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16 First-Year Tips for International Students at U.S. Colleges 12/29/2025 07:00pm • Starting as a freshman international student at a U.S. college can feel overwhelming, but preparation helps. Misha Bilokur from Ukraine says mistakes he made as a first-year physics major at Princeton University in New Jersey pushed him to become more independent. One early oversight was not arrangi Sure, the newspaper informed. But as it fades, those who used it for other things must adjust, too 12/27/2025 12:44am • The sun would rise over the Rockies, and Robin Gammons would run to the front porch to grab the morning paper before school. She wanted the comics and her dad wanted sports, but the Montana Standard meant more than their daily race to grab “Calvin and Hobbes” or baseball scores. When one of the Why your holiday gift returns might go to a landfill and what you can do about it 12/26/2025 08:56am • The holiday season will soon come to a close, but the busiest time of the year for product returns is just beginning. The National Retail Federation estimates 17% of holiday purchases will be sent back this year. More retailers are reporting extended return windows and increased holiday staff to Use it or lose it: Making the most of those FSA funds before year's end 12/25/2025 12:48pm • Between figuring out last-minute gifts to travel plans and, dare I say, filing work reports, about half of Americans wind up letting the funds in their flexible spending accounts expire, effectively forfeiting upward of at least $400. That's according to The Wall Street Journal, which cited in it Editorial Roundup: United States 12/24/2025 03:01pm • Excerpts from recent editorials in the United States and abroad: ___ Dec. 23 The Washington Post on conservatism and free markets When American conservatives abandon free-market principles, there’s no telling what follows. The Heritage Foundation has been illustrating this the past few months. One Editorial Roundup: United States 12/23/2025 05:31pm • Excerpts from recent editorials in the United States and abroad: ___ Dec. 12 The Wall Street Journal on Pete Hegseth's “Zombie Reaganism” You almost have to admire Defense Secretary Pete Hegseth taking the stage at the Ronald Reagan presidential library and immediately opening fire. “Most who Cautious shoppers step up spending to start holiday season 12/23/2025 12:46pm • NEW YORK (AP) — Consumers stepped up gift giving during the first seven weeks of the holiday shopping season, according to new data released Tuesday. But uncertainty about the economy is making shoppers more targeted in their buying. From Nov. 1 through Sunday, cash and credit card sales rose 4.2 Want to read more in 2026? Here's how to revive your love of books 12/22/2025 08:01am • NEW YORK (AP) — People stop reading in adulthood for lots of reasons. But it’s never too late to turn the page on old habits and start again. Curling up with a good book can reduce stress, increase creativity and boost empathy. A recent analysis of U.S. government data found that the percentage Department stores try to distinguish themselves as beauty lovers turn to TikTok and Amazon 12/22/2025 12:12am • NEW YORK (AP) — It’s shoppers like Quinn Kelsey who keep department store executives up at night. The 38-year-old Denver resident gets makeup ideas from TikTok videos and other social media content, not salespeople at beauty counters. She uses an AI chatbot to get product recommendations that fi American Express Membership Rewards: Transfer Partners Guide 12/21/2025 07:00pm • Several American Express cards offer Membership Rewards® points that you can redeem for statement credits, select online purchases or gift cards. However, one of the most valuable redemption options is to transfer points to one of AmEx's 20 travel partners. This guide will walk you through all of A Singapore to punish scammers with up to 24 strokes of the cane from Dec 30 12/19/2025 06:45am • KUALA LUMPUR, Malaysia (AP) — Singapore’s government said Friday that scammers will face mandatory caning of up to 24 strokes from Dec. 30, under changes to criminal law to deter surging fraud cases. The changes, passed by Parliament last month, strengthen penalties that already include imprison Instacart settles with FTC over deceptive practices but still faces questions about pricing 12/18/2025 09:27pm • Delivery company Instacart will pay $60 million in customer refunds under a settlement reached with the Federal Trade Commission over alleged deceptive practices. The FTC said Thursday that Instacart has been falsely advertising free deliveries. The San Francisco-based company isn’t clearly disclo What Is a Good Interest Rate on a Certificate of Deposit? 12/18/2025 07:00pm • Interest rates for certificates of deposit have soared in recent years along with rates for savings accounts, mortgages and other financial products. But not all CDs are created equal. Some offer low annual percentage yields while others deliver generous rates. In recent months the Federal Reserve h What Do I Do If I Lose My Health Insurance? 12/18/2025 07:00pm • If you lose your health insurance, there are a few options for quickly getting coverage again depending on your situation. Your options for preventing gaps in health insurance coverage include COBRA, ACA Marketplace plans, government programs such as Medicare or Medicaid, and short-term and medical A bag, a hoagie and a long wait for a ruling: What we learned at Luigi Mangione’s pretrial hearing 12/18/2025 06:24pm • NEW YORK (AP) — A 911 call about a man resembling “the CEO shooter.” Body-camera footage of police arresting Luigi Mangione and pulling items from his backpack, including a gun that prosecutors say matches the one used to kill UnitedHealthcare CEO Brian Thompson, and a notebook they have descr