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How to create and maintain a family budget 04/19/2023 08:30am • Your money shouldn't be a mystery, but it is to many people. In fact, 65% of Americans don't know what they spent last month, according to a 2020 survey conducted by budgeting app Mint. "People are always more optimistic about their finances than they should be," says Howard Dvorkin, a certified Biden pans McCarthy's debt plan as 'huge cuts' to Americans 04/18/2023 09:27pm • WASHINGTON (AP) — House Speaker Kevin McCarthy worked furiously Tuesday to build support for a Republican plan that would demand strict limits to federal spending in return for agreeing to raise the nation's debt limit and stave off an unprecedented U.S. default. But President Joe Biden swiftly sw U.S. Debt-Ceiling Clash: What Investors Should Know 04/18/2023 08:00pm • Bank economists warned on Tax Day that the U.S. government's deadline to raise the debt ceiling could come earlier than anticipated. Weak capital gains tax inflows as of mid-April have the potential to shorten the time until the so-called X-date -- when the government will be in default on its debt. 7 Best Defensive Stocks for a Steady Return on Investment 04/18/2023 08:00pm • With the bear market of 2022 not yet a distant memory and the banking-sector scare still fresh in investors' minds, the stock market is still on the skittish side. The S&P 500 has managed a 6.1% increase in the past month as of April 18, and the Federal Reserve seems to be softening its stance o Ways to Achieve a Happy Retirement 04/18/2023 08:00pm • What makes people happiest in retirement? It can vary from person to person, but there are a variety of strategies you can use to retire happy. While health conditions and living situations can change, you have many opportunities to set your own path and make the most of your retirement at every ste 7 Best Monthly Dividend Stocks With High Yields 04/18/2023 08:00pm • It's a universal truth on Wall Street that higher risk typically carries higher rewards. But for those who aren't afraid of owning stocks that are a bit more uncertain than big-name blue chips, there is the potential to unlock a significant income stream that puts the typical large-cap stocks to sha Money Market Funds: What Are They and How Do They Work? 04/18/2023 08:00pm • According to the mutual fund industry trade group Investment Company Institute, continued upheavals in the banking industry and the unsettled economy have caused over $30.28 billion to flow into money market funds, or MMFs, in the week ending Wednesday, April 12. This has pushed total money market f Business Highlights: Fox settlement, smaller tax refunds 04/18/2023 06:14pm • ___ Fox, Dominion reach $787M settlement over election claims WILMINGTON, Del. (AP) — Fox and Dominion Voting Systems have reached a $787 million settlement in the voting machine company’s defamation lawsuit. The agreement averts a trial in a case that exposed how the top-rated network chased vi Republicans object to replacing Feinstein on Judiciary panel 04/18/2023 05:56pm • WASHINGTON (AP) — Republicans blocked a Democratic request to temporarily replace California Sen. Dianne Feinstein on the Senate Judiciary Committee Tuesday, leaving Democrats with few options for moving some of President Joe Biden's stalled judicial nominees. South Carolina Sen. Lindsey Graham, Boeing production problem spills over into summer travel 04/18/2023 04:05pm • Boeing's latest setback with production issues means airlines will have fewer planes than they expected to handle big crowds of travelers this summer. CEO David Calhoun said Tuesday that inspections and repairs related to unapproved fuselage parts will prevent the company from delivering dozens of 7 Your tax refund could be smaller than last year. Here's why 04/18/2023 09:56am • NEW YORK (AP) — Expecting a tax refund? It could be smaller than last year. And with inflation still high, that money won't go as far as it did a year ago. The more than 100 million taxpayers who have had their returns processed as of April 7 got refunds that were an average of 9.3% less than las Millennial Money: Young adults traveling on fiscal thin ice 04/18/2023 09:02am • Prices for travel remain stubbornly high. The cost of airfare in February was 27% higher than the same month a year earlier, according to U.S. Bureau of Labor Statistics data . And rental car prices — having shot up during the pandemic — remain high today, as they’re 37% pricier in February th Speaker McCarthy vows to pass debt bill — but can he do it? 04/17/2023 10:33pm • WASHINGTON (AP) — House Speaker Kevin McCarthy pledged Monday to pass legislation to raise the nation's debt ceiling — but only on condition of capping future federal spending increases at 1% — as he lashed out at President Joe Biden for refusing to engage in budget-cutting negotiations to pre Investing Definitions Everyone Should Know, A to Z 04/17/2023 08:00pm • April is National Financial Literacy Month, and as a certified financial planner I've seen the positive impact that financial planning has on individuals, families and our communities. It's not too much of an overstatement to say that financial education and planning can literally transform lives. F Watch for These Trends Shaping the Future of Retirement 04/17/2023 08:00pm • Retirement is evolving. From changes in the average retirement age to uncertainty about the future of Social Security, recent news and trends are impacting what future retirees can expect when they leave the workforce. A recent survey from Principal polled financial professionals and employers on th