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5 Ways You're Killing Your Retirement Dreams 10/15/2014 12:00am • The steps to saving for retirement are very simple, but the discipline required to implement this common knowledge is often very difficult. We already know what to do, but most people aren't very successful at taking action to accumulate enough for a comfortable retirement. Sometimes we don't save b 4 Ways to Save for Retirement That Won't Devastate Your Paycheck 10/15/2014 12:00am • Saving for retirement is necessary for most of us. At some point, we're going to want to walk away from our career, and, unfortunately, Social Security just won't provide enough to make ends meet and enjoy the lifestyle we want in life. Thus, retirement savings are required.For many people, the bigg Is Phased Retirement Right for You? 10/15/2014 12:00am • Five years ago, Steve Bolduc, then 58, of Phoenix, was nearly burnt out, but didn't feel ready for full retirement. "I liked the work," says the project manager and principal transportation engineer. "I just couldn't handle so many hours for an indefinite period of time." Bolduc's employer, Stanley Harvard junior who took mom to Mexico can return 10/14/2014 08:24pm • LAURA WIDES-MUNOZ Associated Press LOS REYES LA PAZ, Mexico (AP) -- A Harvard University student stuck in Mexico for months after breaking an immigration rule was told Tuesday that he will be allowed to return home to the United States.The U.S. Citizenship and Immigration Service had declared that D Test shows gunshot residue on St. Louis suspect 10/14/2014 06:50pm • JIM SALTER Associated Press ST. LOUIS (AP) -- Gunshot residue was on the hand, waistband and shirt of an 18-year-old man killed by a St. Louis police officer, authorities said Tuesday.Police union leaders said the lab test by the Missouri State Highway Patrol dispels claims that Vonderrit Myers didn Harvard junior took dying mom to Mexico, now stuck 10/14/2014 03:40pm • LAURA WIDES-MUNOZ Associated Press LOS REYES LA PAZ, Mexico (AP) -- The chemotherapy stopped working last spring, as did the radiation. Doctors had already removed a kidney. So Harvard University junior Dario Guerrero Meneses did what any computer-savvy millennial might do for a dying parent -- he s Voiceprints being harvested by the millions 10/14/2014 10:28am • RAPHAEL SATTER Associated Press LONDON (AP) -- Over the telephone, in jail and online, a new digital bounty is being harvested: the human voice.Businesses and governments around the world increasingly are turning to voice biometrics, or voiceprints, to pay pensions, collect taxes, track criminals an Lessons on N. Korean stagecraft in Kim's absence 10/14/2014 04:18am • FOSTER KLUG Associated Press SEOUL, South Korea (AP) -- Even when Kim Jong Un was nowhere to be seen, he was everywhere.From "Saturday Night Live" spoofs to the wild theories of journalists across the globe trying to parse his five-week absence from the public eye, the 30-ish leader of North Korea c Korean chat app vows to protect user privacy 10/14/2014 01:30am • YOUKYUNG LEE AP Technology Writer SEOUL, South Korea (AP) -- Popular South Korean messaging app Kakao Talk said Monday it will stop fully cooperating with authorities seeking to access private messages as part of a government crackdown on online criticism.Lee Sirgoo, CEO at DaumKakao which owns Kaka Psychologist says Pistorius is 'broken man' 10/14/2014 01:06am • CHRISTOPHER TORCHIA Associated Press PRETORIA, South Africa (AP) -- Oscar Pistorius is a "broken man" after killing girlfriend Reeva Steenkamp and has already suffered emotionally and financially, a psychologist called by the Olympic runner's lawyers testified Monday ahead of his sentencing.Dr. Lore Tips for Giving Money to Needy Family Members 10/14/2014 12:00am • If you've already started brainstorming about your holiday gift list, then you might also be considering whether or not to give money to family members. But giving cash can sometimes unleash complicated emotions and even tension. Here are five strategies that can help you give -- and receive -- fun 10 best places to retire on Social Security alone 10/14/2014 12:00am • Stretching Social Security paymentsThe average Social Security benefit for retired workers was $1,294 per month at the end of 2013. A couple who each brought in this amount would have $31,056 in annual Social Security benefits. How far that amount goes largely depends on where you live. U.S. News Healthy Retirement in Panama's El Valle De Anton 10/14/2014 12:00am • Nestled within the confines of an extinct volcanic crater and overlooked by the Sleeping Indian and other cloud-capped mountains about 75 miles west of Panama City, Panama, lies the sleepy market town of El Valle de Anton. As you climb the hill from the Pan-American Highway to reach El Valle, as it The 10 Best Places to Retire on Social Security Alone 10/14/2014 12:00am • If you don't have a traditional pension through your job and haven't been saving a significant amount in a 401(k) or individual retirement account, Social Security is likely to be your largest source of retirement income. Almost all retirees (86 percent) receive Social Security payments, and for ove Warner, Gillespie face off in final debate 10/13/2014 11:00pm • ALAN SUDERMAN Associated Press RICHMOND, Va. (AP) -- Democratic Sen. Mark Warner and Republican challenger Ed Gillespie hammered each other over ethics and taxes Monday in their third and final scheduled debate, an event that featured some of the candidates' feistiest exchanges so far.Warner is a fo