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Steps to Remove a Charge-Off From Your Credit Report 08/28/2018 08:00pm • The purpose of your credit score and your credit report is clear. Both are meant to indicate to potential lenders, landlords and other financial providers the likelihood that you will repay any credit they extend. A prime indicator that you are not a good credit risk is a charge-off, a term that re When to Use Student Loans for a Career Program 08/28/2018 08:00pm • Students enrolling in alternative postsecondary trade schools are drawn to the prospect of an education that leads to job placement at a lower opportunity cost. Data from the National Center for Education Statistics show that the average cost of attendance at a two-year institution during the 2015- Do Financial Literacy Courses Work? 08/27/2018 08:00pm • The classroom is where many Americans learn to read, write, perform arithmetic and speak a foreign language. So can it also be the place where they master important financial concepts such as how to manage debt, improve credit, take out student loans and plan for retirement? For many politicians, e 6 Easy Steps to Take After Maxing Out Your Credit Card 08/27/2018 08:00pm • Gazing at the balance of your maxed-out credit card for the first time can be a terrible shock. I know because I've experienced that moment. It isn't pretty. But I survived it and got out of debt. And you can, too. Basically, you have two problems right now. First, you have credit card debt, and th Fewer Americans Favorably View China, According to Pew Report 08/27/2018 08:00pm • In recent months , talks about trade and tariffs have dominated the U.S.-China relationship, with Washington aiming at a more "fair" deal and further negotiation with its global rival. This came after a long series of discussions about the importance of China's growing power and America's response t Reverse Mortgage Alternatives 08/27/2018 08:00pm • When reviewing your retirement finances, finding that you're rich in home equity and low in cash flow may mean looking into reverse mortgages and their alternatives. Because every borrower may not be a fit for each loan type, it's critical to analyze all available financial options. To help you find How to Negotiate With Your Credit Card Company 08/26/2018 08:00pm • Do-it-yourself projects are a popular way to save money, which is one reason why there are several TV shows and loads of magazines celebrating the joys of hands-on home improvement. There is another DIY opportunity that gets much less fanfare and can take about as much time as fixing a leaky kitchen How Investors Can Short Tesla Inc (TSLA) Stock With Options 08/26/2018 08:00pm • While Tesla Inc (Nasdaq: TSLA) has remained one of the most-shorted stocks in the New York Stock Exchange, retail investors have also taken advantage of the volatility in the electric auto manufacturer's shares by buying puts. Options traders have earned millions of dollars since Tesla's CEO Elon M War hero and presidential candidate John McCain dies at 81 08/26/2018 12:32am • (new Image()).src = 'https://capi.connatix.com/tr/si?token=9be9c680-c459-4acb-af21-654a2ccca384';cnx.cmd.push(function() {cnx({playerId: "9be9c680-c459-4acb-af21-654a2ccca384",mediaId: 'b7f9a547-f520-42de-b8e0-ab4049c21943' }).render("8866153682618e90");}); WASHINGTON (AP) — Sen. John McCain, who PHOTOS: John McCain's life and career 08/24/2018 01:40pm • WASHINGTON (AP) — Sen. John McCain, who faced down his captors in a Vietnam prisoner of war camp with jut-jawed defiance and later turned his rebellious streak into a 35-year political career that took him to Congress and the Republican presidential nomination, died Saturday after battling brain c Beyond the Credit Score: 9 Data Reports You Don't Know About 08/23/2018 08:00pm • In a world of big data, businesses have access to an overwhelming amount of information about consumers. From demographic information to debt to spending habits, virtually all aspects of our financial life is tracked. "Basically, everything is known about us," says Beau Henderson, CEO of financial f What Happens if You Go Over Your Credit Card Limit? 08/23/2018 08:00pm • Imagine sitting through a fancy dinner with your significant other or a prospective client, only to have your credit card declined when it comes time to pay the bill. For many, there's no need to imagine -- they've experienced an awkward situation just like this. What they -- and perhaps you -- mig How to buy and hold in a recession 08/23/2018 08:00pm • The market is sending mixed signals and some of them have investors wondering about another recession. "As good as the markets and the economy have been, it will eventually run its course," says Jeff Soltow, financial planner and wealth manager at Fort Wealth Management in Houston, Texas. Bond Pros and Cons to Buying 3M Co (MMM) Stock 08/23/2018 08:00pm • Minnesota-based industrial giant 3M Co (NYSE: MMM) just keeps chugging along, with new leadership in the C-suite and a litany of positive, bottom line financial news heading into the last half of 2018. The downside is a decline in the company's stock price through the first half of 2018, although ma 7 Strategies to Financially Prepare for Your Fall Vacation 08/22/2018 08:00pm • Many Americans tend to slip into debt to pay for their vacations, whether they put an entire trip on credit or unexpectedly spent beyond their budget while traveling. After all, who knows when you'll next get to treat yourself to a guided tour through Ireland or find a one-of-a-kind handmade leather