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IRS Offer in Compromise: Everything You Need to Know 02/16/2023 07:00pm • If you find yourself with an unmanageable amount of tax debt, consider applying for an IRS offer in compromise, a program that allows you to settle your debt for less than the amount you owe. These offers can be a huge help to individuals who are struggling to pay their debts, but they're hard to sc Marylanders can take advantage of state's popular green initiative this Presidents' Day weekend 02/16/2023 12:56pm • Do you need a new washer-dryer set? This weekend may be a great opportunity to take advantage of Maryland's popular green energy initiative to get one. Shop Maryland Energy, or Maryland Energy Weekend, is a sales and use tax-free weekend for energy efficient appliances every February. The week Prince George's Co. school system fires back over questions on construction spending 02/15/2023 11:15pm • Members of the Prince George's County, Maryland, council have questions about over-budget school constructions, and they want answers as to why the cost is burgeoning. The council wants a state inspector general to look into the constructions. In response, the school system's CEO is blasting the How to Get a 401(k) Match for Your Student Loan Payment 02/15/2023 07:00pm • Those who have an overwhelming amount of student loan debt are often unable to contribute to a 401(k) plan and qualify for a valuable 401(k) match. The SECURE 2.0 Act, which was signed into law by President Joe Biden on Dec. 29, 2022, allows eligible employees to receive a 401(k) match if they are m 22 Legal Secrets to Reducing Your Taxes 02/15/2023 07:00pm • Taxes may be an inevitable part of life, but most people would probably rather not hand over a portion of their earnings to the government. Fortunately, there are a number of completely legal ways to lower the amount you pay the taxman each year. These include credits, deductions and advanced invest The Best Times of Year to Buy Large Appliances 02/15/2023 07:00pm • The pandemic, supply chain issues and inflation have all changed some of the rules around buying large appliances such as dishwashers and refrigerators. There was a time when the best periods to buy large appliances were during holiday weekends like President's Day and Memorial Day. That's when you 12 Places to Find Free Tax Advice 02/15/2023 07:00pm • Preparing taxes on your own can be complicated, especially with ever-changing tax laws. Getting help from an expert can make it easier to file your return on time and ensure you're maximizing your tax benefits. Bonus: You don't always need to pay for tax help. Several federal programs, local resourc Free Services and Stuff to Take Advantage of Now 02/15/2023 07:00pm • Whether cash is tight or not, it always makes sense to avoid overpaying for the things you want or need. When you do need to be careful with your money, however, taking advantage of what's available for free is important. Free things can expand or refine your budget and help you get the most out of How to Retire by 40 According to People Who Have Done It 02/15/2023 07:00pm • Before the "FIRE" ("financial independence, retire early") movement invaded the U.S., before there were iPhones, before there was even the internet (gasp), Billy and Akaisha Kaderli retired at the ripe ages of 38. Now entering their 33rd year of retirement, the Kaderlis have more money than ever. "F WTOP March App Madness Sweepstakes 02/15/2023 09:54am • Official Rules   NO PURCHASE OR PAYMENT NECESSARY. A PURCHASE WILL NOT IMPROVE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED BY LAW.   BY ENTERING THE SWEEPSTAKES, EACH ENTRANT AGREES TO THESE OFFICIAL RULES.   Eligibility: The WTOP March App Madness Sweepstakes (the "Sweepstakes") is Virginia lawmakers again unlikely to set up marijuana sales 02/14/2023 07:43pm • RICHMOND, Va. (AP) — In 2021, Virginia became the first Southern state to legalize marijuana, adopting a policy change that allowed adults to possess and cultivate the drug. But lawmakers didn't fully enact a framework for recreational retail sales. Partisan gridlock thwarted any movement on th What Is an ABLE Account? 02/14/2023 07:00pm • Living with a disability can be incredibly expensive. One study published by the National Disability Institute found that households with a disabled adult require an average of 28% more income to maintain the same standard of living as ones without. To make ends meet, many with disabilities -- or th Should I Get A Financial Advisor? 02/14/2023 07:00pm • Money affects nearly everything that we do. However, there are certain times in our lives when we tend to think more pragmatically about money. Typically, these are focused around major life events, such as getting married or divorced, having a first child, receiving an inheritance or even winning t How to Roll Over Funds From a 529 College Savings Plan to a Roth IRA 02/14/2023 07:00pm • Some families are concerned about saving too much in a 529 plan and not being able to remove excess funds without incurring a penalty. The SECURE 2.0 Act, which became law in December 2022, changes the 529 plan rules to permit rollovers of some funds from these college savings accounts into a Roth I 20 cheap Valentine's Day gift ideas 02/14/2023 06:40am • You're looking for a Valentine's Day gift that shows you care -- that you really think this one is "the one" -- all for an affordable price without actually looking like you're cheap. That can be a challenge to pull off -- but it's understandable if you're looking for inexpensive Valentine's Day