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What Is a Wholesale Mortgage Lender? 08/24/2025 08:00pm • There are two main sources of mortgages for consumers: retail lenders and wholesale lenders. Retail lenders loan their own money and employ loan officers to work directly with customers. The alternative is a wholesale mortgage. Borrowers don't interact with wholesale lenders directly. What Is a Whol Traditional Polish lace crochet is becoming a new favorite in fashion 08/22/2025 02:30am • KONIAKOW, Poland (AP) — Wiesława Juroszek was only 6 years old when she learned the intricate handicraft of lace crocheting from the women in her family as part of a long tradition in their little mountain village. Now, 53 years later, she is part of a new generation of women using those skills t Tariffs aren't keeping Walmart from attracting shoppers and outpacing Target 08/21/2025 02:45pm • NEW YORK (AP) — Walmart Inc. powered through an uncertain economic environment and tariff concerns to deliver solid second-quarter financial results Thursday, showing it keeps pulling in shoppers and outpacing peers like Target. The nation's largest retailer reported a 4.6% quarterly increase in c How to make climate-friendly and sustainable choices when shopping online 08/21/2025 01:32pm • One way to be climate-friendly: Shop sustainably. But figuring out which products count as “sustainable” can be hard, especially when buying online. As ordering with a computer or phone becomes more ubiquitous, the number of online products labeled sustainable is also increasing. Yet there is no Virginians say housing costs are a crisis, want lawmakers to act 08/21/2025 10:19am • A new statewide survey finds housing one of Virginians’ top concerns — and that a strong majority want lawmakers to act on it. Most respondents said they support policies to make it easier to build more and smaller types of homes, reduce regulatory requirements, and push local governments to A look at those Trump has targeted in tactic of revoking security clearances 08/20/2025 09:02pm • WASHINGTON (AP) — The Trump administration's announcement this week that it would rescind the security clearances of 37 current and former national security officials was hardly an isolated act. In ordering the revocation of the clearances, President Donald Trump was turning to a favored retributi 20 Things You Need to Know Before Buying an Annuity 08/20/2025 08:00pm • Retirement and uncertainty go together about as well as mustard and chocolate. Which is to say, when you have the chance to reduce the variability of your income streams in retirement, it's worth considering. Enter: the annuity. Annuities are among the most commonly misunderstood and misused financi Target CEO to step down amid company struggles 08/20/2025 02:39pm • NEW YORK (AP) — Target named an insider as its next chief executive officer Wednesday, a decision that comes as the discount retailer tries to reverse a persistent sales malaise and to revive its reputation as the place to go for affordable but stylish products. Minneapolis-based Target said CEO What to Do When Your Doctor Stops Accepting Medicare 08/19/2025 08:00pm • Medicare, the federal health insurance program designed to cover people age 65 and older (and some younger individuals with qualifying disabilities), provides health insurance for many American seniors. The vast majority of doctors and hospitals accept Medicare, but they're not required to, and the When is the Best Time of Year to Buy a Computer? 08/19/2025 08:00pm • If you need to buy a computer, your money may not go as far as it used to. The Consumer Technology Association, which hosts the popular Consumer Electronics Show, suggests that tariffs on technology products may lead to a $90 to $143 billion decline in U.S. consumer purchasing power. So, if you're t How to Find and Cancel Recurring Credit Card Charges 08/18/2025 08:00pm • Recurring charges to your credit card can add up quickly, even if they're small amounts. Sometimes known as gray charges, these show up on your statement monthly, biannually or annually, often as a result of automatic billing. Knowing how to spot and eliminate these charges can help you sidestep an Editorial Roundup: United States 08/18/2025 02:25pm • Excerpts from recent editorials in the United States and abroad: ___ Aug. 14 The New York Times says shrinking crime rate is encouraging America is in the midst of a historic decline in crime. In 2023, murders fell 10 percent, which was then the largest annual drop since reliable records began in 19 Food Safety Tips: How to Prevent Foodborne Illness 08/17/2025 08:00pm • Foodborne pathogens are on the rise -- and they're making people unwell. According to the most recent data from FoodNet, the authoritative source for tracking foodborne illnesses run by the Centers for Disease Control and Prevention, annual infections from foodborne pathogens rose consecutively from Puerto Rico cashes in on Bad Bunny as thousands flock to the island for his concerts 08/15/2025 11:00am • VEGA BAJA, Puerto Rico (AP) — Tourists slipped into borrowed red polyester vests from the Puerto Rico supermarket where Bad Bunny once worked, grinning as they posed for photographs in the superstar’s old uniform. They listened intently as his former boss recalled how he loved classic salsa son Does Medicare Cover Mental Health Treatment? 08/13/2025 08:00pm • If you're over 65 years old, there is a 1 in 4 chance you are navigating a mental health condition, according to the National Council on Aging, and an even higher chance you're enrolled in Medicare. But, does Medicare cover mental health treatment? While mental health care is necessary, understandin