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What Is Mortgage Insurance? A PMI Primer 04/08/2018 08:00pm • If you're a hopeful homebuyer on a tight budget, private mortgage insurance may be a component of the loan your lender will offer. It's an extra cost that you'd have to shoulder, but you might not qualify for the mortgage you want without it. To help you make the most informed decision about your mo Excited About That Big Tax Refund? Think Again. 04/05/2018 08:00pm • If you're an average American taxpayer, you probably dread tax time. After all, filling out all that paperwork can be a drag. But for many taxpayers, tax time is also great -- it's the one time of year when the government sends you a big check. Near the end of the 2018 tax season, the average tax re How to Get the Biggest Tax Refund This Year 04/05/2018 08:00pm • Refund season is in full swing. This is the time the majority of taxpayers are filing their taxes so they can get their tax refund. According to the IRS, about 75 percent of taxpayers received a tax refund close to $2,800 last tax season. But some of you may feel like your refund was a little low. 3 Things to Watch in the Housing Market This Spring 04/05/2018 08:00pm • Spring is a popular time for homebuying and selling, but you may be wondering if you should sit this season out. After all, inventory is dropping, mortgage interest rates are rising and the recent tax cut has negatively impacted some of the housing market. On the other hand, if you're concerned tha 8 Ways to Boost Your Tax Refund With Itemized Deductions 04/05/2018 08:00pm • With Tax Day around the corner, taxpayers may be rushing at the last minute to prepare their taxes. In their haste, filers often take the easy way out and opt for the standard tax deduction instead of maximizing itemized deductions. The standard tax deduction is a deduction set by the IRS that allo 8 REIT Categories With the Wind at Their Backs 04/05/2018 08:00pm • REITs have many subcategories.Owning real estate is a way to hedge against inflation while still getting solid returns in a volatile market, and real estate investment trusts offer investors that exposure without the burden of managing property directly. According to a recent LendEDU survey, 13.5 pe 9 Stocks Bank of America Loves in an Unpredictable Market 04/04/2018 08:00pm • In this climate, picking stock winners can get tricky.Bank of America has updated its US1 top stock list, its short list of the analyst team's favorite U.S. stock picks. For most of the past nine years, choosing the best stocks to buy has been relatively easy due to the strength of the bull market. When You Should (and Shouldn't) Worry If Your Tax Refund Is Delayed 04/04/2018 08:00pm • The income tax filing deadline is just around the corner, but many taxpayers decided not to wait until the last minute to file. Those who opted against procrastination and are entitled to a refund may have already received it. But for those anxiously awaiting a check in the mail or a sum deposited Dinosaur exhibit to roar to life at Smithsonian 04/04/2018 10:28am • WASHINGTON — Get ready for the Tyrannosaurus rex vs. Triceratops smackdown that is set to be a featured display in the upcoming dinosaur and fossil hall at the Smithsonian's National Museum of Natural History on the National Mall. "The T. rex from Montana is the anchor of the biggest deal we've Plowing a path: State to buy farms to help new farmers 04/04/2018 12:08am • PROVIDENCE, R.I. (AP) — Rhode Island is launching a program to buy farms and sell them to new farmers for dirt cheap. A farm bought for $500,000, for example, could then be sold for $100,000. It is an unconventional approach to ensure that farming remains viable. The National Farmers Union k How Student Loan Borrowers Can Requalify for Public Service Loan Forgiveness 04/03/2018 08:00pm • The congressional spending bill signed by President Donald Trump last month contained a nice surprise -- relief for student loan borrowers who work in public service. Public service workers, such as teachers, social workers and public defenders, provide important benefits to society and frequently How Rising Interest Rates Affect Your Investments 04/03/2018 08:00pm • Not that it was exactly unexpected, but the Federal Reserve raised its funds rate by a quarter point last month. In the first meeting headed by new chairman Jerome Powell, the Fed instituted its sixth rate increase since December 2015, when rates hovered near zero. Consumer interest rates often fol FEEA Public Service 5K Walk/Run 04/03/2018 01:56pm • Sunday, April 28  Now in its seventh year, the Public Service Charity 5K Walk/Run celebrates and supports federal public servants across the country, giving public employees a visible reminder they are valued, and offering friends, family, and the broader community the opportunity to come toge 8 Factors Retirees Should Consider Before Getting a Reverse Mortgage 04/02/2018 08:00pm • During your retirement years, the list of expenses you'll face can be daunting. For those who have paid off their home or only have a small mortgage, a reverse mortgage may be a way to help cover retirement expenses. A reverse mortgage allows you to borrow against the equity you've built up in your What Happens if You Don't Pay a Debt? 04/02/2018 08:00pm • Say you were going to pay off a debt, but money was tight and you decided that paying off your mortgage was more important, and the debt was never paid. If you're wondering which consequences you might face, there are plenty of unpleasant scenarios that could play out. The financial fallout could