do want to make significant changes. Those changes could include moving up the start date for retail sales and getting rid Hogan seeks to re-up insurance ‘assessment’ that stabilized Obamacare. Was it a tax hike? 01/28/2022 02:22pm • This content was republished with permission from WTOP’s news partners at Maryland Matters. Sign up for Maryland Matters’ free email subscription today. Gov. Lawrence J. Hogan Jr. (R) built his political brand by thundering against tax hikes enacted during the administration of his predeces