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How to Invest in a Startup 06/25/2017 08:00pm • Thanks in part to the Securities and Exchange Commission's 2016 crowdfunding regulation, investing in startups and local businesses isn't just limited to accredited investors -- anyone can do it, in a variety of ways. Investors can buy into a privately managed startup or venture capital fund that i How Debt May Be Affecting Your Kids 06/25/2017 08:00pm • Many borrowers might feel like they're bound to their debts for the rest of their lives. It turns out that the effects of carrying debt could last even longer than that -- potentially weighing on your descendants for generations to come. A 2016 study found that, on average, as parents take on more How Students Can Avoid Common Bank and Credit Card Fees  06/25/2017 08:00pm • Banking and credit card fees can be costly, especially for college students on a tight budget. But many of these fees can be avoided by knowing your bank's policies, choosing the right bank account and using credit cards responsibly. Here's how to avoid some common financial fees. It pays to do How to Evaluate an Employee Benefits Package 06/21/2017 08:00pm • When new graduates begin evaluating a job offer, they often don't look at the whole package. "The first mistake that young people make when they go into the workforce -- when they're comparing jobs -- they just look at income," says Stephanie Genkin, certified financial planner and founder of My Fi Subprime Loans Are Haunting Investors and Auto Stocks 06/20/2017 08:00pm • Just when you thought the economy is safe again, the ghost of subprime loans is back. This time it's haunting the auto industry and doesn't bode well for automotive stocks. In fact, the problem is beginning to hurt car companies in myriad ways, including fewer sales. Subprime refers to riskier loans Q&A: Unpacking the Borrower Defense Rules Postponement 06/20/2017 08:00pm • Last fall, in response to several high-profile cases of higher education institutions closing amid allegations of fraud, the Department of Education released updated rules, called the borrower defense to repayment regulations, to provide relief to federal student loan borrowers defrauded by their sc Prepare Wisely for Public Service Loan Forgiveness 06/20/2017 08:00pm • Jeffrey Wolfe graduated from Ohio University in 2011 with $110,000 in student loan debt after pursuing a master's degree program in music therapy. When he scored his "dream job" as director of music therapy for the Institute for Therapy through the Arts in Chicago, he discovered there was one other 'Worth killing over': How a plane mogul dodged US scrutiny 06/20/2017 04:09pm • WASHINGTON (AP) — When a Kansas strip-mall bank with possible mob ties folded in the mid-1980s, federal authorities investigated whether a shareholder, Iranian-born aviation magnate Farhad Azima, should face criminal charges. The probe hit a dead end. Azima, a U.S. citizen, essentially had a st 2 Tips That Lead to a Better Retirement 06/19/2017 08:00pm • For many Americans, a broad gap exists between their expectations of how much money they will need in retirement and the reality. Merrill Lynch's March 2017 Finances in Retirement Survey pegged the average cost of retirement at $738,400. According to a PwC survey, about half of baby boomers have les Learn How to Blend Love and Money Before Getting Married 06/18/2017 08:00pm • Love and money have a lot in common: Both are hard to come by, hard to hold onto and hard to mix with the other. "Money runs much deeper for us than simple mathematics," says Megan Ford, a financial therapist at the University of Georgia and president of the Financial Therapy Association. "When you 7 Steps to Retire in Your 50s 06/18/2017 08:00pm • Early retirement rarely happens by chance. Like any other big goal, early retirement requires intricate planning, serious dedication and a whole lot of work. If your goal is retiring before age 50, the time to start laying the groundwork is now. Here are some steps aspiring early retirees should i How Ordinary Investors Can Use LIRPs 06/18/2017 08:00pm • Investing for retirement means choosing among a range of well-known options -- traditional individual retirement accounts and 401(k)s, the Roth variety of each, plus ordinary taxable investments. But there are some less well-known opportunities, too, like the life insurance retirement plan, or LIRP. A Checklist for Your Retirement Money 06/18/2017 08:00pm • Retirement readinessRetirement money is a tricky subject since there are so many variables. Some people have all the resources they need, but others struggle to pay for retirement. The age when workers leave their job might range from 55 to 75. And some retirees can reasonably expect to live into th Small Business Owners Can Improve Employee Retirement Planning 06/18/2017 08:00pm • The personal savings rate, the index that measures how much Americans are tucking away for a rainy day, was relatively unchanged in the first half of 2017, but now a new study from the Pew Trusts reports that small business owners are also concerned about the number of Americans unprepared for reti 5 Ways Women Can Prepare For Retirement 06/15/2017 08:00pm • When preparing for retirement women face a unique set of financial hurdles as compared to men, including increased longevity, lifetime income disparities, inadequate retirement savings and lower average Social Security benefits. These hurdles, coupled with rising divorce rates for women older than