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Northam expands recovery fund; more Va. small businesses, nonprofits eligible for grants 09/22/2020 07:43am • Virginia Gov. Ralph Northam is expanding the eligibility criteria for the state's $70 million coronavirus recovery fund Rebuild VA, paving the way for more struggling small businesses and nonprofits to receive grant money. Under the new criteria, small businesses and nonprofits already receiving 10 Universities With the Biggest Endowments 09/22/2020 12:00am • The U.S. News Short List, separate from our overall rankings, is a regular series that magnifies individual data points in hopes of providing students and parents a way to find which undergraduate or graduate programs excel or have room to grow in specific areas. Be sure to explore The Short List: PayPal reaches out to minority-owned businesses 09/20/2020 10:00pm • "PayPal has been amazing." PayPal is helping a wide array of small businesses that are dealing with challenges during the pandemic, including minority-owned firms that are often under-served by financial institutions. The company has for years provided a financial lifeline to many of these What Contract Law Is and How to Become a Contract Lawyer 09/18/2020 12:00am • When two or more people strike a bargain, and each party to the agreement promises to give something up in order to get something else in return, those individuals have created what is known as a contract. Contract lawyers specialize in dealing with the legal issues associated with the creation, ne 7 'A-Rated' Dividend Stocks to Buy With 4% Yields 09/18/2020 12:00am • These dividend stocks are safe havens for income investors.The stock market in 2020 has been on a roller-coaster ride. In addition to unpredictable swings in stock prices, emergency Federal Reserve interest rate cuts have sent bond yields plummeting, leaving income investors with few viable options. 7 Closed-End Funds With Big Dividends 09/17/2020 12:00am • Investing in closed-end funds for incomeAmericans planning for retirement in a few decades typically look to exchange-traded funds as investment vehicles, and rightly so. Those simple products are all most long-term investors need. But if you're looking for a bit more income potential, or you simply Understand AGI and How to Calculate It 09/17/2020 12:00am • When it comes to filing income taxes, it's essential to understand your adjusted gross income, or AGI, and its relationship to certain tax benefits. "The reason it matters is because a lot of deductions, tax credits, whether or not you can contribute to certain retirement accounts depends on your A What Debt to Pay Off First? 09/16/2020 12:00am • Many Americans who have endured either unemployment or a reduced income are now battling debt. If this describes you and you're in the unfortunate position of trying to decide what debt to pay off first, I know that's stressful. It's easy to feel as if you'll never have fiscal sanity again. But you 12 Things to Do When You're Deep in Debt 09/16/2020 12:00am • Reducing debt often means changing your spending habits.There are a lot of challenges in the world right now, but it is possible to reduce your debt, even during shaky economic times and a pandemic. According to the Federal Reserve Bank of New York, total household debt decreased by $34 billion in t How Should I Finance Assisted Living? 09/16/2020 12:00am • As the population of adults over age 65 in America continues to increase, many are facing a serious dilemma over how to finance the care they'll need in their golden years. Financing assisted living and other forms of long-term care after retirement is a bit like an absurdist word problem in sixth Understanding the Types of Federal Student Loans Available 09/16/2020 12:00am • Federal student loans make up the vast majority of student loans in the U.S. They are made by the federal government with the U.S. Department of Education acting as the lender, and they typically have better benefits and terms than private student loans. However, these benefits and terms can vary g What to Consider Before Getting a Reverse Mortgage in Retirement 09/16/2020 12:00am • For those who have paid off their home or only have a small mortgage, a reverse mortgage may be a way to help cover retirement expenses. A reverse mortgage allows you to borrow against the equity you've built up in your home. By doing so, you can supplement your income and remain in your current ho Why Mortgage Refinances Could Soon Cost More 09/15/2020 12:00am • If you're thinking of refinancing to lock in a mortgage at a historically low rate, you could have to pay a new 0.5% refinance fee. The Federal Housing Finance Agency, which oversees Fannie Mae and Freddie Mac, is expected to add an "adverse market refinance fee" Dec. 1 to all refinance loans sold t FAQ: Trump's Payroll Tax Deferral in Action 09/15/2020 12:00am • Starting in September, some workers may see their paychecks looking a little fatter, thanks to President Donald Trump's payroll tax deferral that postpones the withholding of Social Security taxes until January 2021. But it's important to note two things about this four-month 6.2% salary boost. Firs Watchdog review finds issues with costly Virginia incentive programs 09/14/2020 07:33pm • RICHMOND, Va. (AP) — Several of Virginia's publicly funded economic development incentive programs have limited benefit and either need to be overhauled or eliminated, according to a new report published Monday by the state's legislative watchdog agency. Staff of the Joint Legislative Audit and