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Saying 'I Do' Could Affect Your Student Debt 12/22/2015 07:00pm • For richer, for poorer.For centuries, couples have said this -- or a variation thereof -- on their wedding days. However, student loans are one thing prospective spouses haven't been dealing with for centuries, and this subject seems to be giving a lot of them cold feet nowadays. Wedding season is t 25 ways to improve your finances in 2016 12/22/2015 09:00am • A new year often inspires new habits, including financial ones. If you want to put yourself on a path to build wealth throughout the year, then consider these 25 steps, all of which are designed to help you rein in spending and work toward greater financial security. They include both offensive move 9 Things to Do in the New Year to Brighten Your Financial Outlook 12/21/2015 07:00pm • A new year is approaching, and with it comes the desire to do better. We make New Year's resolutions for all aspects of our life, and our money should be part of that. If you're spending too much and saving too little, or if you don't even know where your money is going, this is a good time to give How a Cash Diet Can Kick-Start Your Money Resolutions 12/21/2015 07:00pm • After indulging in eggnog, cookies and, of course, gift-giving -- it's probably time for a diet or two. Many Americans will vow to shed those extra pounds or increase debt repayments (or both) come 2016. Those looking to get beach-body ready can try Weight Watchers, juicing and SoulCycle classes -- What to Expect in a Real Estate Closing 12/21/2015 07:00pm • The closing can feel like an almost mythical moment in the home buying process. It's that moment where, after all the searching, negotiating and number crunching, you finally sit down, sign paperwork and are handed the keys. It is also the easiest part of the home buying process, unless something g 5 Ways to Prepare Your Finances for Retirement 12/21/2015 07:00pm • The basic foundation of retirement planning is building up a retirement savings portfolio that is large enough to enable you to enjoy a comfortable lifestyle for the rest of your life. Faithfully funding and intelligently investing in a 401(k) plan, individual retirement account or similar type of What happens to your debt after you die? 12/21/2015 03:00am • Thankfully, you can't take it with you. Your debt, that is. When you depart this world, your debt stays behind. That may be reassuring to a lot of consumers. According to a new survey of 1,004 U.S. adults from CreditCards.com, 1 in 5 Americans believe his or her debt will never be paid off. Bu 6 Painless Ways to Save for Retirement 12/20/2015 07:00pm • Everyone knows you're supposed to save money for retirement. So how come, according to the Employee Benefit Research Institute, over half of workers admit they have less than $25,000 in savings? It's difficult to save money, especially if you're raising a family on anything less than the median hous 3 Key Considerations for Year-End Financial Planning 12/16/2015 07:00pm • It's not hard to get caught up in the excitement of holiday parties, gift-giving and winter vacations, to name just a few of the things that make the holiday season my favorite time of year. Amid all of the festivities, we like to remind clients that December is not too late to talk about end-of-yea A Consumer's Guide to the Fed Interest Rate Hike 12/16/2015 07:00pm • The era of cheap money isn't exactly over, but on Wednesday, after seven years of having near zero interest rates, the Federal Reserve voted to raise the central bank's benchmark interest rate from a range of 0 percent to 0.25 percent to a range of 0.25 percent to 0.5 percent. Economists have large Decide Whether to Use Home Equity, Parent PLUS Loans To Pay For College 12/15/2015 07:00pm • Until the housing market collapsed in 2007, home equity loans were a popular alternative to federal parent PLUS loans for parents looking to finance their children's college education. These home loans allow homeowners to take out a line of credit against the value of their homes beyond what they ow 7 Money Mistakes to Avoid in 2016 12/14/2015 07:00pm • The start of a new year often means a fresh financial and life start for many people as they contemplate their goals and dreams. Some of those goals and dreams can increase their quality of life; others, not so much.Today we'll share seven money mistakes you should avoid in 2016 if you're interested What to Do If You Are Turned Down for a Mortgage 12/13/2015 07:00pm • If you're trying to buy a house, there is nothing worse than finding your dream home only to be turned down for a mortgage. But that won't happen if you do your mortgage shopping the right way. "You should be working with somebody who picks up the phone and says, 'We have this problem, and let's Maryland���s micro-distillers join in on spirited renaissance 12/13/2015 12:10pm • By MARISSA HORN Capital News Service ANNAPOLIS -- Just five years ago, distilleries were a distant -- and most likely blurry -- memory for Marylanders. ���There���s a great history of rye in Maryland with lots of farmers producing it, and creating rye whiskey from it,��� said Kevin Atticks, e 7 Year-End Retirement Mistakes Experts Say You'll Want to Avoid 12/10/2015 07:00pm • In a few short weeks, the books will close on 2015 and along with them, the chance to make some last-minute decisions about retirement funds. "People get busy and miss out on these opportunities," says Keith Klein, owner of Turning Pointe Wealth Management in Phoenix. U.S. News spoke to Klein and