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How to Bring More Black Men Into Medicine 09/13/2018 08:00pm • Health care in America is not exactly an egalitarian endeavor. Racially-based disparities in health outcomes and access to quality care endure, and in some cases, appear to be worsening. In 2015, the Association of American Medical Colleges released Altering the Course: Black Males in Medicine, a re Can You Get a Credit Card Without a Credit Check? 09/13/2018 08:00pm • If you have bad credit, you may have noticed that it's not easy to get a loan or credit card. Almost every time you apply for credit, the lender runs a hard check on your credit report. A hard credit inquiry can reveal bad credit, which may prevent you from getting approved. To avoid the potential Don't Let a Disaster Destroy Your Retirement Lifestyle 09/13/2018 08:00pm • Whether it's a hurricane or flood, an accident or illness, or even a market crash, a disaster could lead to a financial setback that will be difficult to recover from, especially for retirees living on a fixed income. Retirees are filing for bankruptcy in record numbers. One in seven bankruptcy fil Can You Refinance a Personal Loan? 09/13/2018 08:00pm • Refinancing a personal loan can help you save interest or lower your monthly payment, but it's not always a smart financial move. Before seeking personal loan refinancing, you should consider whether it's a good idea, find out how you can qualify and understand the refinancing process. When It Makes 5 Signs Your Financial Future Is Dire 09/13/2018 08:00pm • If you have a history of making poor spending decisions and repeating common money mistakes, such as racking up debt or neglecting to save for retirement, there's still time to improve your future financial situation. By taking stock of long-term financial goals and saving, earning and budgeting mor How to Help Your Child Navigate the College Search 09/13/2018 08:00pm • Every year, we see kids who struggle to make it through their first year of college. In most cases, they also had difficulties with the college application process, which was often driven by their parents. This is a familiar scenario. Parents want their kids to succeed in school and to be able to pl How 2 Students Found Innovative Ways to Pay for College 09/13/2018 08:00pm • One Student's Strategy: Sell Apparel for Campus Events Jessie Baren, University of Michigan--Ann Arbor When the Alpha Phi sorority at the University of Michigan--Ann Arbor needed personalized T-shirts for a St. Patrick's Day party in 2018, they zapped a text message with their order to Jessie Baren How to Get the Most Generous Financial Aid Package From Your College 09/12/2018 08:00pm • One big consideration in choosing a college, at least for most people, is how brutal a blow the bills will deal to the family finances. By following a smart strategy in applying for financial aid, you may encounter some pleasant surprises -- like an offer from that pricey private college at the top My College Student Racked Up Credit Card Debt. Now What? 09/12/2018 08:00pm • There's no way to sugarcoat a credit card debt situation, especially when the debt belongs to your kid. It's one of those things that can bring on a giant headache. But step back, take a deep breath and count to 10. Or 50, if the debt is really bad. This isn't going to be easy, but there are option 5 Legal Tax Shelters Almost Everyone Should Use 09/11/2018 08:00pm • Tax shelters have gotten a bad rap. Some are illegal, such as offshore companies and bank accounts that aim to hide income and profit from the government to avoid tax. But there are plenty of havens for law-abiding citizens that cut taxes. A tax shelter is simply a way to reduce your taxable income, What Expenses You Should Cover With Student Loans 09/11/2018 08:00pm • With ballooning tuition rates, many students rely on student loans to pay for college and related expenses. U.S. News data show the average tuition and fees to attend a public, in-state school is around $9,716 for the 2018-2019 school year. The average in-state sticker price is 73 percent less than 7 Ways to Invest in Real Estate Without Buying Property 09/11/2018 08:00pm • Real estate investing made easy.With the invention of real estate investment trusts in 1960, real estate ownership is a mouse-click away. REITs own income-producing real estate in various sectors. These investments are governed by the Securities and Exchange Commission, trade on major stock exchange Commentary: Steps Taken to Repair the 2008 Great Recession Have Created New Problems 09/11/2018 08:00pm • BEIJING -- Finally, after many false starts, setbacks and stumbles, the 2008 financial crisis seems to be behind us. The U.S. economy is surging, with unemployment at its lowest level in 18 years and stocks hitting all-time highs. Sluggish Europe and Japan have enjoyed solid rebounds, too. In the de All 15 Fed Chairs Ranked by Stock Market Performance 09/11/2018 08:00pm • With the power to print money, raise and lower interest rates, and even facilitate massive bailouts, the U.S. Federal Reserve may be the single institution with the most power over the U.S. economy and stock market. So, which chairs of the Federal Reserve have been the best for the stock market? Be When's the Next Financial Crisis Coming -- and How Do You Prepare? 09/10/2018 08:00pm • A decade has passed since the height of the last major financial crisis. And if you have a pessimistic -- or practical -- mindset, you know that Americans are due for another money meltdown in the future. Today's economy looks different than it did 10 years ago. The U.S. stock market has experienced