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Why 401(k) Plans are a Source of Financial Stress 08/11/2016 08:00pm • Many Americans are worried about building a nest egg for the future. Saving enough money for a comfortable retirement is a significant source of stress for 40 percent of employees, according to a recent survey of 1,000 401(k) participants by Schwab Retirement Plan Services and Koski Research. More p 5 Surprising Things That Could Leave You Poor 08/11/2016 08:00pm • If you want to live the good life, financially-speaking, you might expect to need a job that pays well and a plan for how to responsibly spend the money you earn. However, there could be more to it than that. Your health habits, friends and even how many times you check your credit score could all h How Your House Can Save Your Retirement 08/10/2016 08:00pm • After Joyce Ruvolo's husband passed away two years ago, she noticed a disturbing trend. "I found myself taking money out of the bank every month to pay the bills," says the 77-year resident of Boca Raton, Florida. Unhappy with her cash flow situation, Ruvolo found a solution to her problem with Kath 6 Financial Perks of Being Young 08/10/2016 08:00pm • Ask any young person, and they'll tell you that being young is hard work. Their salary is a joke. Their savings account is nonexistent. Their student loan bills are mammoth. And they have no idea how to manage their anemic assets. Being young is, like, such a bummer, dudes. But despite their meager Ellicott City business owners cleared for disaster loans, Hogan says 08/10/2016 05:05pm • ELLICOTT CITY, Md. -- Maryland Governor Larry Hogan was able to deliver some good news to flood-ravaged Ellicott City. One day after filing a request for a disaster declaration from the Small Business Administration, Hogan told reporters at a news conference the request had been granted. The d 7 Best YouTube Channels to Save You Money 08/09/2016 08:00pm • If you don't have the patience to get through a stack of personal finance books, tune in to YouTube a couple of times a week for some entertaining and educational money saving advice. Many personal finance bloggers and experts have their own YouTube channels where they share money-saving strategies 7 Tips for Budgeting in Retirement 08/09/2016 08:00pm • Even if you have planned and saved well, your spending is likely to change during retirement. Some expenses will disappear when you stop working, while others will crop up. So, it is important to take time near the beginning of retirement to rework your budget to suit your new income and lifestyle. 4 Incorrect Reasons Students Don't Apply for Financial Aid 08/09/2016 08:00pm • Last week, the Department of Education's National Center for Education Statistics released a report on its study of college students who do not apply for financial aid. The report -- based on data from the 2011-2012 National Postsecondary Student Aid Study -- examined the types of students who did n Why Millennial Entrepreneurs Should Consider a Solo 401(k) 08/09/2016 08:00pm • In the world of millennial entrepreneurs, Mark Zuckerberg is the unofficial gold standard for achievement. At the tender age of 32, he's leveraged Facebook's (FB) popularity to amass a net worth of more than $35 billion. That's pretty impressive for a company that got its start in a dorm room. Whil Md. gov. seeks disaster declaration for Ellicott City 08/09/2016 04:52pm • WASHINGTON — Maryland Gov. Larry Hogan has asked the Small Business Administration for a disaster declaration for Howard County residents and businesses in Ellicott City where floodwaters ripped through the historic downtown leaving a trail of devastation. If granted, the designation would pave Weigh Whether to Use Your Home to Pay for College 08/08/2016 08:00pm • In a climate of lower housing interest rates, a home loan might seem like an attractive option for some parents to help shoulder the cost of paying for college. "Since the downturn of '08 and '09, the lending environment has improved enough that some of the rates on home loans are more competitive o College Students: Your Finances Could Use a Freshman Orientation, Too 08/08/2016 08:00pm • College freshmen are already excited and stressed about those early days on campus, thanks to the mixture of newfound freedom and the insecurities of making new friends and taking college-level courses. It's not exactly a time when the average 18-year-old is thinking, "Hey, I should probably get my Buying a Home: How to Manage Your Expectations for a Smooth Transaction 08/08/2016 08:00pm • Setting appropriate expectations at the beginning of any homebuying experience is one of the most important aspects in achieving a successful transaction. By doing so, you will set yourself up for a smoother and more expeditious process, clear communication with the individuals you work with and the The big impact of tiny homes: how little houses are changing real estate 08/08/2016 09:10am • It's no secret that the counter-movement to big, sprawling homes has reached the mainstream -- and it's known as the tiny home. Tiny houses are exactly as they're described: small homes that are often built on a trailer to be portable. The maximum square footage for tiny living varies by the comp How to Invest in Retirement 08/07/2016 08:00pm • For people with many years left to work, the retirement goal line looks way off in the gloom. Carry the ball across and you win, entering a deep end zone where there's no boss to answer to and you can enjoy decades of prosperity, comfort and fulfillment if all goes well. But retirement is not a ste