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The Guide for First-Time Homebuyers 06/11/2018 08:00pm • Owning a home is a major milestone many Americans expect to achieve in their lifetime. It's not simply about having the ability to stay in one place for years -- it's also about taking advantage of the incentives to homeownership, including the financial security to make a major investment and see The morning routines of successful people involve discipline, practice 06/11/2018 01:00am • WASHINGTON — The next time you decide to push your pre-dawn workout in favor of pushing the snooze button, know this: General Stanley McChrystal, a retired U.S. Army four-star general, wakes up every day at 4 a.m. and works out for about 90 minutes. It’s a routine he has kept for the last 30 7 tips for buying beach real estate in Del., Md. 06/11/2018 12:00am • EDITOR'S NOTE: The housing bubble before the recession drove prices up at the Delmarva beaches. Then prices sank. It's been nine years since the end of the recession. So have the beach communities recovered? In the series, Beach Real Estate Guide, WTOP's Colleen Kelleher brings you advice on buying, How the U.S. Patriot Act Poses an Obstacle to Uruguay's Marijuana Program 06/10/2018 08:00pm • Uruguay has always faced some tall hurdles to become the first country in the world to fully legalize recreational cannabis. The landmark 2013 reform was aimed at taking revenue streams from the sale of the soft drug out of the hands of organized crime while also improving public health by bringing Best Father's Day Sales for 2018 06/10/2018 08:00pm • Father's Day is Sunday June 17. Whether you plan on getting Dad power tools, clothing, sporting equipment or his favorite whiskey, you have plenty of opportunities to save, as retailers are rolling out sales on popular Father's Day gifts. Browse this list of the best Father's Day sales to find somet How to Buy a Foreclosed Home 06/10/2018 08:00pm • As home prices soar in many cities, buyers might look to foreclosures as an affordable option for landing their dream home. Typically, a foreclosure occurs when a homeowner no longer can make the mortgage payments and the lender seizes the property. The lender then requires the former owner to vaca Body found inside a vehicle in Germantown parking lot 06/09/2018 06:06am • WASHINGTON — Police are investigating what happened to a man who was found dead in a car in a parking lot in Germantown, Maryland. Officers were called to a shopping center in the 20900 block of Frederick Road a little after 6 p.m. on Friday for the report of a suspicious situation involving a 6 Side Jobs to Make Extra Money 06/07/2018 08:00pm • Working on the side Whether to make a dent in their debt, save up for vacations or gain more financial independence, many workers are turning to side jobs to supplement their incomes. Demanding anywhere from just a few to several dozen hours a week, "gig" labor goes by several names. The Bureau of L Consider an In-Patient Rehab Facility Before You Suffer a Fall 06/07/2018 08:00pm • As a savvy medical consumer, you may already know which hospital you'd go to in an emergency or which doctor you'd turn to for a particular procedure. But many people never plan where they'd go for a few weeks or months of in-patient rehabilitation to recuperate from a fall. That choice may not even How to Create a Budget That Prioritizes Experiences Over Things 06/07/2018 08:00pm • The days of dreaming about McMansions and luxury cars seem to be dwindling. Nowadays people are more likely to want a tiny house and a lift on Uber. "We're moving into the experience age," says Cary George, CEO of TripGift, a U.K.-based company that sells travel gift cards and offers booking servic Generation Z: Are You Ready to Get Your First Job? 06/07/2018 08:00pm • To all the recent graduates -- congratulations! Graduating from college comes with a whole host of emotions: excitement about finishing school, sadness over leaving your friends and certainly apprehension around finding the right job. While some of your fellow graduates may already have jobs, many After repeat flooding, Ellicott City leaders raise idea of reconfigured Main Street 06/07/2018 12:07pm • WASHINGTON — As residents and business owners on Ellicott City's Main Street remove mucky remnants of the May 27 flash floods and weigh whether to rebuild, local leaders are suggesting it may be time to reconfigure the 246-year-old historic river town. Howard County Executive Allan Kittleman an 7 Ways to Invest in Closed-End Funds 06/06/2018 08:00pm • CEFs offer a taste of the private equity world.Most investors are familiar with mutual and exchange-traded funds. Less known is the closed-end fund, or CEF, a powerful and diversified investing tool. Also a collection of underling assets, CEFs enter markets to raise capital. This makes them more lik Everything You Need to Know About Alternative Mortgage Lenders 06/06/2018 08:00pm • The 21st century is an incredible time to be a homebuyer. In decades past, your mortgage options were likely limited to whatever your local bank was willing to offer you. But today's marketplace offers a refreshing array of options. With the rise of alternative lenders, homebuyers are able -- now m 5 Reasons You Might Not Need an Annuity 06/06/2018 08:00pm • Annuities can provide helpful income streams in retirement, but not everyone needs them. In fact, for some retirees, annuities may be more trouble than they're worth. For one thing, annuities can be expensive and loaded with fees, making the products difficult to compare if you're shopping for one.