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The Best Online Cloud Storage Solutions for Photos, Videos and Music 09/01/2016 08:00pm • If you're like most Americans, you have hundreds of photos, videos and songs scattered among your cellphone, computer, tablet and whatever other devices you own. In recent years, cloud storage options have made it easier to share and organize your multimedia content. With your documents on the clou Are You Ready to Apply for a Mortgage? 09/01/2016 08:00pm • Just about everyone is talking about how low interest rates are right now, and whether or not rates will go lower or higher. Trying to predict where mortgage rates will go is difficult, if not impossible, but it's clear that interest rates today are low. As a result of the low interest rates throug 8 Cheap ETFs That You Won't Regret 08/31/2016 08:00pm • These affordable funds can perform.Low fees aren't the end-all be-all to fund outperformance -- a more expensive fund can beat out a cheaper alternative. But broadly speaking, investors can do pretty well by simply targeting extremely low-cost ETFs across a number of various investment themes. The f 5 Steps to Prepare for Retirement 08/31/2016 08:00pm • We spend much of our lives financially preparing for retirement by saving in 401(k)s and individual retirement accounts, but little thought is given on how to withdraw that money to ensure those funds last a lifetime. Unfortunately, near-retirees get little guidance on this major life step. A Trans 3 Reasons to Pay Off Debt Using the Snowball Method 08/31/2016 08:00pm • The journey to improving your financial health is similar to improving your physical health. There's usually a breaking point or epiphany that inspires you to make a change. Then you set a goal and come up with a plan to make it happen. In both cases, the strategy you use to reach your goal can mak Why IRA CDs Can Be Useful for a Part of Your Portfolio 08/30/2016 08:00pm • A bank certificate of deposit is often overlooked by investors. CDs are known to be useful for saving, but they're often looked down upon for investing. Yes, an investment portfolio of only CDs is probably not appropriate for many investors. However, it can make sense to include CDs for at least a Putting Minority Student Loan Borrowers in the Black 08/30/2016 08:00pm • Troubling evidence is mounting that student debt is most burdensome for those who can least afford it. A 2015 report from the think tank Demos found that African-American and low-income students borrow higher amounts and more often for a bachelor's degree. At public institutions, 84 percent of gra 4 Ways to Protect Your Retirement While Being a Caregiver 08/29/2016 08:00pm • As baby boomers grow older, their adult children are increasingly being tapped to offer help with tending to their day-to-day needs. According to the Bureau of Labor Statistics, 40.4 million Americans act as caregivers for someone else and the majority of those aged 35 to 64 are doing so for a pare 9 Dividend Investments to Buy Now 08/29/2016 08:00pm • You aren't alone if your investment portfolio is starved for yield. With savings and money market accounts yielding around a paltry 1 percent or even less, investors are hard-pressed to find a decent return on traditional accounts. "If you're looking for income, you don't have a lot of good options 5 Stocks to Watch This Week: ANF DSW BOX SWHC CPB 08/28/2016 08:00pm • The second-quarter earnings season has faded into second-quarter leftovers. Good timing, that, as many Wall Street traders are taking their final summer vacations before Labor Day, leaving behind what's sure to be a low-volume affair with very little excitement. But the remaining earnings calendar 5 Top Restaurant Stocks for Dividend Income 08/28/2016 08:00pm • Restaurant stocks are a little risky, since they're subject to food scares, seasons and recessions, but they're fun, especially if they have dividends. Yet some analysts are predicting a bear market will impact restaurant stocks in the near future, since consumers cut their discretionary dining bud Why Advisors Say to Stay the Course in Uncertain Times 08/28/2016 08:00pm • We've all heard the story before: There's a discouraging macroeconomic event, something like weak GDP growth or a rise in unemployment. The markets price in this kind of information almost immediately, and stock prices drop. Investors, naturally, worry as they know that even a seemingly minor econo For Credit Cards, 1.5 Percent Cash Back is the New Standard 08/28/2016 08:00pm • Credit cards with 1.5 percent cash-back rewards rates are going from novel to normal. Today, consumers can get no-annual-fee cards that offer 1.5 percent cash back on every purchase from several major issuers -- including Capital One, Barclaycard, Chase, Wells Fargo and U.S. Bank. Citi offers an ev Survey: Living in DC area hurts financial futures for residents Survey: Living in DC area hurts financial futures for residents 08/26/2016 04:36am • WASHINGTON — We all want that big nest egg or piggy bank, but living in the D.C. area makes achieving those goals much more difficult. We have rosy outlooks on our financial futures. Slightly more than 70 percent say they are either very confident or somewhat confident about reaching financial Where Investors Can Look for Yield 08/25/2016 08:00pm • As the environment of low interest rates becomes more protracted, investors have been increasingly turning to the stock market in search of income. This quest for yield is one factor that has helped to push stocks higher, with the Standard & Poor's 500 index near all-time highs, even as returns
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