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Should You Get a Balance Transfer Credit Card or Debt Consolidation Loan? 12/17/2018 07:00pm • The average American credit card holder carries a balance of more than $6,300, according to a 2017 report by credit bureau Experian. While some pay off their balance in full each month, roughly 44 percent of credit card holders carry a balance from month to month. Credit card debt can be expensive, How to Remove a Closed Account From Your Credit Report 12/16/2018 07:00pm • You might think closing a credit card or other account might remove it from your credit report automatically. But while closing an account prevents you from using it, that doesn't mean it disappears from your credit history. Credit reports include information for both open and closed accounts. As l 7 Retail Stocks That Investors Love to Buy and Hold 12/16/2018 07:00pm • These companies are more resilient.Retail investors who want to avoid volatility can buy stocks that perform well despite market uncertainty. Investors can choose stocks that are more resilient, says Shawn Cruz, manager of trader strategy at TD Ameritrade, an Omaha, Nebraska-based brokerage company. What Is a Credit Card Skimmer? And How You Can Avoid Them 12/13/2018 07:00pm • The threat of credit and debit card skimmers has grown in both number and sophistication in recent years. Today, you can't fill up your gas tank or withdraw cash from an ATM without the risk of becoming the next victim of a skimmer. Statistics about the prevalence of skimmers -- electronic devices e 10 of the Best Energy Stocks to Buy for 2019 12/12/2018 07:00pm • These are 2019's best energy stocks.Good news for contrarian investors: if you're seeking to bet on "reversion to the mean," one sector looks particularly primed to outperform in 2019. The 10 best energy stocks to buy for 2019 are chock-full of value, heavy dividends and growth names. Ironically, on 5 Ideas for Setting Clear and Effective Personal Finance Habits in 2019 12/12/2018 07:00pm • It's nearing the end of the year, and for many of Americans, that means it's time to start putting together New Year's resolutions. As many of us know from experience, resolutions often don't last, and the reason for that is that resolutions are often just poorly stated goals. A 2007 study from Dom Trains to start running on new Silver Line tracks Trains to start running on new Silver Line tracks 12/12/2018 03:48pm • ARLINGTON, Va. — Metro trains are about to start running on the new Silver Line tracks, but it will be a year or more before passengers can board them. In a significant milestone, Metro ran a track inspection vehicle Tuesday from the current end of the Silver Line through to the area around Dul Pros and Cons to Buying Ford Motor Company (F) Stock 12/11/2018 07:00pm • Headquartered in Dearborn, Michigan, Ford Motor Company (NYSE: F) started rolling cars out for the mass market in 1903. Company founder Henry Ford was well known for treating his employees fairly, doubling their pay and famously stating that he wanted his workers to have a life, and not just make a What to Know About State Regulations on Student Loans 12/11/2018 07:00pm • Federal and state regulators are working to protect student loan borrowers from unfair lending practices. To date, six states and the District of Columbia have increased efforts to reduce deceptive lending practices by student loan servicers -- companies that collect payments, respond to customer se Do I Really Need a Credit Card? 12/10/2018 07:00pm • Can you live without a credit card? That notion probably seems ridiculous to many people. On average, consumers have 3.1 credit cards, according to 2017 data from the credit bureau Experian. But credit cards aren't for everyone. While life without credit cards poses some challenges, it might not be What to Know About Taking a Debtor to Small Claims Court 12/06/2018 07:00pm • If someone owes you money, and you've already tried to collect payment by contacting the individual by phone, email or mail a number of times, you may benefit from filing a case against that person in small claims court. In small claims court -- or a local county or city courthouse that does not req 3 Steps for Investors to Take When Retiring Early 12/06/2018 07:00pm • Many people expect they can set a date on when to quit full-time work for good, but sometimes retirement comes sooner than expected. Most Americans target their retirement age as 65, since it's a long-held societal notion. Ending work sooner -- whether intentional or not -- can have significant fin What Happens When Your Credit Card Company Sues You? 12/06/2018 07:00pm • Ignoring debt collection calls usually doesn't make them go away. Ignore your credit card debt long enough, and your credit card company may sell your account to a collection agency or sue you in civil court for the balance. While it's best to try to work with your credit card company before a lawsu 10 of the Best Dividend Stocks to Buy for 2019 12/06/2018 07:00pm • 2019's best dividend stocks to invest in.Passive income becomes all the more desirable in times of uncertainty and risk aversion. That's where Wall Street finds itself entering 2019, as skittish traders, concerned about the economic cycle, caused a fourth-quarter equities sell-off. The recent yield How Much Life Insurance Do You Need? 12/05/2018 07:00pm • Life insurance has garnered a reputation for being difficult to understand. Terms like whole life, portability and riders can be confusing, but some people get tripped up by a more basic question: How much life insurance do I need? "Historically, life insurance has been an intimidating product to p
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