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Why High-Yield Bonds Belong in Your Portfolio 09/11/2016 08:00pm • Do high-yield bonds belong in your investment portfolio? Maybe so. Historically, high-yield bonds, often called "junk" bonds by traders, analysts and money managers, primary due to their higher risk levels relative to traditional fixed income instruments, may conjure up disturbing images. Think Mic Where Were You on 9/11? 09/08/2016 08:00pm • It's been 15 years since radical Islamic terrorists hijacked four airliners, crashing two into the World Trade Center complex in New York and another into the Pentagon building in Arlington, Virginia. A fourth plane plowed into the ground near Shanksville, Pennsylvania, as brave passengers and crew High Dividend Stocks: Reaching for Yield May Be Risky 09/08/2016 08:00pm • The global bond market is in uncharted territory as a consequence of extraordinary monetary policies adopted by central banks. Savers are faced with paltry yields available from bonds, with 36 percent of government bonds trading at negative yields and 74 percent with yields less than 1 percent. U.S Are You Taking Too Much From Your Retirement Funds? 09/08/2016 08:00pm • After 40 years of saving money in retirement accounts, people are left to determine how to use that money wisely once they leave the workforce. "These days, most retirees are paranoid about running out of money," says John Gajkowski, co-founder of Money Managers Financial Group in Oak Brook, Illinoi How to Teach 9/11 to Students With No Memory of It 09/08/2016 08:00pm • Sept. 11, 2001, was supposed to be Sari Rosenberg's first day teaching in New York City public schools. Instead, she spent the day watching in horror as the World Trade Center in Manhattan collapsed in a terrorist attack. "It was pretty remarkable," says Rosenberg, now a 15-year education veteran a How to Adjust Your Financial Plan When Forced Out of Retirement 09/08/2016 08:00pm • Retirement is meant to be a reward after decades of hard work and focused saving. The last thing you might be thinking of after retiring is heading back to the workforce but for some Americans, it is reality. Mounting medical bills may require some seniors to go back to work in their 60s or even be Does It Ever Make Sense to Take Social Security Before Your Full Retirement Age? 09/07/2016 08:00pm • The conventional wisdom about when to draw Social Security seems to be simple: the later the better. While you're eligible to start drawing Social Security at age 62, your monthly benefit is reduced by 25 percent from what you would receive at your full retirement age (66 or 67, depending on when yo 6 Unusual Ways to Get Out of Debt 09/07/2016 08:00pm • Andy Smith, a certified financial planner and host of the radio show Investing Sense, recalls the most original way he's heard of to pay off debt. "A son chose not to report his father's death and collected his Social Security benefits for a year," Smith says. While that method of gaining extra mone How Your Age Matters: Questions Every Generation Asks a Financial Advisor 09/07/2016 08:00pm • Financial advisors can help people reach their monetary goals, but the type of advice people need depends on their age and present life situation. Not surprisingly, the needs of a single 25-year-old are different from a married 40-year-old with two kids in high school, as are the needs of someone w Millennial Investing Amid Political Volatility 09/06/2016 08:00pm • Let's face it, investors are a bit unsettled. With Brexit across the pond, and our own political situation here, many are just not sure what to expect next. While I won't get into what all of this means from a political perspective (there are certainly enough people already doing that), what I will Bystander Intervention Programs: Do They Curb Campus Sexual Assault? 09/06/2016 08:00pm • Nearly 1 in 4 women in the U.S. is raped or otherwise sexually assaulted during her college years, according to a 2015 survey, involving 92,306 undergraduates, for The Association of American Universities. This unwanted, forceful sexual contact often occurs during a woman's freshman or sophomore ye The Space Place: 'Star Trek' and NASA's newest mission 09/06/2016 07:00pm • WASHINGTON ��� Sept. 8 is a special day as the original ���Star Trek��� TV series turns 50 years old and NASA is set to launch an ambitious mission to an asteroid. I clearly remember watching ���Star Trek��� on NBC in color and was hooked with the first episode that aired on Sept. 8, 1966, ���The How to Survive an Unexpected Early Retirement 09/05/2016 08:00pm • Many people think that working longer is the simple answer to bridging the gap between insufficient savings and the financial needs of retirement. According to a 2016 survey by the Employment Benefit Research Institute, the proportion of workers age 25 and over who plan on keeping their jobs past 6 9 Steps a Single Person Can Take for Retirement 09/05/2016 08:00pm • Planning for retirement is on the back burner for many people. It is often easier and more fun to meet up with a friend for coffee, do weekend errands, or just relax and binge watch television. But, especially for singles, it is important to move this task to the front of the stove and start cooking The 5 Most Important Retirement Decisions to Make in Your 60s 09/05/2016 08:00pm • You are required to make many retirement benefit decisions in your 60s that will impact your finances for the rest of your life. When you sign up for Social Security plays a big role in how much money you will receive each month, and late Medicare enrollment could cause you to pay permanently highe