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How You're Making Your Divorce More Expensive 01/26/2015 07:00pm • Perhaps you've heard: Getting divorced is expensive. Whether you're going to pay alimony or receive it, many partners ending a marriage will soon feel as if they've taken a financial beating. Even if the breakup is amicable, splitting assets isn't pretty.So if you're looking to not inflate the cost Tax Prep: Demystifying the Home Office Deduction 01/26/2015 07:00pm • It's the sexiest and scariest of deductions, and it's often shrouded in mystery. It's the home office deduction, and rumors abound about who qualifies, how it's calculated and whether taking it automatically flags an IRS audit. Unlike more obvious deductions, many people aren't sure if they qualif How American families can afford adoption 01/26/2015 07:00pm • Each year, U.S. citizens adopt over 100,000 children, according to the Child Welfare Information Gateway. Costs can range from very little for adopting a child from foster care to $40,000 or more for a private domestic adoption, says Nicole Witt, executive director of The Adoption Consultancy in Flo How to Save $100 a Month for Retirement 01/25/2015 07:00pm • Almost anyone can save $100 a month -- a mere $25 a week -- for retirement. Tax breaks and a 401(k) match make it even easier to accumulate an extra $1,200 by the end of the year. Here's how to painlessly pad your retirement account with an extra $100 a month. Payroll deduction. The easiest way to Roth IRA vs. Traditional IRA: Which Is Right for You? 01/25/2015 07:00pm • Back in the era of corporate pensions, U.S. workers didn't have to worry much about their account structure and how to optimize tax treatment of savings. Of course, that day is long gone, and Americans are faced with daunting choices about their retirement savings. In addition to choosing portfolio 10 Tax Breaks for Retirement Savers 01/25/2015 07:00pm • Perks for saversSaving for retirement can decrease your tax bill or boost your refund. But there are also penalties if you take money out of retirement accounts too early or too late. Here's how to minimize taxes on your retirement savings.401(k)Employees can defer paying income tax on up to $18,000 An Investor's Guide to Understanding Market Research 01/25/2015 07:00pm • In today's world of information overload, we can access reams of data and information on every topic under the sun. Consumers can crowdsource facts and opinions to help make almost every decision, such as where to go on vacation, picking which doctor to use or finding the "hottest" security on the Local schools could see funding shrink under proposed Md. budget 01/23/2015 04:53pm • WASHINGTON - Despite a promised infusion of cash for Maryland schools, area school systems would actually lose money under Gov. Larry Hogan's proposed state budget. Hogan introduced his $16.1 billion spending plan this week. He says the $6.1 billion allotted for education includes record f The best tax strategies for a windfall year 01/23/2015 10:41am • WASHINGTON -- If you have investment income or experience a windfall income year – maybe from selling a business -- tax withholding can be tricky. For the most part, the IRS and states want their tax money during the quarter in which the income is received. But there are certain safe harbor pro 5 Scams That Target Your Bank Account 01/22/2015 07:00pm • With numerous data breaches affecting millions of people, many Americans are on alert about credit card fraud. But not as many are aware when it comes to bank account scams. Bank account scams target a victim's cash, and the damage can be much more detrimental to one's finances than other scams -- 5 Ways to Save on Your 2015 Weight-Loss Goals 01/22/2015 07:00pm • On Jan. 1, you woke up ready to achieve your weight-loss goals. You were excited to get a start on the new you for the new year. You may have even bought a gym membership or some brand new workout gear in preparation. But with only an estimated 12 percent success rate on achieving New Year's resolu This Simple Savings Rule Will Help You Accumulate Wealth 01/21/2015 07:00pm • Years ago, I had a great friend who I considered truly wealthy. He had it all: a nice home, a great family, wonderful friends and there wasn't much he couldn't buy. He seemed to have his act together, so much so that I asked him how he did it. How did he seem to have it all, while most people in t A Guide to Saving Money for Empty Nesters 01/21/2015 07:00pm • For empty nesters who have recently retired or sent their last child off to college, figuring out the best way to manage money is one of the most important things to tackle when entering into this new life stage. Surprisingly, a 2010 study by Boston College's Center for Retirement Research found th Should Red Cross take big tobacco money? 01/21/2015 05:05am • WASHINGTON -- The American Red Cross has found a big donor in big tobacco, and it's now under big pressure to say, "Thanks, but no thanks." That pressure is coming from all sides. The International Red Cross, which has included an anti-smoking message in its latest public health campaign, has urg Text of the GOP English, Spanish responses to the State of the Union 01/20/2015 10:35pm • WASHINGTON -- The full text of the Republican response to the State of the Union Address by Sen. Joni Ernst (R-Iowa), as prepared for delivery: Good evening. I’m Joni Ernst. As a mother, a soldier, and a newly elected senator from the great State of Iowa, I am proud to speak with you tonight