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10 Smart Ways to Deploy Your Extra Cash 07/30/2017 08:00pm • There are so many bad ways to use your money. However, what if you have made the responsible decision to handle your money wisely? Where should the next dollar of free cash flow be deployed? Should it be used for savings, paying down debt, saving for retirement or helping your kids go to college? H Pros and Cons in Paying a Child's Student Loans 07/30/2017 08:00pm • For U.S. parents in their later working years, or who are already in retirement, keeping debt at bay is an important part of protecting their investment portfolios and maximizing retirement income. After all, a fixed income beckons. In that context, every dollar steered toward a debt payment is one 5 Ways to Be Happier When You Retire 07/30/2017 08:00pm • Psychologists have determined that each of us has our own individual set point of happiness. As events unfold in our lives, we may temporarily become more or less happy, but then as time goes on, we revert to our mean level of happiness. But the same experts also tell us that as we get older, our h 4 Steps to Determine if a Top Online MBA Is Worth It 07/30/2017 08:00pm • For Lauren Crawley, getting an MBA simply made sense for her career. The recent graduate from the online MBA program at the Indiana University--Bloomington Kelley School of Business says before enrolling, she understood that many higher-level consulting jobs required the degree. "You look at postin Your 10-Step Checklist to Retire in 2018 07/27/2017 08:00pm • Plot your transition.Will 2018 be the year you finally retire and say goodbye to your job forever? If so, the next few months will come and go faster than you think. Use that time to do these 10 things, which will help ensure a smooth transition out of the workforce.Calculate your retirement expense Dealing With Rejection: 5 Things to Do When You're Declined for a Loan 07/27/2017 08:00pm • It's not you, it's me. You may hear that line sometimes if you're dating, and someone wants to let you down easy. But if you're rejected for a loan, it's you. Not them. It's definitely you. So what should you do if you're declined for a loan? Your strategies are going to vary, depending on what typ 3 Ways to Use Life Insurance While You're Still Alive 07/26/2017 08:00pm • Life insurance can seem like a necessary evil. In fact, says Kimberly Dula, partner with accounting firm Friedman LLP in New York City, "many of don't look at their life insurance as an asset at all." Instead, she says, they see it as a monthly bill from which they will never personally see any ben 5 financial tasks that can be automated 07/26/2017 11:00am • For many consumers, mailing in bill payments or manually balancing a check register can feel like a blast from the past. Today's technology makes it easy to automate all sorts of financial tasks, including paying bills, donating to charities and contributing to a retirement account. " helps t 10 Facts to Know About the Pell Grant 07/25/2017 08:00pm • Pell Grants Help Subsidize CollegeGrants and loans are the major forms of federal financial aid for students seeking to earn a bachelor's degree. The largest federal grant program available to undergraduates is the Pell Grant, which assists students from low-income households. To qualify, a student Understand Federal Student Loan Wage Garnishment 07/25/2017 08:00pm • Federal student loans are unique in the world of consumer debt. There's no other type of debt that offers so many opportunities for relief, such as multiple income-based repayment options, deferments and even discharge and forgiveness. On the other hand, the federal government has some powerful col Try a Checklist to Avoid FAFSA Mistakes 07/25/2017 08:00pm • When Evelyn Lee was applying to colleges as a high school senior, she knew that she would need financial aid to be able to afford to go. But her parents, who are from Korea, were in no position to help her fill out the federal form -- the Free Application for Federal Student Aid or FAFSA -- necessa Maryland crews assist with tornado cleanup efforts on Eastern Shore 07/24/2017 09:33pm • WASHINGTON — Maryland state agencies have joined with responders in Queen Anne's County to help residents recover from the tornado that damaged homes and other buildings on Kent Island. Gov. Larry Hogan has promised any assistance victims need to rebuild after Monday's tornado ripped off r 6 Signs That You've Got the Wrong Credit Card for You 07/24/2017 08:00pm • Like your old high school friend on Facebook who still has a mullet, some people have a hard time letting go. Garages throughout America are filled with boxes of junk that will never get used, but we can't bring ourselves to throw out, and we tend to handle our credit cards the same way. In fact, 2 5 Smart Financial Steps to Take During Summer 07/24/2017 08:00pm • Summer is here. Children are out of school. The weather is hot. Half of the year is already gone. Summer vacations are happening. People are starting to look ahead at what's coming for the rest of the year. If you find yourself indoors on a hot and humid afternoon, there are several little financia The Pros and Cons of a 15-Year Mortgage 07/24/2017 08:00pm • Mortgage companies frequently pitch their 15-year mortgage ads online. And if you aren't running into ads, if you buy a house, you'll certainly be asked if you'd like a 15-year mortgage instead of the standard and conventional 30-year loan. All of which could make anyone wonder -- is a 15-year mort