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How to close a credit card the right way 02/12/2019 07:00pm • New credit card offers are hard to ignore. A 50,000-mile sign-up bonus or zero percent interest rate for 12 months can be enticing. But once the value of a card diminishes and you stop using it, you might be tempted to close it. It's not always a good idea to close a credit card account, but if y 7 ETFs to Buy That Pay 7 Percent or More 02/12/2019 07:00pm • A path for investors seeking more income.Some dividend investors look for world-class companies that withstand the test of time and provide reliable income potential thanks to quality products or massive scale. But others are happy to take on additional risk and volatility with the goal of superchar How to Manage Student Loans When Returning to School 02/12/2019 07:00pm • For many Americans, the journey toward a college degree may involve an interruption measured in months or years. Some students may have to leave college for a number of reasons, including to resume full-time work to cover living expenses, manage serious illness or regroup after earning a low GPA, to Today in History: Feb. 12 02/12/2019 12:15am • Today is Tuesday, Feb. 12, the 43rd day of 2019. There are 322 days left in the year. Today’s Highlight in History: On Feb. 12, 1999, the Senate voted to acquit President Bill Clinton of perjury and obstruction of justice. On this date: In 1809, Abraham Lincoln, the 16th president of t 4 cheap Valentine's Day date and gift ideas 02/11/2019 07:00pm • The thought of celebrating Valentine's Day often conjures up visions of flowers, chocolates, expensive dinners and jewelry ... and those images can conjure up thoughts of bills, debts, empty wallets and depleted checking accounts. There are many ways to show your love for someone that don't invol 10 Colleges Where Graduates Have the Most Debt 02/11/2019 07:00pm • The U.S. News Short List, separate from our overall rankings, is a regular series that magnifies individual data points in hopes of providing students and parents a way to find which undergraduate or graduate programs excel or have room to grow in specific areas. Be sure to explore The Short List: How to Kill Your Fear of Debt 02/11/2019 07:00pm • After her husband nearly died from complications following surgery, Liz Gendreau and her family decided to become completely debt-free. The goal was to protect themselves in case something similar happened again, says Gendreau, who is 38. After repaying high-interest debt, Gendreau tackled her mortg How to Deal With Debt Collectors 02/11/2019 07:00pm • Debt collectors are a necessary evil in the U.S. credit system, but in some cases, their tactics can be predatory or even illegal. If you've been contacted by a debt collector for a past-due balance, going into the process blindly can give the collection agency the upper hand. Instead, educate yours How to Pick Stocks: 7 Things You Should Know 02/10/2019 07:00pm • Do homework before buying shares.Not all investors are big into stock picking. Many portfolios include a few stocks that the investor thinks have potential (and that pay dividends). When you decide to try your hand at stock picking, it's important to do your homework. You want a good value -- especi What Is an Excellent Credit Score? 02/10/2019 07:00pm • You might be surprised to hear this, but as of April 2017, the average FICO score was 700. This was the first time the average score reached 700. But that's not the only surprise. Would you believe that 20.7 percent of consumers actually have a credit score of more than 800? I think we can all agre My Take: Vacation or debt relief? What a terrible choice. 02/08/2019 12:05am • It's not just social media and avocado toasts. For one generation, there is such a thing as burnout. Do Personal Loans Help or Hurt Your Credit Score? 02/07/2019 07:00pm • As with all financial information that appears on a consumer credit report, a personal loan will be calculated into your credit scores. Whether the loan will result in higher or lower scores, however, depends on a variety of factors. Generally, opening a personal loan will help your credit score if How Do Balance Transfers Affect Your Credit? 02/07/2019 07:00pm • A balance transfer credit card can be an excellent tool to pay off high-interest debt. But if you're not careful, you could pile up more debt instead of paying it off and drag down your credit score. A balance transfer affects several variables that influence your credit score, for better or for wo How to Build a Balance Sheet 02/07/2019 07:00pm • While you may consider a balance sheet to be an essential financial statement for a company, assessing your own personal assets, equity and wealth in a well-laid-out financial report is equally important. Typically updated at least once a year, these financial documents outline how much someone owns What Is a Medical Credit Card? 02/06/2019 07:00pm • If your health insurance doesn't cover a medical procedure you need, you might find yourself with a medical bill that you're unsure how to pay. One option your health care provider might offer is a medical credit card. Though it might seem like a good deal at first, especially if you have few payme