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Should You Use Life Insurance to Fund Your Retirement? 11/01/2016 08:00pm • Life insurance was not designed to fund retirement. If your financial advisor or a life insurance salesperson has ever presented this as an option, you should proceed with caution. While an array of permanent and whole life insurance policies make it possible to withdraw cash to fund part of your re Uruguay is an Escape-It-All Overseas Retirement Haven 10/31/2016 08:00pm • Depending on the outcome of next week's presidential election, some Americans are suggesting -- seriously or not -- that if the wrong candidate wins, they intend to leave the country. Perhaps current events are a tipping point for making a long-considered move to take advantage of the many benefits 5 new 401(k) and IRA rules for 2017 10/31/2016 05:00am • The contribution limits for 401(k) plans and individual retirement accounts will stay the same in 2017. Workers remain eligible to defer paying income tax on up to $18,000 that they save in a 401(k) and $5,500 in an IRA. And employees age 50 and older continue to be able to save an additional $6,000 6 Last-Minute Retirement Fixes 10/30/2016 08:00pm • Once you make it to your 60s, there's not a lot of time left to build wealth for retirement. But you do have some options to quickly and significantly improve your retirement finances. Here's how to boost your cash flow in the years leading up to retirement. Downsize. Retirees no longer need sever 5 Ways to Share Housing in Retirement 10/30/2016 08:00pm • Many retirees eventually find themselves living alone after their kids have moved out, or perhaps after a divorce or a spouse passes away. That's the time when it might make sense to consider living with other people, whether they're friends, relatives or even complete strangers. Living together ca How Retirement Communities Are Going Green 10/27/2016 08:00pm • Green initiatives are making their way into retirement communities across the country. While swapping out light bulbs and installing smart water systems can save money, community executives say these moves are desired by residents as well. "My mom lives in one of our communities, and she's the on 5 Reasons to Plan Retirement Activities Before Leaving Your Job 10/26/2016 08:00pm • If you're still five, ten or even 20 years away from retiring, then what you will do after you retire might be the farthest thing from your mind. You're probably busy and have your career to focus on. If you still have kids at home, it's all you can do to keep track of all their activities and need International Observers Flood Into U.S. to Watch Elections 10/26/2016 08:00pm • On the streets of Hong Kong amid the crowded Times Square shopping and office towers, Chan Kit-man candidly offers her opinion about the upcoming and faraway U.S. presidential election and Republican nominee Donald Trump's charge that the vote across the country will be "rigged" against him. "I do 3 Things That Spook Retirees (and How to Stop Them from Scaring You) 10/26/2016 08:00pm • Halloween is almost here and having a good fright is fun for many people. However, there is nothing fun about what scares many retirees. Rather than worrying about what might be lurking under the bed or in the shadows of the closet, seniors may be tossing and turning all night for a different reaso Community Living Options for People With Serious Mental Illness 10/25/2016 08:00pm • Finding your footing after release from a psychiatric unit, rehab facility or even prison because of mental illness and related fallout isn't easy. Rejoining family, locating treatment, connecting to the community and reentering the workforce can be high hurdles. Too often, people with fragile menta How to Save for Retirement When You're Self-Employed 10/25/2016 08:00pm • One of the first things to do when you become self-employed is to start up a retirement account. Maybe you're not ready to start socking away thousands per year yet. But when you are, you need a flexible retirement plan that will allow you to start saving for the future. For many people who are sel How to Know When to Take Social Security 10/25/2016 08:00pm • Most people approaching retirement know that the later you start taking benefits, the more you'll get. But delay isn't always so easy. While experts blithely suggest working longer, many people with physically demanding jobs can't keep at it until 66 or 70, and others have the decision taken out of Don't Fall for These Cyber Scams 10/24/2016 08:00pm • Internet scams used to be like the villain in a low-budget children's show. You could spot the bad guy a mile away, and you were probably more amused than afraid. Remember the Nigerian prince who insisted you were due an inheritance, if you'd send in your personal information? Or the email declarin 7 Tips for Visiting Disney World With Your Grandchildren 10/24/2016 08:00pm • Many people retire in order to spend more time with family and traveling. This is a powerful goal because experiences shared with family on a good vacation are timeless and priceless. Loading up the family to visit Walt Disney World could help you create lasting memories with your grandchildren. Un 5 Retirement Basics Every American Should Know 10/23/2016 08:00pm • You don't need to be an investment expert to begin building a nest egg for retirement. Consistently saving a modest amount and investing it in a low-cost fund can lead to impressive gains over time. If you qualify for tax breaks and employer contributions, you can grow your retirement savings even f