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How Much Credit Card Debt Is Too Much? 01/06/2019 07:00pm • Credit card debt is on the rise. According to data released by the New York Federal Reserve in November 2018, credit card debt is up by $36 billion in the last year. And you may be paying the costs. How do you know when your credit card debt goes from normal to out of control? Here's a look at the w How to sell gift cards 01/03/2019 07:00pm • It's always tempting to ask friends and family members for gift cards around the holidays. After all, gift cards offer the opportunity to pick out the products and services you value most. But here's the catch: It's all too easy to receive a gift card and then forget about it. What's more, you may r What's My Credit Card CVV? 01/01/2019 07:00pm • Aside from the card number itself, the CVV is one of the most important numbers on your credit or debit card. This three- or four-digit code is designed to prevent fraud. "The CVV was first devised as an anti-fraud mechanism," says Monica Eaton-Cardone, co-founder and chief operating officer of ris 50 ways to improve your finances in 2019 01/01/2019 09:00am • Ring in the new year. The start of a new year is a time to make financial resolutions, ditch bad money habits and consider ways to improve your financial health. Throughout the past year, U.S. News has published stories with great advice on how to save money, pay down debt and reach your financi How Do Prepaid Credit Cards Work? 12/27/2018 07:00pm • If you have bad credit or want to avoid using traditional credit or debit cards, a prepaid credit card is an option. Prepaid cards are easy to get, require no credit check, and can be used for online shopping or when you can't pay in cash. The cards can be bought online and at brick-and-mortar store 8 Trends Real Estate Investors Should Be Watching 12/27/2018 07:00pm • Real estate can be a refuge.Your New Year's celebrations aren't complete without a portfolio review. As stocks continue to fizzle and pop, real estate investment strategies may look more promising. Historically, real estate has outperformed the stock market, acting as a stabilizer for investors when 9 Sectors That Investors Should Watch in 2019 12/26/2018 07:00pm • Health care will remain a top performer. Health care, consumer discretionary and real estate were among the best performing sectors in 2018, and at least two of these sectors should rise in early 2019. Sam Stovall, chief investment strategist at CFRA Research in New York, says the beginning of the y 8 Ways to Earn Miles Without an Airline Credit Card 12/25/2018 07:00pm • Airline credit cards are a great way to earn miles with your favorite frequent flyer program. But you don't need a co-branded or premium card to rack up rewards. While they may take longer, these options can help you earn the miles you need to book a free flight or take advantage of other redemption 8 Painless Ways to Downsize Your Lifestyle in Retirement 12/25/2018 07:00pm • It's common to enter retirement with a prediction for your annual expenses, only to find you estimated low. Nearly two in five retirees spend more than they expected, according to a 2018 Global Atlantic Financial Group online survey. This can happen as you try out new activities, such as taking on n Credit Lock Versus Credit Freeze: Which Option Is Best? 12/23/2018 07:00pm • Criminals and cyber thieves only need a few data points, such as your name, address, Social Security number or credit card number, to steal from you. Once they have your identifying information, they could empty your bank account, rack up charges on your credit cards, get a cell phone in your name o How to Meal Plan Effectively to Save Money 12/23/2018 07:00pm • While food falls under the needs category in every household budget, not everything you buy at the grocery store is a necessity. Many people are guilty of overbuying groceries and inevitably throwing away leftovers. Not only does this result in a waste of natural resources, but it's a waste of money 10 Ways to Improve Your Retirement Finances in 2019 12/23/2018 07:00pm • Savers have an opportunity to contribute more money to retirement accounts in 2019. Participating in a retirement account can qualify you for tax breaks, make you eligible for valuable employer contributions and allow you to capture stock market gains. The new year is also a good time to take steps 5 Tips to Avoid Panic Shopping This Season 12/20/2018 07:00pm • For years, I swore that next Christmas things would be different. I'd finish holiday shopping before Thanksgiving. Every time I vowed to do this, I totally believed it at the time. But guess what? It never happened. I had kids, elderly parents and work. We're all busy, and sometimes the best intent Best Budget-Friendly Gifts for Cord-Cutters 12/20/2018 07:00pm • At this time of year, many Americans are searching for the perfect holiday gifts for those special people in their lives. If those lucky recipients have hopped on the cord-cutting train, they may be looking for ways to tune in to all their favorite programming in the new year. The perfect presents Navy Federal Credit Union deposits, phones down for hours 12/20/2018 03:01pm • WASHINGTON — Navy Federal Credit Union customers found empty account balances Thursday morning as the credit union said they were having problems with banking and direct deposits — and members weren’t able to get through to them on the phone either. The credit union said on Twitter Thursday