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Millennials lead boom in personal loans Millennials lead boom in personal loans 01/28/2016 01:36pm • WASHINGTON -- With so many Americans lacking emergency savings, the personal loan business is booming right now, and the borrowing is led by millennials. Bankrate.com says 24 million Americans are likely to take out an unsecured personal loan this year. "I think the actual number will be even Top 10 Most Embarrassing Money Topics 01/27/2016 07:00pm • Being financially literate, or understanding all aspects of your financial life, is crucial to becoming confident about money. But often, we're too embarrassed or uncomfortable to talk about money openly. According to a 2013 Wells Fargo survey of over 1,000 adults, 44 percent of respondents said "pe Heavy-duty machines borrowed from other cities to clear D.C. snow Heavy-duty machines borrowed from other cities to clear D.C. snow 01/27/2016 01:54pm • WASHINGTON â As D.C. continues to clean up from the storm, residents may see some interesting pieces of equipment doing the job around town. The front loader swallows the snow, while an attached blower dumps a constant stream of gray slush into a nearby truck. It's the D.C. Department of Transp College Savings Plans May Make Sense for Cash-Strapped Families 01/26/2016 07:00pm • When President Barack Obama proposed eliminating a major tax advantage to 529 college savings plans last year, one of the primary reasons was to direct more tax breaks to middle-class families. The proposal was withdrawn after an outcry from parents and lawmakers, but it raised an important questio Is the End in Sight for the Natural Gas Slide? 01/26/2016 07:00pm • Investors hoping for a turnaround in natural gas prices may have to wait until the second half of the year, at the earliest. Prices for the commodity, which is used for heating homes, power generation and to make plant food, have been in a downtrend for almost two years. Front-month futures contract How I Dealt With Student Debt: Real Borrowers Share Stories 01/26/2016 07:00pm • The national narrative about student loans is daunting -- and rightfully so. Overall student debt is more than a trillion dollars . Borrowers delay major life decisions because of the amounts they owe. And the Student Loan Ranger receives countless emails about loan forgiveness -- which isn't qui How to live within your means 01/26/2016 09:00am • When you retire you no longer get a paycheck. You knew it was going to happen. But knowing it and experiencing it are two different things. If you are struggling to live within your budget, here are five suggestions that will bring your retirement expenses into line with your more modest retirement Discover What It's Like to Work as a Dentist or Orthodontist 01/25/2016 07:00pm • Picture a dentist, and you might envision comedian Steve Martin prying out teeth in "Little Shop of Horrors" and belting out his ode to dentistry: "I am your dentist/ And I enjoy the career that I picked/ I am your dentist/ And I get off on the pain I inflict."But dentistry today is very different, 10 Colleges Where Graduates Have the Least Debt 01/25/2016 07:00pm • The U.S. News Short List, separate from our overall rankings, is a regular series that magnifies individual data points in hopes of providing students and parents a way to find which undergraduate or graduate programs excel or have room to grow in specific areas. Be sure to explore The Short List: Liberal Arts Colleges Where Students Are Eager to Enroll 01/24/2016 07:00pm • While college officials can control which applicants they admit to their campuses, they can't know for sure who will ultimately choose to enroll. Even well-known and highly ranked schools, such as Williams College in Massachusetts, may find that less than half of accepted students start taking clas What's the Return on Investment on Your Home? 01/21/2016 07:00pm • Do you see your home as an investment, or as a living expense? There is no right or wrong answer, but clearly defining how you view your home can help you weigh major financial decisions.For many Americans, their home is their single largest asset. So why do so few people calculate their true return 10 retirement myths debunked 01/21/2016 07:00pm • You probably have the wrong idea about your 'golden years.' After 30 or 40 years in the workforce, you'll probably be ready for the day when you can quit your job for good. However, you could be in for a shock. "Be prepared for the fact it's not going to be exactly how you thought it would be," s How to Balance Debt Reduction and Retirement Savings 01/21/2016 07:00pm • Millennials face a particularly difficult challenge when it comes to retirement savings. They are juggling credit card debt and student loans, while at the same time trying to save for the future.A recent Insured Retirement Institute and Center for Generational Kinetics survey of 1,110 adults found You can still have the American dream, really You can still have the American dream, really 01/21/2016 11:00am • Pessimism seems to pervade the American psyche these days. It's something that President Barack Obama addressed in the State of the Union, arguing that the surge of some Republican presidential candidates comes from their willingness to pour fire on this pessimistic fear of the future. While Obam 4 Tips for Families Navigating College Financial Aid Amid Divorce 01/20/2016 07:00pm • Tiffany and Clem Clay always wanted the best college education possible for their children. That the Massachusetts couple now has six children between them -- three from Tiffany's prior marriage and three from Clem's -- doesn't change that. But their divorces and remarriage make navigating the fina
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