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Federal Government Expands Its Fixer-Upper Home-Buying Program 07/18/2024 08:00pm • The Department of Housing and Urban Development updated its policies for 203(k) loans, which aim to modernize the program as costs for renovations rise. The revisions will take effect in early November. With a 203(k) loan, borrowers can finance home renovations through a federally-insured mortgage. 15 Ways to Get Free Money from the Government 07/18/2024 08:00pm • Life is expensive, and managing money is complicated. If you're feeling burned by the high cost of living and you need help, consider asking the government for financial assistance. Read on for information on programs that essentially amount to free money from the government for things like paying f How Long Does It Take to Get a Loan?  07/18/2024 08:00pm • Innovations in the loan application and approval process have made it easier and faster than ever to get a decision on your loan, sometimes even within minutes. A fast approval can be helpful if you need funds fast. But don't speed through the loan details. Research and compare lenders before you ap Average rate on a 30-year mortgage drops to 6.77%, sliding to lowest level since March 07/18/2024 04:12pm • LOS ANGELES (AP) — The average rate on a 30-year mortgage dropped this week to a four-month low, a welcome decline in borrowing costs for prospective homebuyers grappling with the challenge of record-high home prices and a dearth of properties on the market. The rate fell to 6.77% from 6.89% last Mason Greenwood, once considered a top prospect at Man United, joins Marseille 07/18/2024 03:15pm • MANCHESTER, England (AP) — Mason Greenwood left Manchester United to join Marseille on Thursday in a move that brought an end to his troubled spell at the Premier League club where he was once considered one of its most exciting prospects. Marseille paid 31.6 million euros ($34.5 million) for the MLS modifies rules to improve flexibility in how teams add world-class or developing players 07/18/2024 03:05pm • NEW YORK (AP) — Major League Soccer is modifying roster rules to give clubs more flexibility in how they build their rosters as well as providing more benefits when players are transferred or loaned to clubs outside of the league. MLS announced the changes Thursday, saying they would go into effec Man City completes signing of Brazil star Savinho for $43.6 million 07/18/2024 01:09pm • MANCHESTER, England (AP) — Premier League champion Manchester City completed the signing of Brazil international Savinho on Thursday for a fee of 40 million euros ($43.6 million) The 20-year-old forward — also known as Savio — has moved from City's sister club Troyes and signed a five-year con Biden administration cancels another $1.2 billion in student loans for public service workers 07/18/2024 12:49pm • The Biden administration is cancelling an additional $1.2 billion in student loans for borrowers who work in public service through changes to an existing forgiveness program. The relief for roughly 35,000 borrowers was announced Thursday by the Education Department and made through changes to the P US agency says apps that let workers access paychecks before payday are providing loans 07/18/2024 11:40am • NEW YORK (AP) — The Consumer Financial Protection Bureau said Thursday that apps that allow workers to access their paychecks in advance, often for a fee, are providing loans and therefore subject to the Truth in Lending Act, a 1968 law that requires lenders disclose all loan costs and fees. If en Capital One offers $265B benefit plan to appease regulators for its planned purchase of Discover 07/18/2024 10:47am • NEW YORK (AP) — Capital One said Wednesday it plans to offer $265 billion in lending, investing and philanthropy projects as part of its pending $35 billion merger with Discover Financial. The plan is designed to appease federal bank regulators, who have been initially skeptical of approving the m African Development Bank approves $1B loan to South Africa's state-owned rail and ports company 07/18/2024 09:15am • CAPE TOWN, South Africa (AP) — The African Development Bank said Thursday it had approved a $1 billion loan to South Africa's state-owned rail and ports company, Transnet. The 25-year loan was wholly guaranteed by the South African government and will help finance the first phase of a $8.1 billion What Are Your Rights as a Co-Signer? 07/17/2024 08:00pm • If someone you're close to needs to borrow money to buy a home or start a business, you might want to help out by co-signing. Co-signing a loan can help the person you care about get ahead financially, but it's a significant commitment that you should enter into with your eyes wide open. You need to What Credit Score Do I Need to Get a Credit Card? 07/17/2024 08:00pm • Some folks have credit scores that soar into the heavens. But many of us have scores that are a bit more down to earth. What type of credit score do we need to get the best credit cards, or any type of plastic at all? Your score will have a major impact on your ability to borrow, and at what terms. How Does Citi Flex Plan Work? 07/17/2024 08:00pm • Citi Flex Plan is a service that lets Citi credit card holders tap into their line of credit in creative ways. With Citi Flex Pay, cardholders can split a large purchase into fixed monthly payments. With Citi Flex Loan, cardholders can borrow from their available credit but avoid a cash advance fee. Stegosaurus fossil fetches nearly $45M, setting record for dinosaur auctions 07/17/2024 07:12pm • NEW YORK (AP) — The nearly complete fossilized remains of a stegosaurus fetched $44.6 million at auction Wednesday, Sotheby's said. The buyer's name was not disclosed. The fossil, dubbed “Apex,” is considered to be among the most complete ever found, according to the auction house. The price