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What Is the Average Student Loan Payment? 12/14/2023 07:00pm • The average student loan payment is between $200 and $299, according to the most recent available data from the Federal Reserve. But considering the average debt among recent graduates who took out student loans is nearly $30,000, per an analysis by U.S. News, the monthly payment on a 10-year standa Should I Buy a House Now or Wait Until 2024? 12/14/2023 07:00pm • Many prospective homebuyers have been biding their time this year, waiting for more favorable conditions. With mortgage rates sitting stubbornly around 7% and home prices up year over year, 2023 hasn't been a stellar period to buy a home. Inflation was running wild at the start of this year, prompti Will declaration on fossil fuels at UN climate talks lead to action? Consider 5 previous decisions 12/14/2023 12:31pm • DUBAI, United Arab Emirates (AP) ��� United Nations climate negotiators on Wednesday declared the world must transition away from oil, gas and coal, a significant decision by nearly 200 countries in nearly 30 years of climate talks. But will countries keep their word, moving away from planet-warmin The average long-term US mortgage rate dips below 7% to its lowest level since early August 12/14/2023 12:14pm • LOS ANGELES (AP) ��� The average long-term U.S. mortgage rate dropped below 7% to its lowest level since early August, another boost for prospective homebuyers who have largely been held back by sharply higher borrowing costs and heightened competition for relatively few homes for sale. The average European Central Bank keeps its key interest rate at a record high. Now, when will it cut? 12/14/2023 10:35am • FRANKFURT, Germany (AP) ��� The European Central Bank kept its key interest rate at a record high Thursday and said it will leave it there as long as needed to battle back inflation, signaling that cuts are not around the corner despite expectations it will act next year to support the shrinking eco Testimony ends in Donald Trump's civil fraud trial, but the verdict isn't expected until next month 12/13/2023 07:44pm • NEW YORK (AP) ��� After more than 10 weeks, 40 witnesses and bursts of courtroom fireworks, testimony wrapped up Wednesday in former President Donald Trump's civil business fraud trial. But a verdict is at least a month away. Closing arguments are set for Jan. 11, and Judge Arthur Engoron has said What Happens to the Money You Make When You Sell Your House? 12/13/2023 07:00pm • Over the past few years, home equity has hit record highs. Thanks to rising home prices, the average homeowner has almost $200,000 in tappable equity, according to a report from Black Knight Inc. Homeowners are in a great position to sell, but that doesn't mean you get to keep everything from the sa How to Invest When Interest Rates Are Cut 12/13/2023 07:00pm • In March 2022, the Federal Reserve, under the leadership of Chair Jerome Powell, embarked on a series of interest rate increases to combat the post-pandemic inflation that threatened the economy. Unfortunately, inflation proved to be a stubborn phenomenon. Since then, the Fed has increased rates 11 How Repairing Credit Works 12/13/2023 07:00pm • If you don't have a good credit score, you may have trouble getting approved for loans or credit cards, or you may only qualify for high interest rates. It makes sense to want to improve your situation right away, but fixing your credit requires patience. Companies may offer paid services for repair Federal Reserve keeps key interest rate unchanged and foresees 3 rate cuts next year 12/13/2023 05:19pm • WASHINGTON (AP) ��� The Federal Reserve kept its key interest rate unchanged Wednesday for a third straight time, and its officials signaled that they expect to make three quarter-point cuts to their benchmark rate next year. The Fed���s message Wednesday strongly suggested that it is finished with New York removes medical debt from credit reports 12/13/2023 04:58pm • ALBANY, N.Y. (AP) ��� Unpaid medical debt will no longer appear in New York residents��� credit reports under a bill signed into law by Gov. Kathy Hochul on Wednesday. The law prohibits credit agencies from collecting information about or reporting medical debt. The law also bans hospitals and healt Rembrandt portraits that were privately held for nearly 200 years go on show in Amsterdam 12/13/2023 10:12am • THE HAGUE, Netherlands (AP) ��� After nearly 200 years in a private collection, a pair of small portraits by 17th century Dutch Master Rembrandt van Rijn went on display Wednesday after a long-term loan to the Netherlands��� national art and history museum. The Rijksmuseum said the portraits of Jan US Asians and Pacific Islanders view democracy with concern, AP-NORC/AAPI Data poll shows 12/13/2023 08:58am • WASHINGTON (AP) ��� About 7 in 10 Asian American and Pacific Islanders in the United States believe the country is headed in the wrong direction and only about 1 in 10 believe democracy is working ���extremely" or ���very��� well, according to a new poll from AAPI Data and The Associated Press-NORC How to put a ring on it and save for a house, too 12/13/2023 08:47am • Planning a wedding and buying a home are two expensive milestones in adult life. Couples with both of these goals may wonder just how they���ll pay for it all. While some couples may be fine keeping the wedding small (or skipping it altogether) in order to save for a house, others have their hearts What small businesses need to know about new regulations going into 2024 12/13/2023 06:32am • NEW YORK (AP) ��� Regulations are a double-edged sword. They���re created to improve business dealings, discourage unfair or illegal business activity, and protect workers. But, for small business owners, they often mean more red tape, higher costs and possible penalties for failing to comply. ���Fo