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How the Oil and Credit Markets Became Linked 05/23/2016 08:00pm • Markets aren't like Las Vegas. What happens in one market doesn't stay there for long. The latest poster children for the ripple effect are energy markets and credit markets. Recently, movements in the volatile oil futures market had a direct and immediate impact on the bond market. Here's what hap The Pros and (Mostly) Cons of Balance Transfer Credit Cards 05/23/2016 08:00pm • So you have credit card debt. Maybe a lot. What's more, it's on a high-interest credit card, and it's killing you. So you've stumbled on the idea of doing a balance transfer to a lower-interest, or maybe even a zero-interest, credit card. And why not? Many cards like these exist, offering zero balan 4 College Application Strategies for Gap Year Students 05/22/2016 08:00pm • Taking a gap year before college -- as President Barack Obama's daughter, Malia, plans to do -- can be an enriching opportunity. Whether traveling, working or volunteering, the year off after high school can open new paths. A gap year, however, can also present unique challenges when it comes to col 10 Questions to Consider Before Applying to Law School 05/22/2016 08:00pm • What to Know to Decide on Law SchoolGetting into and through law school typically requires years of hard work and lots of money. Many grads embark onsuccessful careers, but some struggle to find employment and pay off student loan debt, making the decision to go a very important one.If you're consid 5 Ways to Earn Free Travel Faster With Your Credit Cards 05/22/2016 08:00pm • Free trips aren't reserved for expert travel hackers; anyone with a good travel credit card can rack up points or miles without spending hours planning complicated transfers and painstakingly tracking rewards on a spreadsheet. Whether you're looking for a new travel card or you just want to use the What is a Bespoke Tranche Opportunity? 05/22/2016 08:00pm • It only takes about 15 seconds to scan an on-screen warning at the close of "The Big Short," Adam McKay's Oscar-winning film that recalls the insanity behind the housing market crash of 2008. It's almost an asterisk -- but then again, you can't spell asterisk without "risk." It describes an investm 3 Responses for Law School Optional Essays 05/22/2016 08:00pm • While a personal statement is standard for most law school applications, many applications also include the option to submit supplemental responses. Crafting a thoughtful response is an opportunity to build on aspects of yourself that you were unable to address directly in your personal statement an 10 tips for improving your credit score 05/21/2016 06:50am • The following information is provided by Graphiq and Credio. by Ryan Vanzo While you may not think of it regularly, your credit score can have significant ramifications on some major life events. Your score can influence whether or not you're approved for things like credit cards or perso Get in financial shape this spring 05/20/2016 02:29pm • WASHINGTON — You work so hard for others: your boss, your business and your clients.  Why not hire yourself for an afternoon and spend some time working for your own benefit? This spring, get in financial shape with the following program, which is designed to clean up your finances and set yo 9 Steps to Take Before Retirement 05/19/2016 08:00pm • For people in their 50s, the dream of retirement is just around the bend. Retirement life could include relocating to a low-cost South of the border exotic locale, or staying in your home with a regular golf routine. Or, perhaps just simply spending more time with the grandkids. No matter the goal, How Companies Invest in Financial Wellness 05/18/2016 08:00pm • In between panting through pushups at your cubicle, you need not hear the oft-repeated stats about physical wellness in the workplace. What's more, you may be required to take those bothersome surveys by your insurer, tweaking your weight and blood pressure numbers the way some folks get creative w Why the Outlook for Emerging Markets Is Improving 05/18/2016 08:00pm • After suffering one of their worst performances in years during 2015, emerging markets are rebounding in 2016. Using the MSCI Emerging Markets index as a benchmark, emerging markets gained nearly 9 percent in the last three months, rising high enough to wipe out a shaky start to the year. Year-to-d Think Twice Before You Lower Federal Loan Repayments 05/17/2016 08:00pm • A Los Angeles printmaker says her financial savvy skills as a teenager of the Great Recession influenced her decision to pick a traditional plan over an income-driven plan for repaying her student loans. "I'm doing my monthly payments without doing something like PAYE or REPAYE -- it's just a consi Why don't we have inflation? 05/17/2016 11:30am • WASHINGTON — Each month the Bureau of Labor Statistics releases a detailed report on inflation, compiling price information for thousands of goods and services with a goal of measuring the change in the cost of living for an average person. If these prices are going up, we have inflation.  If How to Begin Investing in Real Estate 05/16/2016 08:00pm • The housing market is well on the mend, with prices steadily rising in much of the country. It may be a good time, then, to think about adding real estate to an investing portfolio. True believers say there's nothing like owning a second, third or fourth property. Of course, true believers tend to