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Include Longevity Planning in Your Retirement Strategy 03/06/2017 07:00pm • Average life expectancy for men and women in the U.S. has reached the mid-80s and the Social Security Administration estimates that one in four 65-year-olds will live into their 90s. Living longer means having more time to do the things you enjoy in retirement but there's something else to think ab Is Retirement Only for the Wealthy? 03/05/2017 07:00pm • We all know that only a lucky few people enjoy an adequate pension anymore. Social Security by itself provides only the bare essentials in retirement. Meanwhile, experts tell us we need $1 million in our retirement accounts to maintain our standard of living after we leave work. So has retirement be 5 Reasons Millennials Aren't Saving for Retirement 03/05/2017 07:00pm • Low salaries and burdensome student loan payments make it difficult for many young people to begin saving for retirement. Younger workers frequently don't have access to workplace retirement benefits and are less likely than their older counterparts to contribute when a 401(k) plan is provided. Less 5 Tax Troubles That Only Affect Retirees 03/02/2017 07:00pm • At tax time, everyone is concerned with maximizing deductions and avoiding audits. But not everyone needs to worry about Social Security penalties or retirement fund minimum distributions. If you are retired, make sure you don't let these five tax troubles trip you up. 1. Paying more taxes than n 7 Ways to Save Money on Retirement Travel 03/02/2017 07:00pm • Travel is often a top retirement goal. But travel has to fit into your budget financially. If you want to spend your golden years exploring, but are a bit strapped for cash, here are seven frugal ways to see the world: Travel at the right time. Most places have peak and off-peak travel seasons. The President Donald Trump is Opening the Door to Military Rule 03/02/2017 07:00pm • By Lilian Bobea America's military is having its day in the sun.On February 27, President Donald Trump published a proposed federal budget boosting military expenditure by 10 percent while drastically reducing funding for the arts, education, environmental protections and social programs. He also r Defeating Retirement Planning Challenges When You're Self-Employed 03/02/2017 07:00pm • An estimated 15 million people, or roughly 10 percent of the U.S. workforce, were self-employed in 2015. According to a TD Ameritrade survey, 55 percent of them are falling behind when it comes to saving for retirement. Without an employer-sponsored plan to fall back on, self-employed people must be When Should You Take Social Security? 03/02/2017 07:00pm • After years of paying into Social Security, those nearing retirement have some choices to make about when they should begin withdrawing their benefits. To receive full benefits, those born from 1943 to 1954 can take retirement at age is 66. The full-benefit retirement age rises to 67 for those born Tips for Filing Taxes for the First Time 03/02/2017 07:00pm • If you're intimidated about filing your taxes with the Internal Revenue Service for the first time, here's the good news: It's only going to get worse from here. What you're doing now is nothing compared to filing when your life is far more financially complicated, and you have a house, a spouse, ki Know Your Rights When You're on the Phone With a Debt Collector 03/01/2017 07:00pm • First the bad news: A debt collector can call, text or write you to request payment for a debt you owe. The good news: There are limits to what a collector can do when talking to you. The Fair Debt Collection Practices Act prohibits collection agencies from being abusive, harassing or deceptive when What to Do After You Receive Your W-2 Tax Form 03/01/2017 07:00pm • By now, millions of workers should have received their W-2 tax form from their employer. The official deadline for employers to distribute the all-important tax document was Jan. 31. W-2 forms are used by employers to report their employees' annual wages and any federal, state and local taxes withh How Much Should You Save for Retirement? 02/28/2017 07:00pm • Figuring out how much to save for retirement is one of the most important financial decisions you'll ever make. Yet as Americans, it turns out we aren't very good at putting enough money away for the golden years. According to a recent 50,000-respondent Merrill Lynch/Age Wave study, only 27 percent The 25 Best STEM Jobs for 2017 02/28/2017 07:00pm • These STEM jobs offer high pay, low unemployment and robust growth.STEM careers cover everything from civil engineering to accounting. Professionals in these fields work in labs, clinics, offices and classrooms. Click on to see which STEM jobs placed the highest among the U.S. News 2017 Best Jobs Ra In Africa, Fighting Radicalism Through Religion 02/28/2017 07:00pm • MARADI, Niger -- A chorus of children's voices reciting almost in unison rings from a mosque doubling as a Koranic school. Inside, concrete walls painted light green ages ago provide a welcome reprieve from the West African sun baking the dirt roads just beyond. The head teacher, Imam Mohamadou Al Why One Couple Sold Everything and Moved to Colombia 02/27/2017 07:00pm • Wendy and Darren Howarter sold or gave away nearly everything they owned as they prepared for a move from Illinois to Medellín, Colombia in October 2014. Their remaining possessions fit into eight suitcases that they checked at the airport before they boarded a plane headed for Colombia. The coup