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How to Reduce Your Housing Costs in Retirement 06/07/2015 08:00pm • Housing is likely to be your biggest retirement expense. But there are a variety of ways to pay less for housing in retirement. Here's what you can do to bring down your housing costs after you retire. Pay off your mortgage. Paying off your house eliminates one of your biggest monthly bills. Insura A complete guide to refinancing your home mortgage 06/05/2015 04:00am • If you're paying an interest rate of more than 5 percent, now may be the time to refinance your home mortgage. Although interest rates have risen slightly in the past few weeks, they are still at historic lows. The average rate for a 30-year, fixed-rate mortgage was 3.87 percent in the last week, Strides in Suicide Prevention 06/04/2015 08:00pm • Americans are paying more attention to suicide prevention. Lawmakers are passing bills to improve mental health care for U.S. military veterans and service members. Hospitals and medical centers where vulnerable patients may seek care, whether in a therapist's office or the emergency room, are worki How Millennials Define Frugality Differently 06/04/2015 08:00pm • With millennials surpassing baby boomers as the nation's largest living generation and approaching the precipice of their prime spending years, retailers are scrambling to figure out what makes members of gen Y open their wallets to spend. Recent statements from Macy's and Whole Foods announcing Workshop aims to help businesses affected by Baltimore riots 06/04/2015 02:19pm • WASHINGTON -- Maryland Gov. Larry Hogan’s administration has organized a workshop for businesses damaged in the late April riots that broke out after the death of Freddie Gray in police custody. The protests that erupted into riots destroyed some businesses, and business owners in some sections 3 Times College Closings Can Affect Student Loan Repayments 06/02/2015 08:00pm • By now, you've probably heard the news about the closing and recent bankruptcy filing announcement of Corinthian Colleges, one of the largest for-profit higher education organizations in the U.S. At its peak, the organization enrolled almost 80,000 students per year. In April, the organization anno Should You Ever Use a Credit Card Cash Advance? 06/01/2015 08:00pm • A credit card pricing and terms sheet inundates new customers with grids of information. Buried somewhere between the annual membership fee, transaction fees and penalty APR is a line about cash advance APR and the associated fee. The high numbers should be enough to keep even the most financially i New grad guide: 6 smart money moves for those just starting out 05/28/2015 10:18am • WASHINGTON -- So, you’ve recently graduated from college and just landed your first job. Congratulations! Now that you’re gainfully employed and about to deposit the first of many paychecks in your bank account, how will you make sure that you avoid living paycheck to paycheck? While your tim The New Grad's Guide to Good Credit 05/27/2015 08:00pm • Congratulations on your graduation! Your credit score is probably one of the last things on your mind as you start a new chapter of your life, but consider these two facts:1. An excellent credit score could save you hundreds of dollars a year and hundreds of thousands over the course of your life.2. 3 Tips for Securing Student Loan Forgiveness 05/27/2015 08:00pm • Forgiveness programs can be lifesavers for borrowers drowning in student loan debt. For example, graduates with a high debt load and meager paycheck can look to Pay As You Earn and other income-driven repayment plans to make monthly bills more palatable. Civil servants can see debt forgiven after 3 Surprising Student Loan Repayment Facts 05/26/2015 08:00pm • We've reached the end of another school year, which is always a great time for any student to look ahead. One topic perfect for this is student loans, especially if you're not returning to school in the fall. Federal student loan borrowers receive a grace period before their first payments are due. The 5 Biggest Money Decisions New Grads Face 05/26/2015 08:00pm • Congratulations! You've just passed through one of modern life's great rites of passage: college graduation. If you're like many of your cohort, you have a lot of weighty decisions to make in the next few months. Fortunately, these decisions are a lot like college: show up, do the homework and more 4 Myths About Americans Earning Graduate Degrees Abroad 05/25/2015 08:00pm • Some American graduate-degree-seeking students dismiss studying abroad as a tenable alternative to attending a school in the U.S. Jaime Ortega, associate professor of management and MBA program director at Charles III University of Madrid, said via email that he finds students from the U.S. to have How to Tackle Student Loans During the Grace Period 05/25/2015 08:00pm • Get Ahead of Student Loan PaymentsCongratulations -- you survived college. But now it's time to think about those pesky student loans. Depending on its terms, a loan may allow graduates to delay their first payment for several months. This is when those recent borrowers should settle on a repayment Explore Ways Community Colleges Serve Veterans 05/24/2015 08:00pm • Stepping into a classroom after years of serving in the military full time can be difficult, especially for veterans who are still adjusting to civilian life. The choice between community college and a four-year university can make a difference in student comfort and success. The structure, cost and