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Do You Need Good Credit in Retirement? 10/23/2018 08:00pm • You may have followed your credit score closely during your working years, when milestones often coincided with credit checks for mortgages and car loans. However, certain factors related to credit change when you enter retirement. You might not have a mortgage anymore, and have no plans to purchas Good Reasons to Get a Personal Loan 10/22/2018 08:00pm • Sometimes you need extra cash to help pay off debt, fund a wedding, bankroll a much-needed bathroom renovation or take care of another financial need or goal. Some consumers may tap credit cards, home equity loans or even ask a relative for financial help. But others may opt for a personal loan, typ How to Attract Recruiters 10/22/2018 08:00pm • If you aren't desperate to get a job, that's great! This is the best time for you to set yourself up for your next career move. Just as people with high credit scores who don't need a loan are the ones banks clamor after, you can be the person companies and recruiters compete over to add to their pa How to Spot Credit Repair Scams 10/22/2018 08:00pm • Credit repair companies can help you dispute errors on your credit reports, but they can't do anything for you that you can't do on your own. What's more, credit repair scams are common and can leave you worse off than when you started. What Is Credit Repair?The term "credit repair" is often misunde 5 Steps to Protect Your Investment Portfolio 10/21/2018 08:00pm • Just 46 percent of Americans have a rainy day fund, according to the Financial Industry Regulatory Authority, which means that 54 percent of Americans may be just one unplanned emergency away from financial insecurity. If you're an investor, you may not feel like this statistic applies to you. Aft Wage Garnishment: What Is It and How Can It Impact Your Income? 10/21/2018 08:00pm • If you're behind on any debts, the last thing you want to worry about is having a court mandate that part of your earnings be withheld and sent directly to the creditor or person to whom you owe money until your debt is resolved. But there's a silver lining: If your wages are about to be garnished b What would you do if you won the lottery? 10/18/2018 10:59pm • WASHINGTON — With the combined Mega Millions and Powerball jackpots totaling over $1 billion, we asked the question on our Facebook page: What would you do if you won the lottery? Our readers and listeners daydreamed of the possibilities and shared their answers with us. The replies ranged any How Often Should I Check My Credit Report? 10/18/2018 08:00pm • In the wake of rampant data breaches, you hear it now more than ever: You need to check your credit report. And it's true -- periodically reviewing your credit report is necessary for catching fraud and errors. But how often do you actually need to check your credit? Once a year is the minimum, but 5 Times Going Into Debt Makes Sense 10/18/2018 08:00pm • Books, blogs and financial programs all have a message for you: Ditch your debt. However, some finance experts say that advice is short-sighted. "Debt is a tool," says James C. Kelly, vice president and wealth strategist with financial firm PNC Wealth Management. He likens debt to a hammer. Dependi 8 Foreign Picks to Diversify Your Portfolio 10/18/2018 08:00pm • Opportunity is waiting abroad.After a strong performance last year, international markets are a little worse for wear in 2018. Part of that may be mean reversion, and part of it may be pressure from geopolitical issues such as tariffs enacted by the U.S., heightened trade war rhetoric, and some jitt Steps to Take When You Find Out You Have Bad Credit 10/17/2018 08:00pm • Many people don't realize they have bad credit until they get turned down for a mortgage, car loan or credit card. If you've had a similar rude awakening, your next step ought to be to investigate why your credit score is low. Repairing bad credit isn't a quick or easy process -- subpar credit scor What to Do After Being Denied for a Credit Card 10/16/2018 08:00pm • Rejection hurts, even if it's for a credit card. But if your credit card application was rejected, all is not lost. "If you are declined for a credit card, it is important to know that it may not be the final word," says Richard Best, owner of financial services consulting firm RT Best Consulting. What Are the Tax Benefits of Buying a House? 10/16/2018 08:00pm • When it comes to buying a home, reaping the tax benefits is a bonus. But, experts warn, tax benefits for homeowners and homebuyers shouldn't be the sole reason to commit to a mortgage. "To look at buying a home as a tax gain shouldn't be your main goal," says Laurie W. Ziegler, enrolled agent based What Student Loan Borrowers Should Know About Robocalls 10/16/2018 08:00pm • Student loan companies are pushing to call borrowers more often, which could mean an increased number of robocalls. The Federal Trade Commission received more than 4.5 million complaints about robocalls -- prerecorded or autodialed calls -- during the 2017 fiscal year, according to the agency's mos 9 Ways to Use Extra Vacation Days 10/16/2018 08:00pm • Don't forfeit vacation benefits.As the end of the calendar year approaches, workers with "use it or lose it" paid vacation time may wonder how to make the most of their remaining days off. Whether your goal is relaxation, productivity or helping others, the following ideas will ensure you don't wast