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6 Ways to Fix a Retirement Savings Shortfall 08/19/2018 08:00pm • Most investors who have planned for retirement have a mental picture: not answering to the Man, some travel, spoiling grandkids and maybe a second home. But unexpected expenses, failing health, or investment losses can derail plan A. What's plan B? How to you make up for a shortfall? "Overspending h DC Water promises changes after criticism over handling of July boil-water order 08/17/2018 12:57pm • WASHINGTON — The officials responsible for running D.C.'s water system are promising to improve outreach efforts after complaints about how it alerted residents during a two-day boil-water advisory across a large swath of the District. An Aug. 16 internal DC Water report tallies up what appear Legacy of slavery, segregation influences debate over removing Md. Confederate statue 08/17/2018 12:10pm • EASTON, Md. — When residents here describe their town, they describe a paradise. There’s no crime and everyone — black and white — gets along in neighborhoods just a few miles from the banks of the Eastern Shore’s Tred Avon River in Talbot County. Those waters, however, once led to one 10 tips to control expenses in retirement 08/17/2018 09:55am • Some people spend years preparing for retirement, while others have retirement thrust upon them sooner than expected. Either way, balancing a retirement budget can be a challenge, as prices rise faster than income, and many retirees face extra housing or medical expenses. Here are some suggestions t Does Your Family Really Need 2 Incomes? 08/15/2018 08:00pm • Families with working dads and stay-at-home moms seem to be a trend of the past. However, you can still find plenty of households that fit that traditional mold. In 2017, more than a third of married couples with kids were living on a single income, according to the Bureau of Labor Statistics. While Everything You Need to Know About Parent PLUS Loans 08/14/2018 08:00pm • Parent PLUS Loans can be a good alternative to private student loans because they offer more flexible repayment options. But the loans can be costlier than other options, and consequences are harsh for default, including the potential for wage and Social Security garnishment. What Is a Parent PLUS L 4 ways the ‘Kiddie Tax’ can work for you and your family 08/14/2018 05:11am • The Kiddie Tax, enacted as a result of the Tax Reform Act of 1986, was originally put in place to prevent wealthy parents from shifting income-producing securities to children in lower or zero tax brackets. This seemingly negative intent of the law has led to a lack of awareness of income-shifting s How Retired Investors Can Avoid Bankruptcy Woes 08/12/2018 08:00pm • A growing number of retirees are filing for bankruptcy in an attempt to halt some of their monthly payments as pensions have largely declined, savings have shrunk and bills have piled up. A recent study conducted by four professors citing data from the Consumer Bankruptcy Project demonstrated an ala What Couples Need to Know About Working with a Financial Advisor 08/12/2018 08:00pm • Beyonce is famous for asking the question, "Who run the world?" "Girls!" is the answer, by the way. From a financial standpoint, that's accurate. Slews of research published by financial giants keeps stacking up in favor of females. Women live longer than men. Women control more wealth. A 2015 repo Best Prepaid Debit Cards 08/09/2018 08:00pm • If you can't get a checking account or a credit card, a prepaid debit card might be an option for you. These cards are easy to get because there isn't a credit check. Your credit history doesn't matter with a prepaid debit card because you're not buying items on credit. You're using your own money Why Paid Sick Leave Is Important for Your Financial (and Physical) Health 08/08/2018 08:00pm • The ability to take paid sick days does more than boost your health -- it can buoy your financial security, too. Employees without paid sick benefits -- of which there are 34.2 million in the private sector -- are three times more likely to have family incomes below the poverty line, according to re Does Facebook, Inc. (FB) Stock Belong in ESG Portfolios? 08/08/2018 08:00pm • Socially responsible investment funds traditionally have had big holdings of technology stocks since they're likely to score well on environmental matters, but funds that focus on environmental, social and governance practices, known as ESG, are beginning to rethink some of those positions. Topics l Business Credit Card Tips for Freelancers 08/07/2018 08:00pm • As a freelancer, you typically don't have a brick-and-mortar business with a lot of overhead. But it can still make sense to get a business credit card for your venture. Whether you're a writer, a designer or a musician, these tips will help you learn everything you need to know about how a business Sleepless on the Sidewalk 08/07/2018 08:00pm • A good night's sleep helps you be your best self: alert, attentive, in a positive mood and ready to function well. A comfortable mattress in a quiet, dark bedroom, a safe, relaxing, temperature-controlled environment and a consistent routine all contribute to healthy sleep. People who are homeless Pros and Cons to Buying MetLife Inc (MET) Stock 08/06/2018 08:00pm • MetLife Inc (NYSE: MET) has been on a downward slide so far in 2018, with massive insurance losses due to massive rainstorms and flooding across the U.S. and Canada. The company's stock price has fallen from $54 to about $45, and is down nearly 10 percent so far this year. But analysts haven't give