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6 Retirement Tips for Millennials 08/23/2015 08:00pm • If you are a millennial, retirement planning is probably at the bottom of your financial priority list at this point in life. Finding steady employment, paying off student loans, mortgage payments and kids are all likely front and center when it comes to your finances. However, just because you hav 5 Ways You Can Pay for Retirement in Advance 08/23/2015 08:00pm • In retirement your income is largely fixed. Your Social Security payments will increase only by the annual inflation rate. And you can safely withdraw only about 4 percent of your savings each year, perhaps also adjusted for inflation. Given these constraints, it can be difficult to cope with sudde In other giant panda news: Bao Bao turns 2 08/23/2015 04:43pm • WASHINGTON – Not to be overshadowed by all the panda-monium —the birth of twin giant pandas at the National Zoo on Saturday—big sister Bao Bao celebrated her second birthday on Sunday. Plenty of panda loving people came to her outdoor exhibit to help her celebrate, as she enjoyed a fruitcic What former Va. Gov. Bob McDonnell can expect in prison 08/21/2015 04:00pm • WASHINGTON — Former Virginia Gov. Bob McDonnell would face limited visits and personal contact if he is sent to the federal prison he requested during his sentencing in January. He would also be forced to wear khaki or green pants and shirts most of the time, according to an Inmate Orientati Is Your Bank Account in the Red? Here's What to Do Now 08/20/2015 08:00pm • Nothing can put a damper on a day quite like logging into your online banking account and seeing a negative number. Unfortunately, account overdrafts are not rare, and they are not inexpensive. Banks collect more than $31 billion annually in overdraft fees, according to research firm Moebs Services 4 Ways to Recover From Summer Overspending 08/20/2015 08:00pm • Summertime is ideal for kicking back and unwinding. If you're not careful, though, that same easygoing attitude can take a serious toll on your finances. Whether it's barreling ahead with extravagant vacation plans or enjoying too many meals out, the result is often the same: a bruised bank account Former Va. gov. seeks prison reprieve from Supreme Court 08/20/2015 11:45am • WASHINGTON — With the threat of prison looming, former Virginia Gov. Bob McDonnell has asked the U.S. Supreme Court to allow him to remain free while he appeals his corruption conviction to the high court. McDonnell's defense team filed the emergency stay request hours after the Fourth Circuit Ex-Virginia first lady wants corruption charges overturned 08/20/2015 05:51am • RICHMOND, Va. (AP) — Former Virginia first lady Maureen McDonnell says a recent appeals court decision rejecting her husband's request to overturn his corruption convictions shouldn't mean her own appeal suffers the same fate. McDonnell's lawyers filed a brief late Wednesday with the Richmond-b Why Real Estate Could Be a Better Investment Than Stocks 08/19/2015 08:00pm • Once you're on track with your financial goals -- such as retirement contributions or repaying student loan debt -- you may find yourself exploring real estate investments in lieu of the stock market. Buying real estate as an investment can be lucrative, but it's also cash-intensive and carries ris What You Need to Know About Home Appraisals 08/19/2015 08:00pm • When you think about buying a house, you think about the plentiful cabinet space you hope to find in the kitchen, or ample bedroom size. You probably aren't thinking about the home appraisal. If you're selling a home, you're probably daydreaming about the home you plan on moving into next. You're p Public Service Loan Forgiveness: Common Questions Answered 08/18/2015 08:00pm • Lately, there's been an uptick of consumers worried that the federal public service loan forgiveness program is going away, so the Student Loan Ranger thought it might be a good time to separate fact from fiction on that front. First, let's do a little refresher on the program as it stands today. 8 Money Lessons Your Child Should Know Before Leaving for College 08/18/2015 10:00am • All over the country, college students are heading off campus, living away from their parents for the first time. Most parents are still supporting their collegiate offspring, but these young people are embarking on their first immersion into managing their own finances. That presents a challenge 7 Home Renovation Trends for Retirees 08/17/2015 08:00pm • Most people plan to stay in their current home in retirement. Over half of homeowners who are over 60 say they have no plans to move, according to a survey of 152,939 people who visit Houzz, a home design website. Perhaps that's one reason home remodeling has become a popular extracurricular activit To Invest Better, Set Specific Goals and Follow Through 08/16/2015 08:00pm • Here is one thing about being human: we perform better when we set out to achieve goals. The more specific the goals, the better our performance. That is the basic premise of Edwin A. Locke's goal-setting theory, backed up by decades of pioneering research on motivation and performance in education Start Planning for 4+1 Master's Program Admissions in High School 08/16/2015 08:00pm • A growing number of colleges and universities now offer accelerated degree programs, which are sometimes referred to as "4+1 programs." These programs allow a student to earn both a bachelor's degree and a master's degree in just five years, rather than the usual six or seven. Even after having bee