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Everything You Need to Know About Parent PLUS Loans 08/14/2018 08:00pm • Parent PLUS Loans can be a good alternative to private student loans because they offer more flexible repayment options. But the loans can be costlier than other options, and consequences are harsh for default, including the potential for wage and Social Security garnishment. What Is a Parent PLUS L 4 ways the ‘Kiddie Tax’ can work for you and your family 08/14/2018 05:11am • The Kiddie Tax, enacted as a result of the Tax Reform Act of 1986, was originally put in place to prevent wealthy parents from shifting income-producing securities to children in lower or zero tax brackets. This seemingly negative intent of the law has led to a lack of awareness of income-shifting s Poll: Hogan would win Md. governor race if election were held today 08/14/2018 12:01am • WASHINGTON — A recent poll concluded that if the election for Maryland Governor were held today, Republican Larry Hogan would win. Pollster Patrick Gonzales, of Gonzales Research and Media Services, said 52 percent of the voters surveyed said they’d support incumbent Gov. Larry Hogan, a Repub A Guide to Borrowing Money From Friends and Family 08/13/2018 08:00pm • Asking to borrow money from a family member or friend can be a difficult and awkward conversation. The reality is nobody likes being asked to part with their money. And when you make an arrangement to borrow cash from a friend or family member, you put yourself at risk of creating a strain in your r How Investors Find Treasure in Junk Bonds 08/13/2018 08:00pm • Shopping for junk doesn't exactly have a luxurious ring to it, whether you're hitting a salvage yard for a '62 Ford Falcon horn or combing through VHS tapes of "Sweatin' to the Oldies" at a rummage sale. So think about it: Why would anyone buy a product called a junk bond -- conceived, after all, b The Truth About Credit Card Debt Forgiveness 08/13/2018 08:00pm • When some people think about credit card debt forgiveness, it goes something like this: Your debt is erased, and you live happily ever after with no consequences. That would be amazing. But the harsh truth lies somewhere short of "totally erased" and "no consequences." To be clear, credit card debt Why downsizing could actually upsize your bills 08/13/2018 09:45am • There are many personal and financial benefits of moving into a smaller home. By downsizing, you can minimize household chores, transition into a more functional space and even reduce your carbon footprint. However, saving money may not be reason enough to make a move, says David Mele, president How Retired Investors Can Avoid Bankruptcy Woes 08/12/2018 08:00pm • A growing number of retirees are filing for bankruptcy in an attempt to halt some of their monthly payments as pensions have largely declined, savings have shrunk and bills have piled up. A recent study conducted by four professors citing data from the Consumer Bankruptcy Project demonstrated an ala How Should Investors React to the Sideways Market? 08/12/2018 08:00pm • After nine years of strong gains, the U.S. stock market has slowed this year, with the S&P 500 index up just over 5 percent since the end of December and a tad below its late-January peak, while rising interest rates threaten bonds. What are investors to do -- buy, sell or stay the course? The As DC mayor heads abroad, officials stress de-escalation ahead of weekend rallies 08/10/2018 12:06pm • WASHINGTON — D.C. police are taking a proactive approach to security around Sunday's white nationalist Unite the Right rally, encouraging vigilance and de-escalation to prevent violence. After Virginia police fielded criticism for failing to contain violence during Jason Kessler's deadly Unite Best Prepaid Debit Cards 08/09/2018 08:00pm • If you can't get a checking account or a credit card, a prepaid debit card might be an option for you. These cards are easy to get because there isn't a credit check. Your credit history doesn't matter with a prepaid debit card because you're not buying items on credit. You're using your own money Coping With Stress When You're in the Sandwich Generation 08/09/2018 08:00pm • You're working a full-time job, managing your home and raising your kids. And if you're like millions of middle-aged adults in U.S., you're also taking care of your aging parents. Without much warning, you've become part of the sandwich generation, squeezed between the needs of your kids and your o After Blasting Off, Yelp Inc Stock Can Go Even Higher 08/09/2018 08:00pm • Yelp Inc (NYSE: YELP) stock exploded higher by more than 26 percent on Thursday following a major earnings beat and positive commentary from the company. But even after the big gains, analysts say YELP stock could still have room to run in the long term. In addition to big earnings and revenue beat Take a Crash Course in Student Housing Investments 08/09/2018 08:00pm • As the back-to-school season gets under way, you may be shopping around for new investments for your portfolio. Real estate is a solid diversification tool and student housing is an under-the-radar sector to consider this fall. "The student housing real estate investment market is virtually untappe What Not to Do When Hiring a Lawyer 08/09/2018 08:00pm • From filing for bankruptcy to managing estate planning to negotiating a divorce, there are plenty of situations when it makes sense to hire an attorney. A good lawyer can help you protect your assets and offer sound advice for complicated legal matters thanks to extensive expertise in a specific pra