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Is Refinancing a Mortgage Expensive? 12/20/2023 07:00pm • Refinancing a mortgage means getting a new loan to replace your current mortgage, which could lower your monthly payment or your interest rate. But lenders will charge you fees to refinance, just as they did when you got your initial loan. Here's what you need to know if you're considering whether a Justice Department sues Texas developer accused of luring Hispanic homebuyers into predatory loans 12/20/2023 06:38pm • WASHINGTON (AP) ��� The Justice Department filed its first predatory mortgage lending case Wednesday against a Texas developer accused of luring tens of thousands of Hispanic homebuyers into ���bait and switch��� sales through platforms like TikTok. The lawsuit focuses on a massive development north From AI and inflation to Elon Musk and Taylor Swift, the business stories that dominated 2023 12/20/2023 05:57pm • The tide turned against inflation. Artificial intelligence went mainstream ��� for good or ill. Labor unions capitalized on their growing might to win more generous pay and benefits. Elon Musk renamed and rebranded the social media platform Twitter, removed guardrails against phony or obscene posts Biden tackles Trump and touts economic progress in Milwaukee visit 12/20/2023 05:41pm • MILWAUKEE (AP) ��� President Joe Biden touted his administration's support for minority-owned businesses and the replacement of lead pipes during a visit here on Wednesday while also swiping at Donald Trump's rhetoric toward migrants and his ongoing lies about his election loss. The trip showed how 5-month skid in home sales snapped in November as easing mortgage rates give buyers breathing room 12/20/2023 11:34am • LOS ANGELES (AP) ��� Sales of previously occupied U.S. homes rose in November, ending a five-month skid, as easing mortgage rates provided some breathing room for homebuyers. Existing home sales rose 0.8% last month from October to a seasonally adjusted annual rate of 3.82 million, the National A You can use your home or car as collateral to get a credit card. Should you? 12/20/2023 07:00am • Secured credit cards are a credit-building solution for people with bad or limited credit. Approval for a secured credit card is largely based on one���s ability to put up the cash deposit, usually $200-$300, which becomes the card���s credit limit. But a deposit requirement can present financial ha Dutch bank ING says it is accelerating its shift away from funding fossil fuels after COP28 deal 12/20/2023 06:06am • THE HAGUE, Netherlands (AP) ��� Dutch bank ING announced Wednesday that it is accelerating its phasing out of funding for oil and gas exploration and production activities while it increases financing for renewable energy. ING has faced fierce criticism from Dutch climate activists for its funding o How the markets and the economy surprised investors and economists in 2023, by the numbers 12/20/2023 03:01am • NEW YORK (AP) ��� In a year full of big numbers, with strong gains for stocks and even more fantastic flights for crypto, it was one shrinking number that superseded all. Inflation, the scourge of the global economy, moderated this year. It���s still relatively high, particularly after the many year What Is Escrow? 12/19/2023 07:00pm • Most people never encounter the concept of escrow until they buy a home. Escrow accounts are set up by third parties as a safe place to hold money. They are used for two main purposes when it comes to real estate: during a home purchase and afterward as an easy way for homeowners to save for propert What Is Underwriting? 12/19/2023 07:00pm • Mortgage underwriters are the fact-checkers of the home loan approval process, ensuring that the financial picture you portrayed in your application and the documentation you provided are accurate. The loan underwriting process not only assesses your creditworthiness and ability to repay a mortgage, Frosinone stuns Napoli 4-0 to reach Italian Cup quarters for first time 12/19/2023 05:47pm • NAPLES, Italy (AP) ��� Frosinone���s best cup run continued as it stunned defending Serie A champion Napoli by winning 4-0 at the Stadio Diego Armando Maradona on Tuesday to reach the Italian Cup quarterfinals. Frosinone, which had never even reached the round of 16 previously, will next face either Regulators approve deal to pay for Georgia Power's new nuclear reactors 12/19/2023 02:14pm • ATLANTA (AP) ��� Almost 15 years of wrangling over who should pay for two new nuclear reactors in Georgia and who should be accountable for cost overruns came down to one vote Tuesday, with the Georgia Public Service Commission unanimously approving an additional 6% rate increase to pay for $7.56 bi Millennial Money: 5 financial New Year���s resolutions for 2024 12/19/2023 08:28am • The new year is upon us, and it���s a great time to plan for your financial future. Here are five financial resolutions to consider for 2024. 1. GET A HIGH-INTEREST SAVINGS ACCOUNT Interest rates are still high on savings accounts right now, especially high-yield online savings accounts. Some Judge criticizes Trump's expert witness as he again refuses to toss fraud lawsuit 12/18/2023 09:01pm • NEW YORK (AP) ��� Former President Donald Trump has lost his latest bid to end the business fraud lawsuit he faces in New York as he campaigns to reclaim the White House. Judge Arthur Engoron issued a written ruling Monday denying the Republican's latest request for a verdict in his favor in a lawsu Will the Stock Market Crash in 2024? 7 Risk Factors 12/18/2023 07:00pm • Despite no shortage of chatter about an inbound recession, the U.S. stock market is going to end 2023 on an upbeat note, with the S&P 500 index up 23.5% as of Dec. 18. That's saying something given the downbeat vibe investors felt last January. "2023 may go down in history as the year that defie