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8 Retirement Myths Debunked 12/14/2016 07:00pm • During your working years, you may have rarely thought about your retirement. When you did, you probably had only a vague, general notion of what your retirement would be like. For many years your retirement probably seemed so far off that you could easily postpone learning, planning and saving for Md. county public schools data breach affects 1,000 former students 12/13/2016 08:20pm • FREDERICK, Md. (AP) — Officials with Frederick County Public Schools say about 1,000 former students are affected by a pre-2010 data breach that was discovered in September. Schools spokesman Michael Raymond Doerrer said in an email Tuesday that students who attended county public schools betwe Quest Diagnostics Inc (DGX) Data Breach Affects 34,000 12/13/2016 07:00pm • Quest Diagnostics Inc (ticker: DGX) is the latest company grappling with a data breach. The lab diagnostics company announced the breach Tuesday, and has already informed the 34,000 people whose accounts were compromised. A hacker infiltrated the MyQuest by Care360 internet application and accessed 2 Top Coastal Retirement Choices in South America 12/13/2016 07:00pm • Uruguay's Punta del Este and Chile's Viña del Mar are perhaps the two most famous beach resorts in South America. People from around the world and especially across the region travel here for vacations. Both are located in economically and politically stable countries with first world infrastructur 5 Technology Advancements That May Impact a Workplace Near You 12/13/2016 07:00pm • Every day there are new technologies and trends that impact how, when and where you work. In order to become more productive in the workplace, and invaluable, you will want to stay current with advancements in technologies that streamline functions. You can be the innovator to help your organizatio 4 Reasons to Work in Retirement 12/11/2016 07:00pm • If you are working in retirement, or even thinking about it, then join the crowd. According to a survey from Merrill Lynch, almost half of retirees have worked, or plan to work, sometime during retirement. And almost three quarters of workers over 50 say they will likely work in some form after they 10 Retirement Resolutions for Retirees 12/11/2016 07:00pm • Saving enough to retire is a significant achievement. But there are plenty of ways to further improve your retirement finances and lifestyle after you retire. Consider these retirement resolutions for 2017. Remember required minimum distributions. Workers are required to take withdrawals from their Rethinking a Mortgage While Retired 12/11/2016 07:00pm • It's one of the cardinal rules of retirement planning: pay off the mortgage before quitting work. Giving up your income while still supporting a big debt can mean chewing away at your retirement savings way too fast, and can leave you in a tight spot if something goes wrong. But paying off a mortga What's Your Fiscal Fitness Number? 12/11/2016 07:00pm • Financial gurus are taking a page out of the employee wellness handbook and have begun calculating an investor's "fiscal fitness." The idea is to know how your lifestyle can affect your finances and investments. TD Bank, after a 2015 survey, says 70 percent of consumers agree that financial health How to Prepare Your Home for Overnight Guests 12/11/2016 07:00pm • When family and friends come to visit, is your home ready to welcome them? Preparing, or even improving, your home in ways that help make your guests feel expected, welcome, comfortable and safe can be a significant expression of hospitality and caring. As much as we love getting together with frie Angela Merkel's Most Serious Political Challenge Comes From the Right 12/11/2016 07:00pm • MUNICH -- Uli Henkel had always been a longtime supporter of Angela Merkel, the three-term chancellor of Germany. That was before Merkel opened the country's doors to what are now 1.4 million asylum seekers receiving social benefits. Henkel, a 61-year-old attorney in Munich, says he believes those r 10 Tax Breaks for People Over 50 12/11/2016 07:00pm • The perks of agingOnce you turn 50, and especially after age 65, you can qualify for extra tax breaks. Older people get a bigger standard deduction, and they can earn more before they have to file a tax return at all. Workers over 50 can also defer or avoid taxes on more money using retirement and h The Tax Benefits of Long-Term Care Insurance 12/08/2016 07:00pm • Long-term care insurance premiums have been rising for many consumers, but financial experts agree that everyone, including the very wealthy, should consider buying coverage. "I consider it portfolio insurance," says Ken Moraif, a certified financial planner and host of the radio show "Money Matters Think the Affordable Care Act Is Too Expensive? You Have Options 12/08/2016 07:00pm • As the deadline approaches to secure health insurance for 2017, some consumers are still scrambling. While most Americans who don't receive health insurance via their employer can buy plans through the Affordable Care Act exchange, some find the plans available too costly, especially if they're not 12 Free Preventive Services Medicare Provides 12/08/2016 07:00pm • Retirees are entitled to a variety of preventive tests and services once they sign up for Medicare at age 65. Some of these screenings are provided with no out-of-pocket costs for retirees. Here are some of the free preventive services Medicare beneficiaries are eligible to take advantage of. Bone