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7 tips to live well on Social Security alone 10/11/2016 08:00pm • If Social Security is going to be your only or a major source of retirement income, it's particularly important to maximize your monthly payments. You can also make your benefit go further by aiming to keep costs low. Here's how to make sure your Social Security payments will cover your retirement e Is Your Bank Overcharging You? 10/11/2016 08:00pm • Overdraft charges, out-of-network ATM fees and other fees are big business for American banks, to the tune of $42.3 billion for the year ending on June 30, 2015, according to analysis from Moebs Services, which collects and analyzes data on financial institutions. Fees have only gotten pricier in 20 5 Retirement Planning Mistakes Self-Employed Workers Should Avoid 10/11/2016 08:00pm • As of 2015, an estimated 15 million U.S. workers have said "no, thanks" to a regular 9-to-5 gig, opting instead to go the self-employment route. While being your own boss offers a degree of freedom and flexibility that's not always present in a traditional career, one thing that's lacking is access How the Self-Employed Can Have a 401(k) 10/11/2016 08:00pm • Millions of Americans have 401(k) plans, which have all but replaced the traditional pension in the workplace. But what about the self-employed -- like workers in the "gig economy" who don't have a big organization to provide benefits? Actually, if they think they're left out in the cold, they may b DC Council OKs resolution urging return to Metro late-night service 10/11/2016 07:48pm • WASHINGTON — In a unanimous decision, the D.C. Council approved an emergency resolution urging Metro's board to restore late-night hours. Council member Jack Evans, who is also the chairman of the Metro board, introduced the resolution after months of backlash against the proposal by Metro's Pa Trump escalates fight with GOP leaders as party unity frays 10/11/2016 01:30pm • WASHINGTON (AP) — Donald Trump unleashed a torrent of Twitter attacks Tuesday on the party he hopes to lead to the White House, threatening to plunge Republicans into an all-out conflict with just four weeks remaining until Election Day. Declaring himself unshackled, the billionaire businessman How to convert to a Roth IRA 10/11/2016 07:00am • Would your retirement savings be better in a Roth? Lots of investors would prefer to use tax-free Roths but can't because they earn too much to open an account. But for those who have settled for a traditional IRA, there's an option: convert it into a Roth to escape tax in retirement. If this see Should You Set a Stop-Loss on Your Retirement Account in a Bear Market? 10/10/2016 08:00pm • Market surges and dips are just par for the course if you're invested in stocks. But when your stocks' prices fall in a bear market, it can feel like you're on a ship in high stormy seas: You don't know when the storm will end, and it's hard to know how to protect yourself. Should you set your stoc 4 Ways to Fund Your Dream Second-Act Career 10/10/2016 08:00pm • When I speak to people about their second-acts, I often get asked this question, "I'd love to make a switch to my dream semi-retirement job, but I can't afford it. What should I do?" I understand their concern. After all, it's easy to say, "Follow your passion" or "Now is the time to realize your d Marijuana Stocks a Bummer for Investors 10/10/2016 08:00pm • At first blush, the marijuana market may look appealing for early investors. According to the 2016 Marijuana Business Factbook, the "U.S. cannabis industry will pump up to $44 billion annually into the country's economy by 2020, if current business and legalization trends continue." That's up from AP FACT CHECK: Trump, Clinton and their debate claims 10/10/2016 04:42am • WASHINGTON (AP) — Donald Trump mischaracterized the record on Hillary Clinton's defense of her husband and her own treatment of women when he brought up Bill Clinton's sexual history and other episodes of the past. Clinton didn't give a square account of the fallout from her email practices. A 3 Study Habits That Won't Help on the LSAT 10/09/2016 08:00pm • As regular readers of the Law Admissions Lowdown blog know, the LSAT is unique among standardized tests offered in the U.S. While it has some basic similarities to the SAT, GMAT and GRE, it is significantly more difficult than these tests and plays a much larger role in the admissions process. Most Owner of Md. tax companies pleads guilty to fraud 10/07/2016 11:25pm • WASHINGTON — The owner of various Maryland tax and financial companies admitted to defrauding a client of at least $526,000. From 2009 to 2015, Paul Randolph Beeks Jr., 58, caused 24 wire transfers from Mid Atlantic Radiology Services LLC to bank accounts associated with Beeks' companies, accor Michelin Guide comes to DC, recognizes 19 restaurants on Bib Gourmand list 10/07/2016 08:37am • WASHINGTON — Michelin will release its long-awaited Guide to D.C. restaurants on Oct. 13, but its inspectors are already giving Washingtonians a taste of what’s to come. On Oct. 6, Michelin published its Bib Gourmand picks for D.C. — basically the Guide’s version of a “best cheap eatsâ Starting Your Own Business: Should You Incorporate or Not? 10/06/2016 08:00pm • Some people start their own businesses to have control of their own destiny. Others may feel they have little choice if they've been laid off. Others yet may simply feel they can make more money. Whatever your reasons for starting a business, you have one thing in common with everyone who starts th