Search

3 Myths About Public Service Loan Forgiveness for Physicians 01/01/2019 07:00pm • The average cost of attending medical school in 2018-2019 is about $37,000 per year for in-state students and almost $61,000 for out-of-state attendees at public universities, according to the Association of American Medical Colleges. Graduates of public medical schools from the class of 2018 had a 50 ways to improve your finances in 2019 01/01/2019 09:00am • Ring in the new year. The start of a new year is a time to make financial resolutions, ditch bad money habits and consider ways to improve your financial health. Throughout the past year, U.S. News has published stories with great advice on how to save money, pay down debt and reach your financi The Pros and Cons of Adding an Authorized User to Your Credit Card 12/30/2018 07:00pm • If someone you know has bad credit and yours is good, you can help turn things around by adding that person as an authorized user on your credit card account. Authorized users have the authority to spend on your account -- though you don't actually have to give them a card to do so -- and can take a What Is My Debt-to-Income Ratio? 12/30/2018 07:00pm • Your debt-to-income ratio is an important metric when it comes to determining whether you qualify for certain types of loans. It's typically associated with mortgage loans, but lenders may use it to determine eligibility for auto loans, personal loans or other types of credit. It's one of those key Data Doctors: New Year's Tech Resolutions 12/28/2018 05:10pm • Q: What tech-related resolutions should I be considering for 2019? A: The ancient Babylonians reportedly started the tradition of creating New Year’s resolutions some 4,000 years ago, focusing on things like paying their debts and returning borrowed objects. While both of these goals are sti How Do Prepaid Credit Cards Work? 12/27/2018 07:00pm • If you have bad credit or want to avoid using traditional credit or debit cards, a prepaid credit card is an option. Prepaid cards are easy to get, require no credit check, and can be used for online shopping or when you can't pay in cash. The cards can be bought online and at brick-and-mortar store 10 Steps to Achieve Financial Freedom 12/27/2018 07:00pm • Start living within your means.You're in good company if you're living paycheck to paycheck, says Jon Brodsky, U.S. country manager for personal finance comparison website Finder.com. "It's common in every single income bracket," he explains. While Brodsky argues people shouldn't beat themselves up 9 Sectors That Investors Should Watch in 2019 12/26/2018 07:00pm • Health care will remain a top performer. Health care, consumer discretionary and real estate were among the best performing sectors in 2018, and at least two of these sectors should rise in early 2019. Sam Stovall, chief investment strategist at CFRA Research in New York, says the beginning of the y 7 Bold Predictions for Auto Stocks in 2019 12/26/2018 07:00pm • Here's what the future holds for auto stocks.A global slowdown in the auto industry has made 2018 a tough year for auto stocks. Edmunds estimates U.S. auto sales were up only slightly, from 17.2 million in 2017 to 17.3 million in 2018. However, those sales have been heavily boosted by unsustainable 7 of the Worst ETFs That 2018 Had to Offer 12/25/2018 07:00pm • Fortune did not favor these funds in 2018.As the year ends, the time is right to explore what went right in your portfolio in 2018 -- and, of course, what didn't. Everyone makes mistakes, so having a loser in your portfolio is nothing to be ashamed of. However, there is a select group of ETFs that o How Student Loan Debt is Different From Other Types of Debt 12/25/2018 07:00pm • Ignoring student loan debt does not make it go away. Student loans, like all consumer debt, are taken out with the expectation that the borrower will pay them back. All consumer debt can be broken down into two main types, either secured or unsecured. Secured debt is backed or "secured" either by an Why Americans Should Focus on Finances in 2019 12/25/2018 07:00pm • As we head into 2019, many people are focusing on their hopes and goals for next year, outlining their New Year's resolutions. Many may pledge to eat better, exercise more, spend more time with loved ones, or kick a bad habit. But what about resolving to manage money better, invest and save more, sp 7 Bond Market Trends to Watch in 2019 12/25/2018 07:00pm • What can bond investors expect in 2019?The S&P 500 index is on track for its worst year since 2008, and investors worried that things could go from bad to worse in 2019 are looking for ways to protect their portfolios. With interest rates on the rise, the relative safety of bonds is getting more Why You Should Invest in Series I Savings Bonds 12/25/2018 07:00pm • Now that the bull market is over and inflation is rising, there's accelerating interest in inflation protected securities. Inflation adjusted I Savings Bonds are issued by the federal government to preserve the purchasing power of your money. "Series I Savings Bonds are intended to do exactly what t Credit Lock Versus Credit Freeze: Which Option Is Best? 12/23/2018 07:00pm • Criminals and cyber thieves only need a few data points, such as your name, address, Social Security number or credit card number, to steal from you. Once they have your identifying information, they could empty your bank account, rack up charges on your credit cards, get a cell phone in your name o