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9 Ways to Use Extra Vacation Days 10/16/2018 08:00pm • Don't forfeit vacation benefits.As the end of the calendar year approaches, workers with "use it or lose it" paid vacation time may wonder how to make the most of their remaining days off. Whether your goal is relaxation, productivity or helping others, the following ideas will ensure you don't wast In Md. Senate district with tightest race in 2014, another close contest 10/16/2018 11:45am • Internal polling suggests that the tightest Maryland Senate district in 2014 is likely to be tight again. This time around the race to represent District 3 is fueled by a blue wave battling popular Republican Gov. Lawrence J. Hogan Jr.’s coattails in Frederick County, which is growing increasin How to Pick Your Second Credit Card 10/15/2018 08:00pm • Your first credit card may have been your first experience with credit, so you may not have an amazing interest rate or best-in-class rewards. If you've been able to build or improve your credit score since then, you may now qualify for better terms and perks. Here's what you should consider as you 10 Universities With the Biggest Endowments 10/15/2018 08:00pm • The U.S. News Short List, separate from our overall rankings, is a regular series that magnifies individual data points in hopes of providing students and parents a way to find which undergraduate or graduate programs excel or have room to grow in specific areas. Be sure to explore The Short List: Should You Adjust Your Income Tax Withholding? 10/15/2018 08:00pm • With the revisions to the tax code announced in the Tax Cuts and Jobs Act last year, chances are you're aware of changes to credits, exemptions and tax brackets, which could translate to having too small an amount withheld from your paycheck. But if you neglected to review the new income-tax withhol How to Protect Yourself From 'Zombie Debt' Collectors 10/14/2018 08:00pm • If you've ever been contacted by a debt collector during a rough patch in your financial life or about a debt that belongs to someone else, you know how stressful it can be. You may even be troubled by zombie debt, which can come alive, even when it isn't Halloween. A zombie debt is a past-due accou When Should I Get a Credit Card Instead of a Loan? 10/14/2018 08:00pm • If you find yourself in a situation where you need a little financial help, take time to think about your options. Automatically reaching for a credit card might not be the best money move. You want your choice to minimize the risk of making your debt worse than it already is. According to the Fede Credit Improvement Drives Bank of America Corp (BAC) Earnings 10/14/2018 08:00pm • Bank of America Corp (NYSE: BAC) continued the positive earnings momentum for big banks on Monday, reporting better-than-expected top- and bottom-line numbers in the third quarter. After nearly a decade of struggles following the 2008 financial crisis, analysts say Bank of America's business finall 6 Signs the Buyer or Seller You're Working With Is a Flake 10/11/2018 08:00pm • News flash: A home may be the largest asset you'll ever buy or sell. And with emotions running high, having a deal fall through can be demoralizing and disappointing. Fortunately, there are telltale signs that indicate you may be dealing with somebody who may be indecisive, deceitful or flake out o 8 Bank Stocks to Buy for Trump's Next 2 Years 10/11/2018 08:00pm • How to invest in banks after the midterm elections.U.S. midterm elections are coming up in less than a month, and the balance of power in Congress is at stake. Following President Donald Trump's election in 2016, many investors thought bank stocks would benefit from deregulation, tax cuts and rising Retail Banking Drives JPMorgan Chase & Co. (JPM) Earnings 10/11/2018 08:00pm • JPMorgan Chase & Co. (NYSE: JPM) kicked off third-quarter earnings season for U.S. banks on a high note on Friday, reporting an earnings beat on better-than-expected retail banking revenue. An uptick in net interest margin also eased investor fears, and analysts say J.P. Morgan remains among the When Does My Credit Card Report to the Credit Bureaus? 10/11/2018 08:00pm • If you plan to apply for a loan, interview for a job or rent an apartment anytime soon, you want your credit to be in the best possible shape. There are many ways to give it a boost, from paying down debts to paying bills on time, but that good behavior may not be reflected in your credit score unti How to Get a Personal Loan With a Co-Signer 10/10/2018 08:00pm • If you're not an ideal candidate for a personal loan, the key to getting approved may be to have your creditworthy friend vouch for you. Lenders approve or deny personal loan applicants based on their ability to pay off a loan. If they don't think an applicant will make good on a promise, then the How Much Should Your Kids Know About Your Finances? 10/10/2018 08:00pm • October is an important month for college-bound teens. It's when the Free Application for Federal Student Aid, better known as the FAFSA, becomes available for the 2018-19 school year. This form is used by colleges and universities across the nation to qualify students for scholarships, grants and l Pros and cons of hybrid long-term care insurance 10/10/2018 04:52am • WASHINGTON — With roughly 10,000 baby boomers turning 65 everyday between now and 2030, finding solutions to pay for long-term care (LTC) is a critical conversation for financial advisers and their clients to have as they plan for a successful retirement. In our article "Weighing the Costs and