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How to Create a Foolproof Withdrawal Plan for Retirement Assets 10/17/2016 08:00pm • When preparing for retirement, considering how you'll spend down your assets is just as important as how much you've saved. Surprisingly, 56 percent of workers don't have a distribution plan in place, according to a 2015 study from Pentegra Retirement Services. A clear-cut roadmap for drawing down How to Deal With an Unexpected Expense When You're Broke 10/17/2016 08:00pm • A financial disaster is hard enough to navigate. But it gets even harsher when you have no emergency fund or backup plan to help you work your way out of it. So, what's an unlucky person to do after, say, a broken-down car or job loss leaves you short on cash and high on stress? Fortunately, the fin 6 Social Security Changes Coming in 2017 10/17/2016 08:00pm • Social Security beneficiaries will receive a slight increase in their Social Security checks in 2017. There have also been several recent tweaks to the program that change how married couples can collect benefits. Here's a look at the new Social Security rules for 2017: A modest increase in payment Area counties see jump in absentee voting 10/17/2016 05:35pm • WASHINGTON — Montgomery County has already topped the number of absentee ballots requested during the last presidential election with two more weeks to go before the deadline. According to the county election board, 45,804 county voters have requested absentee ballots so far. That is 820 more t 7 Things You Can Do With a My Social Security Account 10/16/2016 08:00pm • A my Social Security account allows you to review your contributions to the Social Security program. You can also get a personalized estimate of how much you will receive if you claim Social Security at various ages. Periodically reviewing your Social Security statement allows you to make sure your 4 Keys to Financial Security in Retirement 10/16/2016 08:00pm • It's easy to know how much we can spend when we're working: our take-home pay minus the bit that we're saving for a rainy day. But it's not so easy to figure out how much to spend in retirement. That depends on when you retire, how much money you have and your life expectancy. Other factors can als Local leaders pledge new efforts to clean up Anacostia River 10/13/2016 08:43pm • WASHINGTON -- Right now, the Anacostia River is so polluted people are advised not to swim in it or eat certain fish caught from its waters. Local officials signing the "Anacostia River Accord," Thursday renewed their commitment to changing that. "To truly restore the river, we want it to be swim 6 Ways Anyone Can Save Money 10/13/2016 08:00pm • Some people will tell you that saving money is just a waste of time, and that you'd be better off just earning more cash. But the truth for many is that pennies saved are worth far more than pennies earned. For instance, in New York City, figure on your earned dollar being worth as little as 60 cen How Homebuyers Can Receive Down Payment Assistance 10/13/2016 08:00pm • Many people wait longer than necessary before purchasing a house because they think they need a large down payment. But anyone who otherwise qualifies for a mortgage can buy a home for as little as 3 percent down plus closing costs -- and zero down if you're a veteran. "Everybody thinks it's 20 perc Metro fare hikes remain option to close $275M budget gap 10/13/2016 07:06pm • WASHINGTON — A divided Metro board left the transit agency's leaders with little guidance about which drastic measures they would support to close a possible $275 million budget gap next year, and fare increases and service cuts remain on the table for consideration. Metro leaders outlined sev McAuliffe announces state budget cuts, says more may come 10/13/2016 04:04pm • RICHMOND, Va. (AP) -- Virginia Gov. Terry McAuliffe is announcing a series of budget measures that includes canceling pay raises, trimming the state's payroll, and using the state's rainy day fund. McAuliffe announced the measures Thursday at the Capitol, adding that he'd had to make difficult de Region's leaders discuss possible sales tax to fund Metro 10/13/2016 12:42pm • WASHINGTON — The region's top elected leaders gathered privately Wednesday and talked about the possibility of a sales tax that would be used as a dedicated funding source for the Metro system. D.C. Mayor Muriel Bowser, Virginia Gov. Terry McAuliffe and Maryland Gov. Larry Hogan discussed the To eat well, ditch the idea of 'cheating' 10/13/2016 10:00am • My patient looked down with shame and despair and announced, "I was so bad -- I cheated, and ate junk." I cringed. There's that word again: cheat. The notion of cheating is so often bundled with morally reprehensible acts -- cheating on taxes, a test or a spouse. So how does cheating apply to eating Va. Gov. McAuliffe to announce actions on budget shortfall 10/13/2016 08:24am • WASHINGTON — Virginia Gov. Terry McAuliffe plans to announce on Thursday spending cuts designed to help close a budget shortfall of $1.5 billion. Largely due to lower-than-expected revenue from payroll and sales taxes, the shortfall for the current two-year budget is $1.2 billion, added to a sh Pros and Cons in Investing With TIPS 10/12/2016 08:00pm • Inflation is currently running at a miniscule 1 percent or so, and has been unusually low for years. So it's all too easy to ignore. But over time, like a 30-year retirement, it can still do a lot of damage. After 20 years, inflation averaging the Federal Reserve's target of 2 percent would reduce