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What Is Escrow? 12/19/2023 07:00pm • Most people never encounter the concept of escrow until they buy a home. Escrow accounts are set up by third parties as a safe place to hold money. They are used for two main purposes when it comes to real estate: during a home purchase and afterward as an easy way for homeowners to save for propert What Is Underwriting? 12/19/2023 07:00pm • Mortgage underwriters are the fact-checkers of the home loan approval process, ensuring that the financial picture you portrayed in your application and the documentation you provided are accurate. The loan underwriting process not only assesses your creditworthiness and ability to repay a mortgage, Frosinone stuns Napoli 4-0 to reach Italian Cup quarters for first time 12/19/2023 05:47pm • NAPLES, Italy (AP) — Frosinone’s best cup run continued as it stunned defending Serie A champion Napoli by winning 4-0 at the Stadio Diego Armando Maradona on Tuesday to reach the Italian Cup quarterfinals. Frosinone, which had never even reached the round of 16 previously, will next face either Regulators approve deal to pay for Georgia Power's new nuclear reactors 12/19/2023 02:14pm • ATLANTA (AP) — Almost 15 years of wrangling over who should pay for two new nuclear reactors in Georgia and who should be accountable for cost overruns came down to one vote Tuesday, with the Georgia Public Service Commission unanimously approving an additional 6% rate increase to pay for $7.56 bi Millennial Money: 5 financial New Year’s resolutions for 2024 12/19/2023 08:28am • The new year is upon us, and it’s a great time to plan for your financial future. Here are five financial resolutions to consider for 2024. 1. GET A HIGH-INTEREST SAVINGS ACCOUNT Interest rates are still high on savings accounts right now, especially high-yield online savings accounts. Some Judge criticizes Trump's expert witness as he again refuses to toss fraud lawsuit 12/18/2023 09:01pm • NEW YORK (AP) — Former President Donald Trump has lost his latest bid to end the business fraud lawsuit he faces in New York as he campaigns to reclaim the White House. Judge Arthur Engoron issued a written ruling Monday denying the Republican's latest request for a verdict in his favor in a lawsu Will the Stock Market Crash in 2024? 7 Risk Factors 12/18/2023 07:00pm • Despite no shortage of chatter about an inbound recession, the U.S. stock market is going to end 2023 on an upbeat note, with the S&P 500 index up 23.5% as of Dec. 18. That's saying something given the downbeat vibe investors felt last January. "2023 may go down in history as the year that defie What International Students Should Know About Financial Aid 12/18/2023 07:00pm • On top of tuition and fees, housing, books and other supplies, international students face additional costs compared to their domestic peers when studying at colleges in the U.S. Some of those supplementary expenses include visa application fees and international airfare. While earning an education How to manage holiday spending when you're dealing with student loan debt 12/18/2023 10:56am • NEW YORK (AP) — For Nicole Plauché and her family, Christmas is the time of the year where they can use their preferred love language: gift giving. This year, however, Plauché is worried about how much she can afford to spend on gifts. Her main struggle? Student loan payments. “It just does Berlin Zoo sends the first giant pandas born in Germany to China 12/18/2023 04:26am • BERLIN (AP) — The Berlin Zoo has sent the first giant pandas born in Germany to China, dispatching the 4-year-olds on a journey that was delayed by the COVID-19 pandemic. Pit and Paule, who also are known by the Chinese names Meng Xiang und Meng Yuan, departed from Berlin on Saturday aboard an Air Recession 2024: What to Watch and How to Prepare 12/17/2023 07:00pm • The U.S. economy is on relatively solid footing heading into 2024 compared to a year ago. Inflation has cooled, labor markets have remained stable and the Federal Reserve has opened up to the possibility of decreasing interest rates at some point next year. Many economists, including Federal Open Ma What Is a Purchase APR? 12/17/2023 07:00pm • Every credit card has certain terms and features you should be aware of -- and purchase APR is one of the most important. The APR, which stands for annual percentage rate, is the amount of interest you will pay if you carry a balance. While there are a few different types of APR, perhaps the most im Kings goaltender Pheonix Copley placed on long-term injured reserve 12/17/2023 06:07pm • EL SEGUNDO, Calif. (AP) — Goaltender Pheonix Copley has been placed on the long-term injured reserve list by the Los Angeles Kings. Copley suffered a lower-body injury during Friday's practice. He did not make the road trip to Seattle for Saturday's game as the Kings defeated the Kraken 3-2 in a s British man pleads not guilty in alleged $99 million wine fraud conspiracy 12/16/2023 04:31pm • NEW YORK (AP) — A British man pleaded not guilty in a New York courtroom Saturday in connection with an alleged $99 million, Ponzi-like fraud involving high-priced fine wine and duped investors. Stephen Burton, 58, was extradited Friday to New York from Morocco, where he was arrested in 2022 after Federal Reserve on cusp of what some thought impossible: Defeating inflation without steep recession 12/16/2023 07:29am • WASHINGTON (AP) — It was the most painful inflation Americans had experienced since 1981, when “The Dukes of Hazzard” and “The Jeffersons” were topping the TV charts. Yet the Federal Reserve now seems on the verge of defeating it — and without the surge in unemployment and the deep reces