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When Are Balance Transfer Fees Worth It? 09/06/2018 08:00pm • You may throw away credit card mail offers without a second look, but if a balance transfer credit card offer has caught your eye, review the fine print. The value of a balance transfer offer largely depends on the balance transfer fee. Here's what you should know before making a decision. What Is 9 401(k) Questions -- Answered 09/05/2018 08:00pm • A 401(k) account is the standard retirement plan for millions of Americans. Yet, despite widespread use, 401(k)s remain elusive to many workers. "They are foreign to people, and the education isn't there," says Andrew Rafal, founder and president of the financial firm Bayntree Wealth Advisors in Sco Should You Apply for Multiple Credit Cards at Once? 09/05/2018 08:00pm • Applying for credit cards can feel like a gamble. You spend the time to collect all of your personal information, fill out the application and then send it off into the abyss that is the internet. You might be tempted to hedge your bets and apply for several cards at once. But before you do, find o 12 reasons women need to close the financial literacy gap 09/05/2018 05:01am • Research supports Her Wealth’s observation of a gender gap in financial knowledge. A review of research from over the last six years points to a persistent gender gap in both financial and investment understanding, according to a recent article by Gary Mottola of the Financial Industry Regulato 6 Factors to Consider Before Cashing Out a 401(k) 09/04/2018 08:00pm • If you switch jobs and have a 401(k) through your previous company, you may have the option of cashing it out. Many employees choose to take the money instead of keeping it marked for retirement. Among investors, one out of three has cashed out a 401(k) before age 59 1/2, according to data from Fide What Student Loan Borrowers Need to Know About Navient Lawsuits 09/04/2018 08:00pm • The number of lawsuits against a prominent federal student loan servicer has grown recently. Federal student loan servicers, such as Nelnet and Navient Corp., are companies that collect payments, respond to customer service inquiries and perform other administrative tasks on behalf of the U.S. Depar Can You Pay a Credit Card Bill With Another Credit Card? 09/04/2018 08:00pm • Falling deeply in debt on a credit card with a high interest rate might tempt you to whip out a second card to pay off the bill. But can you really do that? "The short answer is 'no,'" says Paul Golden, director of media relations for the National Endowment for Financial Education in Denver. Golden The Best Business Jobs 09/03/2018 08:00pm • Taking care of business From the person who greets clients in the lobby to the executive who oversees all operations, it takes many kinds of professionals to make a company successful. The corporate world features career opportunities for workers of all skill sets and education levels. Learn more ab How Long Do My Mistakes Stay on My Credit Report? 09/03/2018 08:00pm • It's a terrible feeling to see a negative item on your credit report. It can drag down your credit score as well as your self-esteem. But take solace in knowing that there's a light at the end of this tunnel. Whether you have a collection account or a bankruptcy, it eventually falls off your report. What Happens If You Don't Use Your Credit Card? 08/30/2018 08:00pm • If you have a wallet full of plastic tempting you to spend, you might want to stuff a few of those credit cards into a drawer and stop using them for a while. Sending a credit card or two to the sidelines can be a smart way to stay out of debt. But leaving a credit card unused for a long period does Commentary: The 'Beijing Consensus' Bursts One of Africa's Last Remaining Bubbles 08/30/2018 08:00pm • The African states that have failed to fulfill expectations are many and dispiriting. Zimbabwe -- where last month's contested elections have produced renewed political repression after 30 years of rule by Robert Mugabe -- is but the most recent example. The bloom came off the South African rose a Financial Pros Reveal the Worst Advice They See Online 08/29/2018 08:00pm • The internet is home to lots of bad financial advice, from outdated tips given on forums to ill-conceived strategies parroted on blogs, Reddit and in chatrooms. For financial professionals, a few pieces of often-repeated advice are especially wrong and especially popular. Read on for the worst advi Yes, You Can Do Self-Care 'Wrong' 08/29/2018 08:00pm • Sarah Knight's body knew before her mind that something had to change. It let her know by serving her a nasty panic attack right in the middle of her Manhattan office. "I stood up, and the world was spinning. My arms went numb, and I felt like I was going to pass out," recalls Knight, who worked at Do Millennials Have Their Spending Priorities All Wrong? 08/29/2018 08:00pm • Millennials expect to spend more on their dog over the pet's lifetime than they will on their own lifetime health care costs, according to findings published in a May survey from TD Ameritrade. The survey of 1,519 millennials could indicate the younger generation vastly underestimates the cost of h Winning the long game: What professional athletes can teach us about retirement planning 08/29/2018 05:28am • WASHINGTON — From the very first time a professional athlete sets foot on a court, field, or diamond, they need to start considering their life after sports. They also need to be thinking about whether they can afford their retirement — from day one — just like the rest of us should. Hold o