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The Best Social Services Jobs of 2016 03/08/2016 07:00pm • These jobs involve working with people and helping others.Workers in these professions dedicate their careers to helping others, whether it's serving food at the local diner or coaching drug addicts through their recovery process. For professionals interested in pursuing a job in the social services Managing a Laddered Bond Portfolio 03/08/2016 07:00pm • It's been a tough few years for fixed-income investors. Actually, it's been a tough decade. Yields on bank accounts, money markets and bonds have repeatedly dipped to record lows, and haven't gone up to a "normal" range in ages. The 10-year U.S. Treasury has paid less than 4 percent since 2008, and 7 Great Ways to Learn New Skills for Free 03/08/2016 07:00pm • Whether you want to excel at work or just adopt a new hobby, you'll need to learn some new skills to reach your goals. Learning new skills can keep your mind sharp as you age and open you up to a whole new world of possibilities. The good news: You don't have to spend a lot of money for a teacher o Who Can I Claim as a Dependent When I File My Taxes? 03/07/2016 07:00pm • Who can you claim as a dependent? It's one of the most commonly asked questions during tax season. While children may spring to mind, the IRS rules for qualifying dependents cover just about every conceivable situation, from freeloading friends to emancipated offspring. Here's how it all breaks down Financial Pitfalls of Growing Older and How to Deal With Them 03/06/2016 07:00pm • There are lots of things that could go wrong in retirement. You might develop a health problem, spend down your savings too quickly or experience considerable investment losses. Here's how to cope with some of the major challenges you might encounter in retirement. Not enough savings to retire. If Is Perfect Credit Possible? Inside the Quest for 850 03/06/2016 07:00pm • With roughly 31 percent of people sporting "bad" credit and the average American carrying a "fair" score of just 668, according to WalletHub data, simply reaching the land of "good" credit standing would represent an excellent achievement. Relative to bad credit, it would also unleash a savings wind Navigating Red Tape When Switching Financial Advisors 03/06/2016 07:00pm • The process for switching financial advisors is fairly simple -- usually, it's just signing an electronic form at your new firm. But be warned: You might be setting yourself up for increased tax liability, transfer fees and a roll of red tape. It helps to understand your real reasons for switching s 10 Ways to Reduce Your Housing Costs in Retirement 03/06/2016 07:00pm • Affordable housingHousing is often your biggest retirement expense. But there are a variety of ways to cut your housing costs in retirement. Here are some ways to pay less for housing after you retire.Pay off your mortgage.When you pay off your mortgage, you eliminate one of your most significant mo Va. lawmakers set for hectic final week 03/06/2016 11:23am • WASHINGTON-- From hospital reforms and a Supreme Court vacancy to ethics and turf fields, the Virginia General Assembly is moving into a breakneck final week of its annual session that must also include a budget agreement between the House and Senate. The General Assembly is scheduled to adjourn D.C. streetcar system can learn from Atlanta's mistakes 03/04/2016 11:05am • WASHINGTON — The District spent close to $200 million, and years longer than expected, to get streetcars up and running on a 2-mile stretch along H Street and Benning Road in Northeast. And while the D.C. streetcars have been operating for about a week, NBC Washington transportation reporter 7 Ways Your Expenses Will Change in Retirement 03/03/2016 07:00pm • Most retirees spend less than they did while working. A new Government Accountability Office analysis of 2013 Bureau of Labor Statistics data found that people in the pre-retirement phase of life between ages 50 and 64 spend an average of $54,400 per year, but annual expenditures drop by $12,500 amo 5 Strategies to Keep Your Financial Plan on Track 03/03/2016 07:00pm • Stock market volatility has rocked many investor's portfolios since the start of the year. If you are like most Americans, financial planning and investing may not be at the top of your weekend to-do list. It turns out more Americans spent less time in the last year planning for an IRA investment fo How to handle money issues and maintain relationships 03/03/2016 04:55pm • WASHINGTON — Your friend asks if they can borrow some money. You feel a little uncomfortable, but say yes to appease that person. But as time goes on, you still haven't been paid back. How do you approach your friend without ruining the relationship? Janet Bodnar, editor of Kiplinger Perso Senate committee considers later first day for Md. schools 03/03/2016 03:17pm • By Jessica Campisi, Correspondent ANNAPOLIS, Md. — For some Maryland families, going away for Labor Day weekend can be difficult when their children’s schools start before the holiday. But beginning with the 2016-2017 academic year, local school systems would not start until after Labor D 4 new cyber threats: Now it’s personal 03/03/2016 10:50am • WASHINGTON — Imagine your social security number is sitting somewhere in a government or retail database, and that database gets hacked. Your personal information is sold on the black market to a cyber criminal, who opens up a credit card in your name, racks up a significant amount of debt and rui