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10 Retirement Spots to Avoid 07/12/2015 08:00pm • Retirement spot deal breakersIt can be difficult to tell if a retirement spot will meet all of your needs until you live there. And your retirement needs will change as you get older and require more services. Here are some signs that a retirement locale won't be a good fit as you age.Few health car 7 Signs You Picked a Bad Retirement Spot 07/12/2015 08:00pm • Many people consider moving to a new place in retirement in search of better weather, scenic beauty or a more affordable cost of living. But relocating for retirement creates many challenges for retirees, and you could end up worse off than if you had stayed put in your current home. Here are some As student tuition and debt escalates, so do college presidents' salaries and perks 07/12/2015 08:23am • WASHINGTON -- Student debt continues to rise across America, but it's not stopping university presidents from taking home big sums of cash and posh perks. In Maryland and Virginia, the top wage-earner among public university presidents is the leader of the University of Maryland Baltimore, Dr. Ja Quick: Can you find $51 million in savings? 07/11/2015 01:43am • WASHINGTON -- While the fiscal year is just a little more than a week old, Montgomery County is looking for $51 million dollars in savings. The problem, according to Montgomery County Executive Ike Leggett, is that tax revenues are lower than expected, and money that has to be paid out thanks to 7 things people should know about 401(k) plans 07/10/2015 09:00am • Do you have a 401(k) plan? If so, read on. Here are seven things I wish people knew about their 401(k) plans: 1. You can roll it over when you leave. When you leave your employer, you can transfer your 401(k) plan to an individual retirement account, and it is not a taxable event. This type of tr 10 Apps to Use Now to Make Taxes Easier Next Year 07/09/2015 08:00pm • Each spring, the Internet fills with information about how to organize your records and get ready for tax time. However, if you're reading that advice only a month or two before the filing deadline, some of it may be too little too late. Instead of waiting until next spring to get organized, start Peer-to-peer lending: Is it a perfect match for borrowers and lenders? 07/09/2015 04:16pm • WASHINGTON — Not that many years ago, if you wanted to take out a personal or business loan, you would go to your bank, credit union, or ask your wealthy uncle. But the financial crisis that began in 2008 made getting loans from traditional lenders nearly impossible for all but the most creditwor How to Save on Back-to-School Shopping 07/08/2015 08:00pm • As the excitement of the July Fourth holiday weekend quiets down, you might notice that stores are featuring back-to-school inventory. It's a good thing, because a new survey by Rubicon Project reports that nearly 25 percent of parents with children in kindergarten through 12th grade have already b Is Retiring Abroad Right for You? 10 Factors You Should Consider 07/08/2015 08:00pm • The concept is intriguing: Move to another country and live for a fraction of what it costs in the U.S. For retirees, that's one surefire way to make a fixed income go further while living in an exciting new place. Many Americans are happily spending their retirement years in Mexico, France, Spain 12 Steps to a Stronger 401(k) 07/07/2015 08:00pm • Set yourself up for 401(k) success.If you don't have the time or the financial knowledge, properly managing your 401(k) can be a daunting task. And if you do not manage it properly, your 401(k) can become, at best, a savings account and, at worst, a high-risk gamble with your retirement money. While Is Your Financial Advisor a Good Curator? 07/07/2015 08:00pm • A buffet sounds great until you have to decide what to actually put on your plate. The same goes for investing: Endless options sound terrific until you have to decide what to buy for your portfolio. Winnowing down the options from all-you-can-eat to a menu of complementary choices is a proven str Learn Pros, Cons of Using a Financial Advisor for College Savings 07/07/2015 08:00pm • A client who walks into Maureen and Dan Crimmins' wealth management firm won't get the hard sell to purchase a college savings plan from their office. In fact, the Crimmins say their clients won't get any sell at all. Instead, the couple, who operate a fee-only financial advisory firm in New Jerse How Your Retirement Account Balance Compares to Your Peers 07/07/2015 08:00am • Your age often dictates your retirement saving priorities. In your 20s and 30s, you need to get some money into a retirement account so that it can start growing on your behalf. Once you have accumulated a significant nest egg, it becomes increasingly important to protect what you've got. And after Retirement Basics: IRA or 401(k)? 07/06/2015 08:00pm • There are many similarities between a 401(k) plan and an individual retirement account. But there are also differences that can make them more difficult to understand. If you get these two retirement savings vehicles mixed up, or you don't fully understand what they are, you're not alone. IRAs and 17 Legal Secrets to Reducing Your Taxes 07/05/2015 08:00pm • Around the time I stopped fighting with my parents and began listening to them, my dad imparted some brilliant financial advice. He told me to become a scholar of the tax law. OK, perhaps he didn't use those exact words, but the message was the same: Know the tax law and take every tax deduction to